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As Naira Struggles, Long-Term Investments Fade, Making Economic Development Harder. What Nigeria Can Do To Help Naira [video]

By
Ndubuisi Ekekwe
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0

Many asked “how can we stabilize the naira?” after I shared my experience how Naira deterioration dislocated  my entry career level playbook to invest 15% of my earnings in the Nigerian stock exchange, and how that decision has turned out to be sub-par. If you did not watch the video, it is here.

In this video, I try to answer. But of course, you can also read my inaugural presidential address which I have hypothetically written since 2018 on how we can fix some issues in Nigeria. Lol (Do not read too much into it since as a teacher, I am not sure I can afford to buy pure water for the national delegates. Let us just have fun!)

Yet seriously, I do believe that private capital is the vehicle to save Nigeria as the government does not have the capacity to build the platforms of commerce which will enable fundamental innovation and productivity. My thesis is for the government to explore what will make the private capital to LIKE and LOVE Nigeria because that is the hope right now.

 

 

5 Ways to Send Money to Ecuador

By
TI Partners
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0

There are different options that you can see in the market, but how would you know which one is better and your loved ones can easily receive the money in a short period of time? In this blog, we will discuss the top 5 ways that will help to send money to Ecuador so that your family can live the better life that they deserve.

So, let’s get started.

1. Western Union

It is one of the best ways that you can use to send money to Ecuador. It provides different options like a direct person or through an agent, via bank, and mobile app. You can use a convenient way that is more suitable for you and your family can receive money in a short period of time.

Further, you can send money through Western Union without facing extra or hidden charges. When you need to send money, you clearly see the service charging fee so that you can send money with peace of mind. With this transparency, you may not face any other charges that you may not see on your screen. Additionally, you can track your money transfer with live updates or a unique tracking number.

2. Bank Transfer

When you need to send money to your loved ones in Ecuador, a bank transfer is one of the best options that you can use. Further, it provides the safest way for you to protect your confidential information. Additionally, you will also face low service charges as compared to other methods that you may use to send money to Ecuador.

Safely sending money to your family will help them to upscale their lifestyle and get good food to live a healthy life. So, in this way, you can easily send the money and properly care for your family.

3. The Wise

The most popular, reliable, and affordable way to send money to Ecuador. With this, you can easily send money without facing extra charges. Further, you can download their application or visit their website to make an account so that you can easily send money to your family. After making an account, enter the amount that you want to send to your loved ones by paying through credit, debit, or online banking. Further, add on the recipient details, and your loved one will receive the money in a short period of time.

Showing the service charging fee makes this process transparent and makes you comfortable so that you can use this method with peace of mind.

4. The Xoom

It is a PayPal service that helps to send money to Ecuador. With the affordable and reliable service, you can easily send money to your loved ones so that they can improve their lifestyle and get good food.

The Xoom also allows to send money by using their application. For sending money and create an account you can download their mobile app.

5. The WorldRemit

It is also one of the best way that help to send money. To send money, you can make an account on the application or their website.

After making an account, you can easily send money by paying the low service charging fee to your family so that they can get a better life.

Raydium’s LaunchLab Will Have Implications on Pump.fun’s Mindshare

By
Paul Ugbede Godwin
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0

Raydium, the leading decentralized exchange (DEX) on Solana blockchain, launched LaunchLab, as a comprehensive token launchpad to compete with Pump.fun. Designed for creators, developers, and the Solana community, LaunchLab offers a streamlined, permissionless platform for token creation and trading with direct integration into Raydium’s liquidity pools.

LaunchLab provides customizable bonding curves, vesting schedules, supply controls, and wallet delegation. Tokens raising 85 SOL (~$11,150) automatically transition to Raydium’s Automated Market Maker (AMM) for instant trading. The “JustSendIt” mode simplifies launches, requiring minimal setup. Creators can opt-in to earn 10% of AMM trading fees post-launch, incentivizing long-term engagement.

Token creation is free, with a 1% transaction fee on trades: 50% goes to a community pool, 25% funds $RAY buybacks, and 25% supports infrastructure. Liquidity locking or burning minimizes rug pull risks. LaunchLab is a response to Pump.fun’s PumpSwap, launched in March 2025, which reduced Pump.fun’s reliance on Raydium’s liquidity pools. Previously, Pump.fun contributed ~41% of Raydium’s swap fee revenue. LaunchLab aims to recapture market share by offering advanced tokenomics and community-driven features.

Following the announcement, $RAY surged 7-14%, reaching ~$2.50, but currently at $2.13 reflecting strong market reception. The platform has already seen ~10 tokens surpass the 85 SOL threshold. LaunchLab’s integration with trading terminals enhances token visibility, boosting project traction. LaunchLab positions Raydium to challenge Pump.fun’s dominance in Solana’s meme coin and token launch ecosystem, fostering innovation and creator control.

