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Nigeria’s New Education Policy that Limits Tertiary Education Age to 18 Sparks Backlash

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In a move that has sparked widespread criticism, the Nigerian Federal Government has announced a new policy setting the minimum age for writing the Senior Secondary School Certificate Examinations (SSCE) and the Joint Admission and Matriculation Board (JAMB) examination at 18 years.

According to the Minister of Education, Professor Tahir Mamman, from 2025, any candidate who is not up to 18 will not be allowed to write the SSCE, effectively barring them from seeking admission into tertiary institutions. This policy, according to government officials, is aimed at ensuring that students are emotionally and intellectually mature before they proceed to higher education.

However, the announcement has been met with condemnation from critical stakeholders in the education sector, who argue that the policy is not only regressive but also paradoxical when considered in the broader context of Nigerian society. The irony of this policy becomes glaring when juxtaposed with other societal practices in Nigeria, where children under 18 are married off, sent to prison, or even given adult responsibilities far beyond their years.

A Policy That Stifles Educational Progress

Nigeria operates a 6-3-3-4 educational system, where a child enrolls in school at age six, and spends six years in primary education, three years in junior secondary, and another three years in senior secondary before advancing to higher education. Under normal circumstances, a Nigerian student is expected to complete secondary education by the age of 17 or 18. However, due to various factors such as accelerated learning programs, some students finish secondary school by 16 or even younger.

Professor Mamman, speaking on a television program, justified the new policy by emphasizing that it aligns with the 6-3-3-4 system, which theoretically should see students completing secondary school at 18.

He argued that younger students lack the maturity required to thrive in a university environment.

“It is not just a matter of academic readiness; it’s about emotional and psychological maturity,” he said. “We have seen cases where students who entered university too early struggled to cope with the demands of higher education.”

Yet, this rationale has been met with strong opposition from educational stakeholders who see the policy as an unnecessary barrier to academic achievement. The Nigeria Union of Teachers (NUT), the National Parents/Teachers Association of Nigeria (NAPTAN), the Congress of University Academics (CONUA), the Academic Staff Union of Universities (ASUU), and various non-governmental organizations have all voiced their concerns.

Dr. Mike Ene, Secretary General of the NUT, expressed his disappointment regarding the policy, stating, “One good thing about our minister is that he is a lecturer and also a Senior Advocate of Nigeria. One hopes the policy will stand the test of time. They should have another look at the policy. They cannot just wake up and make such a decision. They must consult widely on it.”

Ene further warned that the policy could negatively impact the education sector, particularly for gifted students who excel academically but are younger than 18.

NAPTAN’s Deputy National President, Chief Adeolu Ogunbanjo, was even more critical, declaring that the association would challenge the policy in court if the government refused to drop it.

“We have spoken to some lawyers on the matter, they said we should just be patient for the year 2025 to roll in. Around March next year, before WAEC and others start to conduct the SSCE, we will sue the government if they refuse to drop the policy,” Ogunbanjo said.

The Irony of Child Protection in Nigeria

The policy’s introduction has brought to the fore a glaring irony in Nigeria’s approach to child development. While the government insists that students must be 18 to take on the academic rigors of higher education, it seems to turn a blind eye to other areas where children are forced into adulthood much earlier.

In many parts of Nigeria, it is not uncommon for girls as young as 12 or 13 to be married off, often to men much older than them. Child marriage is a pervasive issue in Nigeria, particularly in the northern regions, where cultural and religious practices allow for the marriage of girls well before they reach 18. According to UNICEF, Nigeria has one of the highest rates of child marriage in the world, with 43% of girls married before their 18th birthday, and 16% married before the age of 15.

The Nigerian legal system has also faced criticism for its treatment of minors. Children as young as 13 have been sent to prison for various offenses, where they are often incarcerated alongside adults. The country’s juvenile justice system is fraught with challenges, and many young offenders do not receive the protection and rehabilitation they need.

This practice stands in stark contrast to the government’s assertion that children under 18 are not mature enough for university but are seemingly mature enough to face the harsh realities of marriage and prison.

