Quote from Ndubuisi Ekekwe on September 12, 2019, 5:43 PM

Account maintenance fee is the biggest innovation in Nigerian banking. In America, they pay you for the privilege of serving you (yes, when you open an account, most U.S. banks have reward promotions that can pay up to $500 for doing that). But in Nigeria, banks legally leak your balance. It is only in Nigeria where banks declare big profits in a fluttering economy. The total market cap for Unity Bank is N7.8B; Zenith Bank makes N9.6B in 6 months.