EMCD is Tackling the Biggest Problem in Cryptocurrency

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November 28, 2025

EMCD is a cryptocurrency fintech platform founded in 2017, originally focused on mining pools but now a full ecosystem for earning, storing, and spending crypto.

It ranks among the top 10 global Bitcoin mining pools, with a hash rate exceeding 1.6 EH/s, and operates in over 80 countries. Mining pools supports BTC, LTC, DOGE, BCH, ETC, DASH, and KAS with low 1.5% fees temporarily 0% until end-2025, daily payouts, and merged mining options.

Multicurrency custodial wallet for 20+ assets (e.g., BTC, ETH, USDT, TON) with fee-free withdrawals for BTC, BCH, and LTC. Savings tool offering up to 14% APY on stablecoins (USDT/USDC) and 8% on BTC/ETH/LTC, with daily compounding and no lock-up options.

P2P Trading: Instant fiat-to-crypto swaps via Visa/Mastercard. EMCD emphasizes security 2FA, regular audits and accessibility, targeting beginners to pros without needing advanced tech skills.

Crypto’s core challenges include volatility, scalability, security, regulation, and—crucially—usability for everyday spending. The last one stands out: You can mine or trade crypto easily, but converting it to spendable fiat off-ramping often involves high fees, slow exchanges, KYC hurdles, and regional restrictions.

This creates a “closed loop” where earnings stay trapped in crypto, limiting real-world adoption. EMCD’s recent launch of the EMCD Payment Card directly addresses this. Powered by Mastercard and partnered with KazeFi, it’s a virtual/physical card that lets users spend USDT instantly at any point-of-sale globally—no conversion delays, zero fees for crypto-to-fiat, and integration with Apple/Google Pay.

Load it from your EMCD wallet, and it’s usable for freelancers, nomads, or anyone in high-inflation regions. “Off-ramping crypto is still far too painful. Turning USDT into real, spendable money shouldn’t feel like a quest. So we decided to fix it.”

A HackerNoon deep-dive echoes this, calling it a response to “crypto off-ramp pain” by making spending “simple, instant, real-world.” Not entirely the biggest problem that’s subjective—volatility or scalability might claim the throne, but they’ve made a massive dent in one of the most practical barriers to mass adoption.

Why it’s a Big Step

Traditional off-ramps like Binance P2P or Coinbase charge 1-5% fees, take hours/days, and require bank verification. EMCD’s card bypasses this with seamless, fee-free USDT-to-fiat at checkout, closing the “earn but can’t spend” gap.

It’s live now, with early users praising the “boring but reliable” utility in a hype-fatigued market. Partnerships like UXLINK for social-crypto integrations amplify its reach. It’s USDT-focused, custodial and fiat-dependent still ties to traditional rails.

It doesn’t fix volatility pair it with Coinhold for yields or blockchain scalability though EMCD’s mining optimizes PoW efficiency. Broader issues like MEV or the trilemma persist elsewhere.

EMCD isn’t reinventing the blockchain—it’s building the “cyberbank” Satoshi hinted at: a closed loop where you mine, save, trade, and spend without friction. In a 2025 landscape of maturing ecosystems, this shifts crypto from speculative asset to utility.

The hype era is over, full crypto stack in one app and a card you can use anywhere. If “the biggest problem” means bridging crypto to daily life, EMCD’s card is a game-changer—practical, not flashy. Worth checking out if you’re mining or holding USDT.

What’s your take—off-ramping or volatility the real killer?

AI could replace 11.7% of US Jobs – MIT study reveals

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Ojukwu Emmanuel

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November 28, 2025

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A recent MIT study has revealed that artificial intelligence (AI) could replace 11.7% of U.S. jobs, equivalent to roughly $1.2 trillion in wages.

Using the Iceberg Index, developed by Oak Ridge National Laboratory, the research simulates interactions among 151 million workers to assess AI’s impact. The findings highlight potential disruptions across sectors, including finance, health care, and professional services.

The researchers discovered that the obvious effects of AI such as layoffs and role changes in tech, computing, and IT account for only the “tip of the iceberg,” representing just 2.2% of total wage exposure, or about $211 billion. Hidden beneath the surface is the true scale of potential disruption; $1.2 trillion in wages tied to routine tasks in fields like human resources, logistics, finance, and office administration. These areas, often underestimated in automation predictions, make up the bulk of the risk.