AriseTV journalist Oseni Rufai highlighted this contradiction in a commentary, stating, “They say pupils can’t go to university before 18, but they can get married at 12. Is this alliance with the other side of the country really benefiting us? Their way of reasoning is becoming increasingly frustrating.”

Lawyer Ridwan Oke echoed these sentiments, pointing out the inconsistencies in how the law treats minors in Nigeria.

“A 15-year-old is too small to be admitted into the University in Nigeria but a Court can grant a remand order to remand them in Police custody with adults. A 15-year-old is too small to be admitted into a University but some of them are not too small to be remanded in prison custody with adults in KiriKiri [prison],” Oke remarked. “Once again, Nigerian math will stress you.”

The decision to enforce an age limit for SSCE and university admission raises critical questions about the direction of education policy in Nigeria. It is believed that by placing arbitrary restrictions on when students can progress in their academic careers, the government risks stifling the potential of thousands of young Nigerians. Stakeholders are worried that this policy could create a backlog in the education system, with students who complete secondary school before 18 left in limbo, unable to advance to higher education.

Dr. Niyi Sunmonu, National President of CONUA, proposed a more flexible approach, suggesting that the minimum age for university admission should be set at 17.

“A student can leave secondary school at 16 or a little above that and seek admission for higher education at 17. The minister should call a meeting of stakeholders in the sector to deliberate on it,” Sunmonu advised. “The policy should go through the process of acceptance by all and even be legislated upon by the National Assembly. Parents want to be free from the burden of educating their children as soon as possible.”

This sentiment reflects the broader concern that the policy does not take into account the realities of modern education and child development. In today’s world, many children are starting school earlier and advancing through the education system more quickly than previous generations. By the time they reach secondary school, some students are ready to move on to university, regardless of whether they have reached the age of 18.

The Nigerian government’s approach to this issue appears to be rooted in a desire to control and regulate the education system rather than adapt to the changing needs of students and society. Stakeholders believe that this rigid stance has the potential to alienate young people and discourage them from pursuing higher education, particularly if they feel that their academic achievements are being disregarded in favor of an arbitrary age limit.

Mr. Oladapo Adekoya, a member of the Concerned Parents and Educators Network (CPE), pointed out that the policy reflects a “modern slavery mentality and approach.” Adekoya criticized the government for focusing on age rather than addressing the underlying issues that affect education and child welfare in Nigeria.

“These people are never serious. The real issues they will neglect and keep pursuing shadows,” he said. “At 18, a young adult should be fully set to launch a career path if all necessary skills and abilities are properly impacted. The curriculums themselves are outdated and practically useless. Let’s concentrate on the issues that matter, then the issue of age on admission will set in automatically.”

Concerned Nigerians said the irony of the situation is that while the government insists on the maturity of students entering university, it fails to recognize the contradictions in its policies and societal practices. It is believed that if Nigeria is to truly support the development and well-being of its young people, it must adopt a more consistent and comprehensive approach that considers all aspects of their lives, not just their age.

Cardano Founder Hints At Partnership With Algorand As ADA Price Recovers Sharply

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In the midst of Cardano (ADA) price recovery from weekly lows, Charles Hoskinson, the founder of Cardano (ADA), raised some attention in the crypto space by hinting at a strategic partnership between Cardano’s AI chain—Minotaur and Algorand (ALGO). Meanwhile, this new ETF-trading platform, ETFSwap (ETFS) is bound to share in the spotlight as it offers game-changing trading features and versatile investment opportunities.

Cardano (ADA) And Algorand (ALGO) Looks To Forge An AI Powerhouse 

According to Hoskinson, the potential of Cardano’s AI chain could be pushed to the limit if a collaboration with Algorand (ALGO) occurs. He added in this tweet that the crypto industry would witness the birth of the greatest decentralized AI powerhouse.

Originally, this partnership idea started gaining traction when Gary Malouf, the Chief Technology Officer (CTO) of the Algorand (ALGO) Technologies, expressed his interest to discuss and potentially work with Cardano (ADA).