LaunchLab directly challenges Pump.fun’s dominance in Solana’s token launch space, particularly for meme coins and community-driven projects. By offering advanced tokenomics (e.g., customizable bonding curves, vesting) and seamless integration with Raydium’s liquidity pools, LaunchLab could erode Pump.fun’s market share, especially after PumpSwap reduced Pump.fun’s reliance on Raydium.

This competition may drive innovation, lower fees, and improve user experience across launchpads, benefiting creators and investors. LaunchLab strengthens Raydium’s position as Solana’s leading DEX by diversifying its offerings beyond trading and liquidity provision. The platform’s ability to onboard new tokens directly into Raydium’s AMM enhances liquidity and trading volume, reinforcing Solana’s DeFi infrastructure.

The community pool and $RAY buyback mechanism (from 1% transaction fees) could stabilize or increase $RAY’s value, attracting more users and capital to Solana. With free token creation, simplified “JustSendIt” mode, and customizable options, LaunchLab lowers the technical and financial barriers for creators, fostering a wave of new projects, including meme coins, NFTs, and utility tokens.

Features like liquidity locking/burning and creator fee incentives (10% of AMM trading fees) reduce rug pull risks and align long-term interests, potentially improving project quality and investor trust. The 7-14% surge in $RAY price post-announcement indicates strong market confidence in LaunchLab’s potential. Sustained adoption could drive further $RAY appreciation, especially if LaunchLab captures significant token launch volume.

However, increased token launches may lead to market saturation, with many low-quality projects failing to gain traction, potentially causing short-term volatility in Solana’s token markets. LaunchLab’s permissionless nature, while democratizing, risks a flood of speculative or scam tokens, which could harm Raydium’s reputation if not managed. Robust community governance and transparency will be critical.

Dependence on Solana’s network performance means any scalability issues or outages could disrupt LaunchLab’s operations, affecting user trust. LaunchLab’s success could inspire other blockchains to develop similar all-in-one launchpads, intensifying competition in DeFi across ecosystems like Ethereum, BNB Chain, or Aptos.

The focus on creator-driven tokenomics aligns with the growing trend of community-led projects, potentially accelerating the adoption of decentralized platforms for fundraising and content monetization. LaunchLab positions Raydium as a key player in Solana’s token launch ecosystem, with the potential to drive innovation, liquidity, and creator participation. However, its success hinges on managing risks like low-quality projects and maintaining Solana’s network reliability.

Google Faces Mounting Antitrust Challenges Over Its Ads Markets Dominance, Amid AI Competition

By
Ojukwu Emmanuel
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0

Tech giant Google is currently facing intensifying antitrust probe, as it navigates a future increasingly shaped by Artificial Intelligence (AI).

On Thursday, a federal judge ruled that the search giant illegally maintained a monopoly in its online advertising market, specifically in publishing ad servers and ad exchanges, due to its dominant position between ad buyers and sellers.

This decision, following a September trial in Alexandria, Virginia, marks Google’s second major antitrust setback in less than a year. Judge Brinkema declared that Google unlawfully dominated two key markets: publisher ad servers and ad exchanges, which are critical digital platforms connecting buyers and sellers of online advertising.

“The Court concludes that the United States is entitled to partial summary judgment on its claims that Google monopolized the publisher ad server market and the ad exchange market in violation of Section 2 of the Sherman Act,” Brinkema wrote.

In August, another judge found that Google held an illegal monopoly in internet search, the most significant antitrust ruling in tech since the Microsoft case over two decades ago.

Meanwhile, Google pushed back against the allegations, arguing that the allegations focused on outdated practices.

“Prosecutors also ignored competition from technology companies, including Amazon.com and Comcast, as digital ad spending shifted to apps and streaming video,” said Google’s lawyer. The company claimed it had since improved interoperability with rival platforms and that prosecutors were ignoring substantial competition from tech rivals.

As Google defends its core business in court, it faces growing competition from generative AI, notably OpenAI’s ChatGPT, which offers alternative ways to search for information. The company is also grappling with slowing revenue growth and potential ad spending declines driven by economic concerns over President Donald Trump’s new tariffs.

Alphabet, Google’s parent company, saw its stock dip over 1% on Thursday, with a 20% year-to-date decline, ahead of its first-quarter earnings report next week. U.S. District Judge Leonie Brinkema ruled that Google’s anticompetitive practices “substantially harmed” publishers and web users, violating Section 2 of the Sherman Act. The trial included 39 witnesses, 20 depositions, and numerous exhibits.