The researchers emphasized that the index is not designed to forecast the exact timing or location of job losses. Instead, it provides a skills-focused snapshot of what current AI systems are capable of and offers policymakers a structured framework to test various what-if scenarios before committing to major funding decisions or legislative action.

The study’s findings align with the World Economic Forum’s Future of Jobs Report 2025, which forecasts that 92 million jobs could be displaced by AI by 2030. Research also suggests that Black and Latino/Hispanic workers face disproportionate risks because they are more likely to occupy roles vulnerable to automation, raising concerns that AI could deepen existing racial and economic inequalities if not properly managed.

Despite the risks, the outlook is not entirely negative. The same global projections indicate that AI will help create 170 million new jobs by 2030, resulting in a net gain of 78 million roles an overall 7% increase. Roles expected to grow include construction workers, delivery drivers, salespeople, and food processing workers. Conversely, occupations such as cashiers, ticket clerks, administrative assistants, cleaners, and housekeepers face the highest risk of displacement.

A 2023 McKinsey report focusing on Black communities further underscores how generative AI could affect underrepresented groups, stressing the need for proactive workforce development strategies.

Major corporations are announcing large layoffs before the end of the year, and this could extend into 2026. On the other hand, typical blue-collar roles in construction, healthcare, and hospitality are experiencing shortages because of a decrease in job applications.

Although there is high demand for employees with advanced AI skills, other factors, such as the current political climate, economic conditions, and the supply of workers, also influence the job market.

As the job market evolves, employers are responding, 77% of businesses plan to retrain employees with AI-related skills. The report emphasizes that workers who acquire competencies in AI, machine learning, and data analytics through certifications or micro-credentials will be better positioned to thrive. By learning to work alongside AI, individuals can boost productivity and future-proof their careers.

The study concludes that adaptability and lifelong learning are essential in a rapidly shifting labor landscape. Staying informed on AI developments, participating in training opportunities, and embracing continuous upskilling will help workers navigate a tech-driven future with confidence.

4 Tokens to Load Up on as Michael Saylor Says Buy Bitcoin Now

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TI Partners

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November 28, 2025

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Michael Saylor’s latest call to “Buy Bitcoin Now” has electrified the crypto market. The MicroStrategy co-founder’s bold stance comes as his firm continues to accumulate Bitcoin, having raised over $700 million through the issuance of preferred shares. Even as BTC faces resistance between $111,342 and $111,626, a zone where roughly 140,488 BTC last changed hands, the market buzzes with excitement. Saylor’s audacious projection of Bitcoin soaring to $21 million in the coming decades has investors asking: if BTC is set to skyrocket, which altcoins could ride the wave next?

Little Pepe (LILPEPE): The Business-Related Meme Coin

The project is building the world’s first meme-native Layer 2 blockchain, a network designed for speed, efficiency, and security. With over $27.4 million raised and 16.5 billion tokens sold at its Stage 13 price of $0.0022, Little Pepe has already surged 120% from its early presale stages. Investors see this as a ground-floor opportunity, similar to getting in early on Shiba Inu or Pepe before their historic rallies. Backed by some of the top anonymous meme coin experts, Little Pepe combines lightning-fast speed, ultra-low fees, and genuine Layer 2 technology. Unlike most meme coins that ride temporary hype, Little Pepe ($LILPEPE) is building its own chain not just a token, but a full meme empire. The chain promises to be the cheapest and fastest in the world, optimised specifically for meme tokens and community coins. The support of seasoned cryptocurrency specialists who have propelled popular meme coins to success is what really sets Little Pepe apart. Their participation lends LILPEPE legitimacy and strategic direction that surpasses mere publicity. Two significant centralised exchanges are scheduled to launch the token, ensuring early visibility and liquidity.

Sei Network (SEI): Speed and Scalability

Designed for DeFi projects that require efficiency and speed, Sei Network ($SEI) is currently trading at $0.17. High transaction volumes can be handled by SEI, a Layer 1 blockchain with low latency. Due to its compatibility with multiple DeFi protocols and a growing developer ecosystem, it is a utility-driven token with substantial growth potential.

According to price analysts, SEI may reach $0.40 to $0.50 if adoption accelerates in tandem with a BTC rally, offering early investors substantial returns.

Tron (TRX): The Smart Choice

Tron ($TRX) is currently trading at $0.29 and has a good reputation as a reliable blockchain with low fees and fast throughput. Tron supports a wide range of dApps, gaming platforms, and NFTs because it has a large number of developers and updates the network often. TRX is a good mid-tier investment, and in a bull market, it would trade between $0.45 and $0.60, according to conservative estimates. As more institutions and individuals become interested in altcoins, TRX may make a comeback.