Following this, a Cardano (ADA) development and DEX enthusiast, Dave attracted more traction to this idea by posting a tweet, proposing a collaboration. John Woods, CTO of Algorand Foundation responded to this with positivity, indicating that he was open to discuss the idea. This particularly raised the possibility of Cardano (ADA) and Algorand (ALGO) sealing a partnership deal.

Although Hoskinson did not respond directly to Woods’ X (formerly Twitter) post, he disclosed that a partnership discussion between both networks would be “epic”. Cardano (ADA) community members may be even more excited for this potential collaboration, seeing that the network experienced surging activity that raised the price of ADA by 12.96% in the past week, according to CoinMarketCap. The price of Algorand (ALGO), on the other hand, is reflecting a 13.12% weekly rise, following Cardano’s progress.

While the specifics of Cardano (ADA) and Algorand (ALGO) partnership has not been fully divulged, both Hoskinson and Woods are looking to explore the benefits of working together.

ETFSwap (ETFS) Emerges As The Best Sustainable Investment Option For Investors

With plans to change the financial status of many investors, ETFSwap (ETFS) is not just a DeFi ETF-trading platform, but an avenue to potentially achieve continued financial growth through enticing investment opportunities. This ambitious vision is why ETFSwap (ETFS) is gaining recognition alongside major networks like Cardano (ADA) and Algorand (ALGO).

As a decentralized ETF platform, ETFSwap (ETFS) will allow investors and traders to seamlessly access a vast array of tokenized institutional ETFs and cryptocurrencies. Psyched by this innovation, over 500 million ETFS tokens have already been bought, allowing the project to realize almost $4 million in its ongoing presale. 

ETFSwap’s investment opportunities are not only limited to traditional assets alone. On its platform, investors will also gain exposure to sectors like real estate, technology, and healthcare. Additionally, ETFSwap (ETFS) will provide perpetual futures trading and high leverage options. With these, both seasoned investors and newcomers gain the flexibility and potential needed for achieving significant profit.

The ETFSwap (ETFS) platform is also planning to offer investors advanced AI algorithms to help with investment recommendations, using analysis from market trends and historical data. This platform strongly prioritizes profit maximization alongside security, and transparency. Additionally, ETFSwap (ETFS) offers investors high yield staking options, allowing them to earn staking rewards and passive income. 

This platform is completely user friendly and ensures that KYC verification is not necessary for users. This poses ETFSwap’s native token, ETFS as one of the best investment assets to emerge this year.

Moving on, the entire infrastructure of the platform has undergone a thorough audit by CyberScope, a leading blockchain auditing firm, confirming its robust security and operational integrity. The platform’s team members have also passed rigorous KYC verification by SolidProof, proving their commitment to maintain the highest standards of trust and transparency.

Wrapping Up

The presale for ETFSwap (ETFS) is still ongoing, with many investors hurrying to invest in the innovative token before it spikes to new highs. ETFS is expected to hit $0.03846 in its next presale run, signaling the best time for investors to start accumulating ahead of its projected price surge.  

 

For more information about the ETFS Presale:

Visit ETFSwap Presale

Join The ETFSwap Community

Technological Revolution in Africa’s Cross-Border B2B Payments: Role of Blockchain and Digital Currencies

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According to a recent Duplo report, Africa’s cross-border B2B payment landscape is undergoing a technological revolution driven by the integration of blockchain, Distributed Ledger Technology (DLT), and digital currencies.

These innovations offer significant opportunities to that helps to streamline trade processes within and beyond the continent. However, they also present challenges, particularly in navigating regulatory complexities and managing the impact of currency devaluation on trade dynamics.

The Role of Blockchain and DLT in Cross-Border Payments

Blockchain and DLT are reported to be at the forefront of transforming cross-border B2B payments in Africa. These technologies address several critical pain points, offering the potential to significantly reduce compliance costs, enhance transparency, and improve transaction efficiency.

Use of Blockchain and DLT

1. Compliance Cost Reduction:

Blockchain and DLT can streamline Know Your Customer (KYC) processes, essential for Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) compliance. This not only reduces costs k I Iso enhances the transparency and traceability of transactions, crucial for building trust in international trade.

