In U.S., I have a largely limited use of WhatsApp but while in Africa, it has become indispensable. I mean messaging chat portals like WhatsApp and WeChat would have dominant roles in the future of financial services. Nigeria’s Kudi is playing a role there by making it possible for people to do payments through chat. […]

Password In private and public computer networks, authentication is usually done with the use of login IDs (user names) and passwords. Knowledge of the login details is pretended to make sure that the user is authentic. Each user registers at first using a given or self-declared password. On each successive use, the user must know […]

Identification The identification procedure collects information about who applied for access. This procedure is generally used by the unique machine-readable names. Based on this system, authentications are validated, enabling access. In terms of humans, users and resources connect in mutual identification when they apply for access permission. For example, during phone calls, people tell others […]