Ondo Finance (ONDO): Combining DeFi and Conventional Finance

Ondo Finance ($ONDO) fills the gap between DeFi and traditional finance at $0.63. Institutional and individual investors are drawn to Ondo’s structured products and fixed-income options. Its cutting-edge platform aims to attract more investment into the DeFi ecosystem while providing steady returns. Analysts believe that ONDO could rise to $1.20 to $1.50 as more people adopt it and DeFi continues to grow. This would give you both upside and a way to diversify your portfolio.

Conclusion

Michael Saylor’s bullish Bitcoin outlook signals that the market could be entering a new growth phase. While BTC remains the anchor, altcoins like Little Pepe, Sei Network, Tron, and Ondo provide unique opportunities to capture outsized returns. Little Pepe ($LILPEPE) combines meme culture with real technology. Sei Network offers unmatched speed for DeFi. Tron brings stability and adoption. Ondo merges DeFi with traditional finance for high utility. For investors ready to act, now is the time to position strategically. Diversifying across these four tokens not only aligns with Bitcoin’s momentum but also taps into some of the most promising projects in the crypto ecosystem. These aren’t just altcoins, they’re potential game-changers.

For more information about Little Pepe (LILPEPE) visit the links below:

Website: https://littlepepe.com

Whitepaper: https://littlepepe.com/whitepaper.pdf

Telegram: https://t.me/littlepepetoken

Twitter/X: https://x.com/littlepepetoken

$777k Giveaway: https://littlepepe.com/777k-giveaway/

$100 in Ozak AI Could Turn Into a Life-Changing Profit by 2030 — The AI Token Everyone’s Talking About

By

TI Partners

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November 28, 2025

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Ozak AI ($OZ) has quickly become one of the most discussed AI tokens in the market, driven by its rare fusion of artificial intelligence and a decentralized physical infrastructure network. Instead of operating as a speculative meme coin, Ozak AI is building a technology ecosystem where predictive AI, automated smart analytics, and cross-chain scalability work together to drive real blockchain utility. As global investors look toward long-term AI innovation, many believe Ozak AI could be one of the most promising early-stage tokens heading toward 2030.

Presale Growth Shows Strong Long-Term Interest

The project’s Phase-7 presale is currently live at a token price of $0.014. With 1,006,006,483.20 $OZ already sold, total funds raised have reached $4,484,128.69. For many early participants, the opportunity lies in entering before a major exchange listing pushes Ozak AI into mainstream attention. With a targeted listing price of $1.00, the presale remains one of the most closely watched launches of the year, showing consistent momentum across both retail and institutional communities. While no future value is guaranteed, its steady presale participation indicates strong market confidence in the technology and leadership behind the project.

Technology Designed for Scalable Real-World Adoption

Ozak AI differentiates itself from the sea of tokens that rely on an AI theme but lack real infrastructure. The model runs on predictive intelligence, real-time analytics, and automated decision-making tools, each running on many blockchains. The project’s DePIN layer allows the network to handle large volumes of data efficiently, and its cross-chain design helps Ozak AI operate wherever user liquidity and on-chain signals are strongest. Beyond trading or speculation, the $OZ token plays a central role in staking, governance, and future ecosystem expansion, giving holders a functional purpose inside the network rather than simply owning a static coin.

Partnerships Strengthen Long-Term Utility and Ecosystem Growth

Ozak AI has grown aggressively through strategic partnerships that bolster data power, infrastructure reach, and usability. Its collaboration with Hive Intel gives Ozak AI access to deep blockchain analytics, enabling advanced monitoring of wallet activity, NFTs, and DeFi trends. Through Weblume, creators and developers can integrate live Ozak AI market signals into dashboards and decentralized applications without writing code, making adoption simpler for new builders. Meganet adds a distributed bandwidth network of millions of active nodes, boosting processing capability for Ozak AI’s predictive agents. SINT introduces autonomous execution, voice-activated commands, and cross-chain connections that allow Ozak AI signals to become instantly actionable. The project also completed a full audit with @sherlockdefi, verifying no unresolved issues in the presale smart contracts and reinforcing its commitment to security. These coordinated milestones continue to fuel global discussion about Ozak AI as a future-ready AI infrastructure asset.