2. Enhanced Transparency:

The inherent traceability of blockchain transactions boosts trust in cross-border payments. This transparency is a key factor in fostering confidence among international trading partners.

3. Improved Efficiency:

Several Successful pilots, such as Ripple’s Rapid, have demonstrated the potential of DLT-based solutions. In 2018, Rapid was piloted along the US-Mexico corridor, resulting in 40-70% savings in foreign exchange (FX) costs for financial institutions, with average payment times reduced to just two minutes.

Digital Currencies and Stablecoins: Game-Changers for International Trade

Digital currencies, particularly stablecoins and Central Bank Digital Currencies (CDCs), have emerged as potential game-changers for cross-border payments in international trade.

Role of Digital Currencies And Stablecoins in International Trade

1. Reduced Transaction Costs:

Stablecoins and CBDCs can significantly reduce transaction costs, facilitating frictionless international trade, This cost reduction is particularly beneficial for small and medium-sized enterprises (SMEs) engaged in cross-border trade.

2. CDC Development:

The development of wholesale and retail CBCs worldwide, with live currencies already launched in regions like the Caribbean and Nigeria. Thus trend signals a growing acceptance of digital currencies in official financial systems.

3. Stablecoins in Supply Chain Financing:

Stablecoins are increasingly used in supply chain financing and e-commerce, allowing businesses to receive payments globally. Their relative stability compared to cryptocurrencies makes them an attractive option for mitigating currency volatility risks.

4. Regulatory Challenges:

Despite their potential, stablecoins face significant regulatory hurdles. Their largely unregulated nature poses challenges to their widespread acceptance as a trusted medium of exchange for international trade.

Navigating Regulatory Complexities and Compliance Requirements

While technology presents immense opportunities, the complexities of navigating multiple regulatory regimes across Africa pose significant challenges for payment service providers.

1. Multiple Regulatory Regimes:

Providers must often navigate disparate regulations across various domains, including licensing requirements, data privacy laws, foreign exchange regulations, and reporting standards.

2. Lack of Regulatory Cohesion:

The absence of uniform regulations across African countries creates substantial compliance burdens for providers operating in multiple jurisdictions.

3. Need for Inter-Jurisdictional Cooperation:

Building trust and eliminating regulatory barriers require inter-jurisdictional cooperation, including the co-recognition of regulations and collaboration between regulatory bodies across different countries. Addressing these challenges is essential for creating a seamless and efficient cross-border payment ecosystem in Africa.

Conclusion

The integration of blockchain, DLT, and digital currencies into Africa’s cross-border B2B payment ecosystem offers exciting possibilities for enhancing efficiency, reducing costs, and facilitating smoother transactions.

However, this technological revolution also presents significant challenges, particularly in terms of regulatory adaptation, infrastructure development, and managing the impact of currency devaluation. Addressing these challenges will be crucial for supporting African trade and ensuring the continent’s continued economic growth and integration into the global economy.

Cybersecurity Best Practices for Small and Medium Scale Companies

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Imagine waking up one day to find your customer data, financial records, or ordering systems locked away by faceless criminals demanding a ransom you can’t afford. That’s as good as dead, right? Well, it may not be entirely your fault, but it may.

Chances are that, when you just started your small business or mini start-up, you likely put a lot of thought into management strategies, network processes, and customer relations without considering cyber threats. The digital age has opened doors to unprecedented opportunities but has also brought new vulnerabilities, including cyber threats. And as much as it is overlooked, cybersecurity is a crucial aspect that many small businesses disregard until it is too late.

What You Should Understand about Cyber Threats

Cyber threats are attempts to compromise or harm your business’s computer network or systems. Contrary to the popular belief that cyber criminals only target large companies, small businesses are often more vulnerable. According to Accenture’s Cost of Cybercrime Study, while 43% of cyber attacks are aimed at small businesses, only 14% are considered prepared, aware, and capable of defending their networks and data. To avoid being part of the 86%, you may want to consider these best practices, which do not cost much but can become your shield against cyber attacks.

