Binance quietly rolled out a new feature allowing users to trade tokenized versions of traditional stocks directly within the Binance app.
This move bridges cryptocurrency trading with conventional equity markets by enabling on-chain access to tokenized stocks, such as major U.S. blue-chip companies.
The feature is accessible via a dedicated “Stocks” section in the “Markets” tab of the app, where users can invest in fractional shares backed by real-world assets.
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Tokenized stocks are blockchain-based representations of actual equities, allowing for 24/7 trading, fractional ownership as little as 1% of a share, and seamless integration with crypto wallets. Trades settle on-chain with self-custody, reducing intermediaries and costs compared to traditional brokers.
Binance Wallet’s “On-Chain Stocks” program offers 0% trading fees, making it attractive for crypto-native users dipping into equities. Currently focused on U.S. equities, with tokenized versions of high-profile stocks like Tesla (TSLA) highlighted in early implementations. More assets are expected to follow.
This builds on Binance’s prior experiments with stock tokens from 2021 and recent partnerships, such as integrating BlackRock’s tokenized money market fund (BUIDL) as collateral for institutional trading earlier in November 2025.
This integration positions the Binance Wallet as a unified hub for both crypto and traditional finance, potentially accelerating real-world asset (RWA) adoption in DeFi. It targets users in regions with limited brokerage access, offering low-friction entry to global markets while maintaining blockchain’s transparency and liquidity benefits.
However, regulatory scrutiny remains a factor, especially for non-U.S. users seeking tokenized equity exposure. Tokenized stocks also called stock tokens, synthetic stocks, or equity tokens are blockchain-based digital assets that represent ownership or economic exposure to traditional shares of a company.
Each token is designed to track the price and performance of the underlying real-world stock 1:1 or a fixed ratio, but it lives entirely on a blockchain.
The token price is kept in sync via arbitrage and oracle feeds via Chainlink, Pyth, etc. Binance’s 2021 Tesla token CM-Equity held the actual TSLA shares in a German depot. Tokens are minted 1:1 and are legally considered “depositary receipts” or “blocked securities tokens.”
Users own beneficial interest in the underlying stock, but without voting rights. Projects like Ondo Finance, Backed.fi, or Securitize tokenize shares via SPVs (special-purpose vehicles) in jurisdictions such as Switzerland, Liechtenstein, or the British Virgin Islands.
Tokens are ERC-20 or ERC-1400 security token standard and can be used as collateral in DeFi. 24/7 trading, no market close. Fractional ownership ? democratizes access to expensive stocks. Global access especially useful in countries with capital controls or no local brokers.
Many countries treat tokenized stocks as securities; platforms often geo-block U.S. or EU retail users unless fully licensed. Almost all tokenized versions strip shareholder voting. Dividends are usually converted to USDT/USDC and distributed weekly or monthly.
If the price feed is manipulated, the token can temporarily deviate from the real stock price. Some platforms forcibly close positions if collateralization falls too low. Tax authorities in many countries have not issued clear guidance yet.
When Tesla pays a dividend, you receive USDT proportional to your holdings. In short: Tokenized stocks are the crypto industry’s way of bringing Wall Street assets on-chain with all the speed, accessibility, and programmability of blockchain, but with the trade-offs of counterparty trust and reduced shareholder rights.