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Home Blog Page 359

The Power of Capital Over Money

By
TI Partners
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1

When you are paid at work, make sure to elevate a part of that salary to capital. Money is a unit of capital and does not have an inherent regenerative ability in its stable state. The reward of most Labour is money. But Labour expires or retires which means sources of money can be cut off. True breakthrough comes when your income is not only a function of time and energy but of ownership. Yes, when you earn through capital. Indeed, when you participate in equity, you step into a realm where time works for you, not against you. Your night becomes productive because your capital labours while you sleep.

To attain sustained financial independence, the journey begins with a decision: elevate a portion of your income to capital. The same logic holds for families, companies, and nations. Poor nations operate in the domain of money with characteristics of trading, consuming, and transacting. Rich nations live in the realm of capital with features of creating, owning, and compounding. The formation of capital expands the wealth of nations; it is the bridge between effort and sustainability.

A poor person wastes time to save money (travel by road) while a rich person spends money to save time (he flies). Capital saves time as you build wealth even when not working but labour constrains time since it is one activity at a time!

Among the five factors of production (land, labour, capital, entrepreneurship, and knowledge), money is not listed. Money is merely a medium of exchange. Capital is the transformer which converts raw ideas into industries and knowledge into prosperity. In truth, money measures capital, but it is not capital.

In Tekedia Institute Mini-MBA “Personal Economy” module, I explain the physics of building wealth by focusing on capital and not working and labouring with long hours. I encourage you to consider our programs at school.tekedia.com

FactCheckAfrica Trains Ibadan Youth, Journalists on AI-Powered Fact-Checking

By
Mutiu Iyanda
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0

As part of its mission to tackle the growing menace of information pollution in Africa, FactCheckAfrica has trained hundreds of youths and journalists in Ibadan on the fundamentals of fact-checking using artificial intelligence (AI).

The one-day workshop, themed “Artificial Intelligence Fundamentals Workshop: Empowering Youth for Digital Literacy, Civic Action and Accountability,” was held on Saturday, October 11, 2025, at the Local Government Staff Training School, Agodi Secretariat, Ibadan, Oyo State.

Supported by the Digital Democracy Lab and the Nigeria Youth Futures Fund, the workshop brought together participants from the media, academia, and civic sectors to explore how AI can enhance fact-checking and promote responsible digital citizenship.

The event began with arrival and registration at 8:30 a.m., followed by a welcome address from Habeeb Adisa, Co-Editor of FactCheckAfrica. He emphasized the importance of developing AI-driven skills to identify, verify, and counter misinformation that continues to threaten democratic discourse.

Participants engaged in several interactive sessions, including a hands-on skill-building session led by Titilope Fadare, who demonstrated the practical use of AI tools for journalists and civil society actors. This was followed by a showcase of MyAIFactChecker by Lukman Adeoti, where participants learned how to deploy the platform in their daily verification work. MyAIFactChecker is an AI-enabled tool developed by the organization to help journalists, researchers, and truth-seekers verify textual information.

In another session, Mr. Lekan Otufodunrin facilitated an in-depth discussion on “Harnessing Artificial Intelligence for Fact-Checking and Combating Misinformation.” He explained the transformative role of AI in the verification ecosystem and the ethical responsibilities of digital communicators. He advised journalists to continually learn and unlearn in order to remain relevant in the industry.

Source: FactCheckAfrica, 2025

The workshop also featured a presentation on FactCheckAfrica’s ongoing initiatives by Mustapha Lawal, who noted that the organization has significantly contributed to reducing information pollution not only in Nigeria but across Africa through its tools and human capacity development.

An interactive session on “AI for Civic Engagement: Tools that Promote Transparency and Accountability,” delivered by Mr. Temidayo Musa, provided participants with practical insights on verifying information related to government and institutional activities to promote accountability and responsiveness to public needs.

Mr Olasupo Abideen, Founder, FactCheckAfrica, delivering his remarks.

One of the most engaging moments of the day was the recap session led by Mutiu Iyanda, Chief Visionary Officer of Infoprations Limited, where he reflected on earlier presentations in relation to his views on establishing an AI Youth Network to combat information pollution. He remarked that the world is now more digitally mediated than it was two decades ago, warning that technological misuse could have severe consequences if not handled responsibly.

He urged participants to apply what they learned during the workshop: “You need to think, verify, and act critically. The era of mere information consumption is over. Use these tools to hold people and organizations accountable and help sanitize Nigeria’s information ecosystem from polluted messages,” he emphasized.

The event concluded with participant feedback, certificate presentations, and closing remarks, followed by group photographs.

According to our analyst, the Ibadan workshop served as a platform for co-creating ideas toward building a strong youth-led front in the fight against misinformation, disinformation, and other forms of information pollution across the continent.

Top Performing Cryptos Of 2025: Avalon X, Dogecoin, Shiba Inu, Ethereum

By
TI Partners
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0

Four tokens are getting a lot of attention due to how well they are doing, how much they could grow, and how excited investors are about them. But one name stands out: Avalon X (AVLX). Many analysts are already calling it the next big thing to happen in 2025.