Why 2030 Has Become the Focus

Many investors are positioning for what AI-driven blockchain infrastructure could look like in the next five to ten years. As the AI sector expands, on-chain automation, predictive models, and decentralized compute systems are expected to play a leading role in new financial and enterprise applications. Ozak AI’s blueprint places it at the intersection of these markets. For supporters, a $100 entry today is not just a short-term trade, it is a decision based on the belief that Ozak AI’s technology, partnerships, and long-term roadmap could make it one of the standout AI tokens of the coming decade. There are no guaranteed outcomes in cryptocurrency, but the combination of strong presale performance and expanding infrastructure has placed $OZ at the center of ongoing industry conversations.

Conclusion

Ozak AI has gained attention, not by hype, but rather on the basis of a technology foundation, transparency, and strategic growth. Its Phase-7 presale, which is currently live at $0.014, is planned for listing at $1.00, thus continuing to attract long-term participants who perceive AI-powered blockchain infrastructure as one of the defining themes going into 2030. As partnerships grow and development accelerates, Ozak AI continues as one of the most watched tokens within the global crypto market.

For more information about Ozak AI, visit the links below:

Website: https://ozak.ai/

Twitter/X: https://x.com/OzakAGI

Telegram: https://t.me/OzakAGI

Upbit Suffers ~$30M Hack, Suspected Involvement Tied to Lazarus Group

By

Paul Ugbede Godwin

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November 28, 2025

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Upbit, South Korea’s largest cryptocurrency exchange, suffered a major security breach where approximately 44.5 billion South Korean won around $30 million USD in Solana-based tokens was drained from its hot wallet.

The incident occurred at approximately 4:42 a.m. local time, prompting Upbit to immediately suspend all deposits and withdrawals for emergency maintenance.

This marks the second major hack for Upbit in its history, eerily timed on the sixth anniversary of a 2019 breach that stole 342,000 ETH worth about $50 million at the time, now over $1 billion.

Suspected Involvement of North Korea’s Lazarus Group

South Korean authorities, including government and business sources, strongly suspect the Lazarus Group—a notorious state-sponsored hacking collective linked to North Korea’s Reconnaissance General Bureau spy agency—behind the attack.

The breach mirrors tactics used in the 2019 Upbit hack, which was definitively attributed to Lazarus. Exploitation of a hot wallet vulnerability on the Solana network.

On-chain analysis shows the stolen assets were quickly swapped for Wrapped Solana (WSOL) and SOL, then scattered across 185 wallets, bridged to Ethereum, and partially laundered via mixers.

About $1.6 million in LAYER tokens has already been frozen, with ongoing tracing efforts. Blockchain security firms like CertiK have noted the “speed and scale” of the withdrawals as reminiscent of prior Lazarus operations, though they lack definitive on-chain proof yet.

The U.S. FBI has long described Lazarus as one of the world’s most advanced persistent cyber threats, responsible for stealing over $2 billion in crypto in 2025 alone to fund North Korea’s nuclear and weapons programs.

Recent Lazarus-linked incidents include a $1.5 billion Ethereum theft from ByBit in February 2025 and a $44 million breach at India’s CoinDCX in June. South Korean officials are conducting an on-site investigation at Upbit’s facilities, focusing on system inspections and potential ties to North Korean intelligence.

Upbit operator Dunamu has pledged to fully reimburse affected users using its own corporate assets, ensuring no direct losses for customers. They’ve also moved remaining funds offline and frozen traceable wallets.

The hack coincides with Dunamu facing a record 35.2 billion won ($25 million) fine for past compliance failures, including inadequate customer due diligence on 5.3 million accounts and unblocked unauthorized transactions.

This has delayed Virtual Asset Service Provider (VASP) license renewals for Upbit and other Korean exchanges. A three-month partial business suspension is under appeal. The breach hit just hours before Naver, South Korea’s internet giant announced a $10.3 billion all-stock acquisition of Dunamu, raising doubts about the deal’s viability amid heightened scrutiny.

The crypto community on X is buzzing with concern over exchange security and geopolitical risks. Recent posts highlight:Warnings about Lazarus’s persistence: “Lazarus continues to be suspected… everything points to Lazarus” from Vietnamese crypto analyst GFIResearch.

Upbit hit with a $32M hack… North Korea’s Lazarus Group suspected. “Is this just another hack… or a wake-up call for the entire exchange ecosystem?. Multiple threads link the hack to the Dunamu-Naver deal, with one calling it a “K-drama twist”.

This incident underscores ongoing vulnerabilities in crypto infrastructure, especially amid rising state-sponsored attacks. As investigations continue, expect tighter regulations in South Korea and global calls for enhanced wallet security.