While Google was found to unlawfully dominate publisher ad servers and ad exchanges, the court dismissed claims regarding general display advertising tools, noting the government failed to prove acquisitions like DoubleClick and Admeld were anticompetitive.

Google plans to appeal the ruling on its publisher tools, with Lee-Anne Mulholland, Google’s vice president of regulatory affairs, stating, “Publishers choose Google because our ad tech tools are simple, affordable, and effective.” The company argues that prosecutors overlooked competition from firms like Amazon and Comcast, particularly as ad spending shifts to apps and streaming video, and claims it has improved interoperability with rival platforms.

Attorney General Pam Bondi hailed the ruling as a “landmark victory” in curbing Google’s dominance in digital advertising, a multi-billion-dollar industry central to the company’s revenue. The Justice Department is pushing for Google to divest parts of its ad-tech business, which could create opportunities for competitors like Amazon, whose ad business is expanding.

Google also continues to fight allegations of monopolistic practices in its search business, with an appeal planned following the August ruling. These legal battles could drag on for years, even as remedies are determined, leaving Google in a precarious position as it balances courtroom defenses with innovation in an AI-driven market.

The Altcoin Turning Heads in a Bear Market: SpacePay ($SPY) Sets Out to Bring Crypto into Retail

By
TI Partners
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0

You can’t go to your next-door cafe, grocery store, or boutique with just crypto in your wallet. Crypto is not mainstream in retail yet.

Volatile prices, high fees, and complex setups have kept the idea of crypto’currency’ just an idea.

SpacePay: A Practical Revolution in Crypto Payments

SpacePay ($SPY) is a real-world solution built to make crypto payments faster and cheaper. SpacePay’s native token, $SPY, is now in presale, and has raised over $1 million already.

The fintech platform comes with a clear mission: make spending crypto as smooth as swiping a card. Built by a London-based team, SpacePay isn’t just an idea.

It has a functioning product and a growing community of people who have confidence in its journey ahead. In fact, SpacePay’s X account has amassed over 70,000 followers already.

Here’s what makes it stand out:

  1. Instant fiat conversion: Crypto volatility scares many merchants, and it is not unreasonable. After all, it takes just one price swing to wipe out their entire margins.

SpacePay addresses this problem. How? It converts crypto into local currency at the point of sale. That means no guesswork or loss when it comes to accepting crypto payments.

  1. No new hardware. No hassle: SpacePay integrates directly with Android-based point-of-sale (POS) systems. If a business already has this system set up, they can get started instantly.

That means there is no need to buy new machines or go through complicated onboarding. They can just plug in and start accepting crypto and tap into the growing new tech-savvy demographic.

  1. Low Fees That Make Sense: Credit card networks take 1.5% to 3.5% per transaction. SpacePay charges a flat 0.5%.

$SPY: The Power Behind the Platform

$SPY is a utility-first token designed to power SpacePay’s real-world ecosystem.  More than just a coin that users can buy and trade, $SPY actually helps the system work.

In SpacePay’s case, $SPY fuels the SpacePay engine. Already in presale, early investors can grab it before it potentially gains more value as the platform grows.

The token is already live in presale, and here is what it unlocks:

The first is loyalty rewards. Holders can unlock exclusive benefits and promotions within the SpacePay ecosystem. When you hold $SPY, you’re not just an investor. You’re considered a valued member of the ecosystem, and you will be rewarded accordingly. You get access to special perks, discounts, or promotions when using SpacePay.

It works like frequent flyer miles or cashback points. The more you support the ecosystem, the more you potentially earn.

The next is governance rights. Token holders help determine the platform’s direction and future features like how the funds are used or what changes to make to the system.

For investors who love to help steer the direction of the platform, this would be a great opportunity.

Revenue sharing is another feature. Long-term holders earn a cut of SpacePay’s revenue. By choosing to join the platform’s journey early, they can potentially maximize their profits.

A share of the money the project earns through transaction fees or other services is shared with long-term $SPY holders.

If you buy in early and hold your tokens, you could earn passive income just for being part of the ecosystem as it grows.

This aligns your success with the platform’s success.

Why You Should Get in Before the Presale Ends

Most crypto projects launch with nothing more than a white paper and a wishlist. SpacePay stands out with an MVP that works.

The API integration is smooth. The incentives are smart. And now, the presale is live.

The presale gives users a chance to be a part of a solution that solves one of crypto’s biggest problems. Unlike most altcoins that rely on hype and speculation, SpacePay is backed by a real-world application and a growing ecosystem

To get in early before the rest of the market catches on, the ongoing presale is the best gateway.

 

Visit SpacePay (SPY) presale

For regular updates about the project development and community discussions, check out SpacePay’s Twitter and Telegram channels.

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