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The Mega Disintermediation

It has a big name: disintermediation. Hilary shares perspectives on getting your smartphone to work for you. It concludes with that painful impression everyone has come to associate Nigerian banks: fees and charges!

"Cowrywise and Opay are services that regularly save me money although they are also convenient and save time. With apps such as these on your phone, you can generate income and save on costs. This is a massive improvement to keeping money in savings account that gets constantly attacked with surprise deductions and unwarranted charges."

Putting Your Phone To Work Or Why OPay Is Winning

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