Quote from Ndubuisi Ekekwe on July 9, 2019, 11:26 AM

 “In Nigeria, all energy and intellect should be directed to wealth creation, and not on how to move around the small money that is currently available.” Francis Oguaju

I Agree - Nigeria needs real innovations in banking and fintech, and not rent-seeking of commissions and fees on the little flowing money in the nation. Yes, fintech must lead wealth creation, not fees creation.