At the same time, Dogecoin (DOGE) is still around $0.235, Shiba Inu (SHIB) is getting a lot of attention again with possible rallies coming up, and Ethereum (ETH) is at about $4,100. These four are the best-performing cryptocurrencies of 2025.

Avalon X (AVLX): The Breakthrough Investment No One Should Miss

If there’s one next big crypto 2025 investors simply cannot afford to miss, it’s Avalon X (AVLX). The Avalon X token has entered Stage 2, with the price now set at $0.01 per token. Stage 1 was successfully completed, providing early investors with a 100% ROI. This could be the last time investors ever see Avalon X crypto at this level before the price takes off.

The project has already sold more than 43 million tokens in a short time, and momentum is accelerating fast, signaling that early buyers are positioning themselves for potentially life-changing returns.

Positioned as a real estate backed cryptocurrency, it offers more than speculative hype; it provides a practical, real-world application through real estate tokenization crypto technology.

Moreover, the Avalon X presale is moving fast; 60% of the 2 billion token supply is reserved for early investors, and once this stage closes, the price is expected to rise significantly. Those who secure their position now are likely to be among the biggest winners of 2025.

Furthermore, Avalon X doesn’t just promise profits; it also offers engagement, excitement, and a chance to be part of a community. With the Avalon X giveaway that is still on, the project is rewarding early believers like never before with an incredible $1M crypto giveaway.

Add to that the once-in-a-lifetime crypto townhouse giveaway in the luxurious Eco Avalon gated development, and it’s clear why investors are calling it the most rewarding crypto event of the year. Opportunities like this don’t come twice; this is the moment to act. The official Avalon X website currently offers a 10% presale purchase bonus.

Eco Avalon Townhouse Giveaway

Avalon X is ramping up the excitement with the introduction of its referral program to run alongside the giveaways, which rewards participants with 10 bonus entries for every successful referral and an additional 10% in tokens. It’s an exciting and rewarding opportunity for the community to get involved and boost their chances of winning.

Additionally, CertiK has also done a full audit of the project, which makes investors more confident. As part of its growth, Avalon X is expected to be listed on major tier-1 exchanges like Binance and Uniswap. This could mean big gains for buyers who get in early.

Due to its real utility, high-stakes rewards, and real estate integration, Avalon X (AVLX) stands as the best crypto to buy in 2025. This token is setting the stage for transformative growth and long-term value.

Dogecoin (DOGE): The Original Meme Coin Rebounds

The Dogecoin price rose to $0.23 in a day as institutional investors flocked in after it broke through resistance at $0.19–$0.20. This bounce back shows that investors are no longer just guessing and are now confident.

Source: TradingView

As long as it stays above $0.19, the Dogecoin price prediction looks good. Dogecoin stock talks are once again taking over social media and investors feel more positive about it.

Shiba Inu (SHIB): Momentum Building for a Breakout

Shiba Inu coin continues to attract attention with traders eyeing key breakout levels. Currently around $0.0000113, it’s finding support near $0.0000103 while attempting to overcome resistance near $0.00001346–$0.000014.

Source: TradingView

If the Shiba Inu coin price goes above those levels, analysts think it will go up to $0.0000176, which could be a big sign that the market is turning bullish. Investors believe that the rise in the Shiba Inu price is part of a larger trend of meme coins becoming more popular as we move into 2025.

Ethereum (ETH): The Powerhouse of Institutional Growth

Currently at around $3,988, ETH continues to dominate in the market. Even though the Ethereum price has been fluctuating, it is still a good long-term investment for investors who want to hold it.

Source: TradingView

Analysts think that the Ethereum price prediction for 2025 remains positive, with possible highs above $4,500.

Avalon X (AVLX) Leads the 2025 Crypto Surge

Dogecoin, Shiba Inu, and Ethereum may be performing well, but Avalon X (AVLX) is rewriting the playbook. Positioned as one of the best cryptos to buy in 2025, Avalon X continues to gain traction with its presale thriving, the $1M giveaway still live, and investor demand surging across the board.

It is changing the way wealth is built through blockchain and real estate tokenization crypto innovation. The next big surge could happen at any moment, and the question is, will you be in before it happens?

Join the Community

Website: https://avalonx.io

CoinMarketCap: https://coinmarketcap.com/currencies/avalon-x/

Telegram: https://t.me/avlxofficial

X: https://x.com/AvalonXOfficial

Where Do You See Business Opportunities in Nigeria in 2026?

By
Ndubuisi Ekekwe
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0

In my chronicles on the five distinct decades of business and industry transformations in Nigeria (see here ), I narrated how each decade unlocked a new frontier of possibilities. We moved from the rise of the new generation banks to the telecom revolution, and now, to this era of digital utility powered by apps and AI systems. Each season came with its heroes, its codes, and its catalytic institutions that shaped destinies and defined wealth.

