Rotating savings and credit associations (ROSCAs) are informal financial institutions serving the financial needs of many people in Nigeria and other developing countries for centuries. It has several names across different countries in the world. In Nigeria, it is popularly known as Esusu, Osusu, Enusu, Ajo (Yoruba), Cha (Ibo), Oha, Oja, Adashi (Haussa, Tiv), Bam … Continue reading AjoMoney digitized the rotating group savings to promote zero-interest financing in Nigeria