1. Educate Your Team

Your employees are the most crucial aspect of defense against cyber threats, as they deal with all your systems and networks. You should ensure they understand the importance of cybersecurity and the company’s data protection. You can organize regular cybersecurity training sessions where they are taught basic practices, like how to spot phishing emails, practice safe browsing, prevent suspicious downloads, create strong passwords, and safeguard sensitive information. An updated and well-informed team can easily and quickly recognize any threat before it escalates into a more significant issue.

2. Implement Strong Password Policies

If you are still part of a group that prefers a simple password style like 123456, you must reconsider this choice for added security. A complex password is more advantageous, making it difficult for a potential cybercriminal to hack into your systems. When choosing passwords, consider a mix of characters, letters (uppercase and lowercase), symbols, and numbers, and avoid using similar passwords for all your accounts. You can also safeguard your passwords using a password manager. These are also aspects that your team or employees should understand. Two-factor authentication provides extra security and caution.

3. Enable Multi-Factor Authentication (MFA)

Optimum security is good, but what is better? Extra layers of optimum security. As a business owner conscious of cyber threats, you can only be security-conscious to a certain extent. Cybercriminals are advancing their knowledge of hacking into systems, so you should not spare any necessary security measures. With MFA, even if a cybercriminal manages to crack your password, they’ll encounter another hurdle moving forward.

4. Keep Your Software Updated

Software like operating systems, applications, and anti-virus programs provide regular updates that keep them functioning smoothly and provide advanced security. If you are still using outdated software, chances are that there are vulnerabilities that cybercriminals can exploit to get into your systems. Most software updates are automatic, so this does not have to come at a cost. However, you must manually update devices that cannot be automatically updated. Though updating your software may seem like a time-waster amidst your heavy workload, making it a habit will benefit you in the long run.

5. Back Up Your Data Regularly

However prepared you are, there may still be attempts to hack your system. You need not panic—well, that is, if you have your files backed up. Cloud storage solutions like Google Cloud, Microsoft Azure, and Amazon Web Services offer reliable backups. Alternatively, you can still back up and store your data offline, which is even more cost-effective, but it helps to have multiple options. That is like backing up your backup.

6. Use a Firewall and Antivirus Software

You should also consider using a firewall and antivirus software as part of your security measures. A firewall monitors and controls incoming and outgoing traffic, while antivirus software scans for known threats. Together, they provide a strong defense against many cyber attacks. Ensure that antivirus software is installed on all devices used for work, including those owned by employees, and keep it updated regularly.

7. Secure Your Wi-Fi Network

Your Wi-Fi networks should be protected by encrypting them and employing a solid password. A Wi-Fi network with a weak link can make it easier for cybercriminals to attack your systems. Consider setting up a separate network for guests, and for remote work, you should use a Virtual Private Network (VPN) to secure data transmitted over the internet.

8. Have an Emergency Response Plan in case it still happens.

While it’s important to hope for the best, you should always prepare for the worst. Draw up a clear incident response plan highlighting the steps to take if you suffer a cyber attack. You should specify who to call, what systems to shut down, and how to communicate with your team and customers. Being prepared can help to minimize the damage.

9. Consider Cybersecurity Insurance

Just as your physical assets benefit from insurance, you should consider insuring your digital ones. Of course, this comes at a cost, but it should be strongly considered. If the worst happens, several cybersecurity insurance plans can provide a financial safety net. It’s an investment that could save your business in the long run. However, consider partnering with a cybersecurity expert if your resources are limited. They can help you assess risks, implement protective measures, and respond effectively to incidents.

10. Stay Informed and Seek Expert Help

The digital and technology space continually evolves, and cybersecurity is not left out. New threats constantly emerge, and it is up to you to stay informed if you are determined to protect your business. Learn how your business can be prone to cyberattacks and implement measures to help prevent them.