But I can see the next mountain, and that is the capital market. By the 2030s, that will be the sector commanding the grand orchestra of Nigeria’s economic symphony. It will be the heartbeat of value creation, the architecture upon which enterprise funding, innovation capitalization, and national wealth redistribution will rest. Simply, there is no sector with greater promise than the transformation of Nigeria’s capital markets.

Today, our nation is run by money, not capital, and when a nation runs on money, it bleeds potential. South Africa’s stock market is valued above $1 trillion, while Nigeria’s barely touches $60 billion. That gap is not just a statistic, it is a prophecy waiting for entrepreneurs, innovators, and policymakers to decode. If you do not see opportunity in Nigeria’s capital markets, you are not looking deeply enough.

But beyond my telescope into the 2030s, I pause to ask you: Where do you see business opportunities in Nigeria in 2026?

Nigeria: Ndubuisi Ekekwe’s 5 Distinct Decades of Tech-Anchored Transformations

A Look At Volkswagen Group’s Global Sales Performance in 2025

By
Paul Ugbede Godwin
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0

The Volkswagen Group (VW Group), encompassing brands like Volkswagen, Audi, Porsche, Skoda, SEAT/Cupra, and others, remains one of the world’s top automakers by vehicle deliveries.

While Toyota Group holds the overall lead in global sales, VW Group’s steady performance—bolstered by strong regional gains and a sharp uptick in electric vehicle (EV) adoption—positions it as a key player in the transition to electrification.

As of October 2025, year-to-date data shows VW Group navigating challenges like tariffs in North America and intense competition in China, while capitalizing on momentum in Europe and emerging markets.

VW Group delivered 4.4 million vehicles worldwide in the first half of 2025 January–June, marking a 1.3% increase from the same period in 2024 (4.35 million units). This growth was driven by:Europe: +2.0% (1.97 million units), with Western Europe up 1.0% and Central/Eastern Europe up 8.5%. South America: +18% (strong performance in Brazil, up 7.4%). Offsetting declines in China (-2%, 1.47 million units) and North America (-7%).

Projections for full-year 2025 suggest VW Group could approach or exceed its 2024 total of 9.03 million deliveries, potentially landing around 9.1–9.2 million, assuming continued Q3/Q4 momentum from new models like the VW ID.7 Tourer, Audi Q6 e-tron, and Porsche Macan Electric.

In Q3 2025 alone, global deliveries rose slightly year-over-year, lifted by Europe and EVs despite U.S. and China pressures. For context, VW Group’s 2024 deliveries dipped 2.3% to 9.03 million from 2023’s 9.24 million, but 2025’s H1 rebound signals recovery.

Globally, light vehicle sales are forecasted at 89.6 million units for 2025, up 1.7% from 2024, with VW Group holding a roughly 10% market share. VW Group ranks second globally behind Toyota Group but ahead of Hyundai-Kia, Stellantis, and General Motors (GM).

YTD figures are estimates up to August/September 2025; Toyota’s lead widened in Q3.VW Group’s edge over rivals like Hyundai-Kia stems from its diversified portfolio like Porsche’s luxury EVs and Skoda’s affordable models, though it trails Toyota’s hybrid dominance.

Electric Vehicles Clears Momentum Building

EVs are VW Group’s growth engine, with battery-electric vehicle (BEV) deliveries surging 47% to 465,000 units in H1 2025 (vs. ~317,000 in H1 2024). This pushed the global BEV share from 7% to 11% of total deliveries.

Europe: Nearly doubled (+90%), with VW Group claiming a 26–28% market share. One in five Western European deliveries is now a BEV; order backlog hit 170,000 units.

North America: +51% in Q1 (20,400 units); Q3 saw 231% YoY growth for VW brand EVs (ID.4: 12,470 units; ID. Buzz: 2,469 units), accounting for 17% of U.S. sales.

Global Q1 Breakdown: +59% to 216,800 BEVs, led by Europe (+113%). China BEV sales fell 33–37% (25,900 units in Q1) due to local competition from BYD and Geely. Plug-in hybrids (PHEVs) also rose 41% to 136,800 units in H1, with models offering up to 143 km electric range gaining traction.

VW Group’s EV strategy—over 30 new models launched since 2024—targets 70% BEV sales in Europe by 2030. Globally, EVs are projected to hit 15.1 million units in 2025 16.7% of sales, with VW contributing significantly outside China.

Despite U.S. tariffs 25% on imports announced in March 2025 and China’s price wars, VW Group’s order intake rose 62% for BEVs in Western Europe, with a total backlog nearing 1 million vehicles. Production pauses at plants like Zwickau a key EV hub in September highlight demand fluctuations, but new affordable EVs aim to counter BYD’s rise.

VW Group isn’t outselling Toyota worldwide but is firmly in the top tier, with EVs providing the “momentum” to offset legacy market pressures. This positions it well for a decarbonizing auto industry, especially in Europe where it leads EV adoption.

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