Conclusion

Cybersecurity isn’t just an IT issue vital for large businesses; it is particularly imperative for small businesses. While you may worry that some of these practices may come at a cost your small business cannot afford, you should understand that cybersecurity does not require having the most expensive tools or the largest IT department. You can start by creating a culture of security awareness, implementing intelligent practices, and staying vigilant. By following these best practices, you’re protecting your data and safeguarding your business’s future, customers’ trust, and peace of mind.

Technology Solutions to Fight Climate Change

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As the world continues to face an existential threat from climate change, the significance of technology in decreasing its impact has never been more crucial. Rising global temperatures, extreme weather events, and the depletion of natural resources have made climate change one of the most pressing challenges of our time. According to the Intergovernmental Panel on Climate Change (IPCC), these adverse effects will continue to escalate, disproportionately affecting countries with the least ability to adapt. As businesses and innovators across the globe grapple with this challenge, one question comes to mind: Can technological innovation truly be the key to saving our planet?

Let’s see how the power of technology in dealing with climate change and the new possibilities it creates for dynamic and innovative businesses.

Key Areas of Tech that Entrepreneurs should be interested in:

1. Renewable Energy Technologies

The renewable energy sector is still one of the fastest-growing sectors of the global economy. Next-generation solar panels with higher efficiency rates and innovative wind turbine designs have made clean energy both more accessible and cost-effective than ever before. For instance, the price of photovoltaic solar modules has dropped by 99% since 1976 making it on par with fossil fuels. An example of innovation in this sector is Heliogen, a startup backed by Bill Gates. This company uses Artificial Intelligence and a field of mirrors to produce super high-temperature solar energy of up to 1,000 degrees Celsius. This technology could save billions on fossil fuel imports by replacing natural gas in industrial processes like cement and steel production.

2. Energy Storage Breakthroughs

Renewable energy sources are intermittent. Hence, energy storage technologies become critical. Solid-state batteries and grid-scale storage solutions are gaining a lot of attention as they are capable of storing energy for a long time and more efficiently.

3. Carbon Capture and Storage (CCS)

CCS technologies are built to capture carbon dioxide either from the atmosphere or to keep it from being released into the environment. These innovations can significantly contribute to reducing emissions from hard-to-abate sectors. A Swiss company named Climeworks has created direct air capture technology that filters carbon dioxide directly from the ambient air. The captured Carbon dioxide can be stored underground or used in various industries. I find this quite interesting.

4. Sustainable Transportation

The development of clean transportation extends beyond electric vehicles. Hydrogen fuel cell technology, hyperloop systems, and electric aircraft are pushing the boundaries of sustainable mobility, promising to revolutionize how we move people and goods. Tesla stands out as a remarkable force in this sector.  The company has not only popularized Electric Vehicles but has also advanced battery technology. Their new 4680 battery cells enable longer distances and are cheaper, making Electric Vehicles more accessible to the mass market. If the world is moving fast enough in the direction of electric vehicles, as I think it should, this could be an area worth considering.

5. Smart Grid Technologies

These technologies can improve the electricity grid by connecting renewable energies, saving energy, and optimally utilizing all available sources of electricity. For example, GridBeyond, a company that provides energy management solutions based on artificial intelligence and data science uses AI to balance electricity supply and demand in real-time, enabling greater integration of renewable energy sources into the grid. I think overall, it is about technologies that would allow for smarter energy consumption.

6. Sustainable Agriculture

Innovations in Agriculture Technology are helping to minimize the environmental effects of agriculture while enhancing crop yields. There is Indigo Agriculture, an agricultural technology company that uses microbiology along with digital technologies to increase crop resistance and decrease dependence on chemical fertilizers and pesticides.

7. Blockchain for Sustainability

Blockchain is being leveraged to enhance transparency in supply chains, facilitate carbon credit trading, and promote sustainable practices across industries.

8. Artificial Intelligence for Climate Modeling

AI is revolutionizing climate science by processing vast amounts of data to create more accurate climate models and predict extreme weather events.

9. Smart Cities and IoT

The Internet of Things (IoT) is facilitating the development of smart cities that can significantly reduce urban carbon footprints. From intelligent traffic management to smart building systems, IoT solutions are making our cities more energy-efficient and sustainable.