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Spanish Red Cross Launches RedChain, A Privacy Blockchain Platform

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The Spanish Red Cross known as Cruz Roja Española or Creu Roja in Catalonia has recently launched a privacy-focused blockchain-based platform called RedChain.

Announced and rolled out around early February 2026, RedChain is designed to improve transparency in humanitarian aid distribution while strongly protecting the privacy of aid recipients. RedChain provides donors with real-time traceability and verifiable proof that their contributions reach intended purposes and have real impact.

Beneficiary identities, personal data, names, contact info, and case records stay completely off-chain (stored securely in the Red Cross’s own systems) — nothing personally identifiable touches the public blockchain. The blockchain (built on Ethereum) serves only as a verification layer: it anchors cryptographic proofs, hashes, timestamps, and integrity checks of transactions using zero-knowledge (ZK) proofs.

This allows auditing of fund flows and outcomes without exposing individuals, ensuring donors and regulators can verify accountability while preserving beneficiaries’ privacy, dignity, and safety. It replaces traditional paper vouchers or prepaid cards with ERC-20 token-based aid credits on Ethereum.

Recipients get these via a mobile wallet and spend them at partner merchants using QR codes. The project was developed in collaboration with: BLOOCK (Barcelona-based blockchain infrastructure provider) — handles anchoring proofs on Ethereum smart contracts without on-chain personal data.

Billions Network from Privado ID — provides privacy-focused, decentralized proof-of-personhood and zero-knowledge verification tech. This approach addresses a common challenge in aid organizations: balancing donor trust/transparency with protecting vulnerable people from data exposure, profiling, or stigma.

As Francisco López Romero, CTO at Creu Roja Catalunya, noted: people seeking help shouldn’t have to choose between aid and privacy. The launch has been covered widely in crypto, blockchain, and humanitarian tech news. It represents an innovative use of blockchain in the humanitarian sector, emphasizing ethical tech that prioritizes human dignity.

The United Nations and its agencies have been actively exploring and implementing blockchain in humanitarian aid and development for several years, focusing on improving efficiency, transparency, reducing costs, and protecting beneficiary privacy in cash transfers, identity management, and supply chain coordination.

These initiatives address challenges like slow traditional banking systems handling ~$38 billion in annual humanitarian funds, high fees, fraud risks, and data vulnerabilities in crisis zones.

Key UN Blockchain Aid Initiatives

World Food Programme (WFP) – Building Blocks: This is the world’s largest blockchain-based humanitarian platform, launched as a pilot in 2017 and scaled significantly since. It uses a private, permissioned blockchain network where participating organizations including other UN agencies operate nodes to coordinate aid without a central authority.

Enables secure cash/voucher transfers to refugees and vulnerable populations in Jordan, Pakistan, often via biometric-linked digital wallets like iris scans for food purchases. Reduces transaction costs by up to 98% saving millions, e.g., ~$2.4 million reported early on, prevents aid overlap/duplication, protects personal data, and speeds up emergency responses.

Has assisted over 1 million people and transferred hundreds of millions in value; it’s open for collaboration with other humanitarian actors to build a neutral network. WFP also accepts crypto donations and explores Web3 tracking for donor transparency.

UNHCR has pioneered direct blockchain payments to displaced people, emphasizing speed and traceability. In 2022–2023, piloted USDC stablecoin transfers via Stellar network and partners like UNICC and Circle to war-displaced in Ukraine—funds go straight to mobile wallets for quick access.

Expanded to countries like Argentina and Afghanistan; supported over 238,000 people with blockchain aid by 2025. Won awards in 2023 Paris Blockchain Week “Best Impact Project” for social impact.

In 2026, Circle Foundation granted support to UNHCR-led Digital Hub of Treasury Solutions (DHoTS)—a joint UN platform (launched 2021) expanding blockchain/stablecoin infrastructure to 15+ UN agencies for faster, cheaper, traceable transfers across the system, potentially cutting costs by up to 20%. Other efforts include “Impact Staking” on Cardano for ongoing refugee funding via staking rewards.

UNICEF – Blockchain Investments and Cash Disbursement Exploration

Focuses on open-source blockchain for children/youth via its Venture Fund (investing since 2016, including crypto). Funds startups building tools for financial inclusion, digital identity, and efficient cash transfers. Explores blockchain to enhance cash assistance efficiency, inclusion, and transparency.

Accepts/uses crypto (Bitcoin/Ether) via its Cryptocurrency Fund to support open-source tech benefiting kids. Broader UN Coordination UN Innovation Network Blockchain Group and UN Blockchain Core Group facilitate knowledge-sharing across entities.

Joint efforts like UNDP, WFP, UNHCR panels explore blockchain for SDGs, including aid delivery, remittances, and climate finance. UNDP’s Government Blockchain Academy (launching programs in 2026) to train public sectors; high-level dialogues on ethical blockchain for development.

These projects prioritize privacy such as minimal on-chain data, zero-knowledge elements in some cases and human-centered design, avoiding full public exposure of beneficiary info—similar to privacy-focused approaches like Spain’s Red Cross RedChain.

Blockchain in UN aid is still evolving from pilots to scaled systems, driven by partnerships and real-world results in crises like Ukraine and refugee camps. It complements—not replaces—traditional methods, aiming for faster, more accountable aid amid shrinking budgets.

Positron Raises $230m as Qatar Bets on Alternatives to Nvidia in the Global AI Chip Race

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Semiconductor startup Positron has secured $230 million in Series B funding, underscoring growing investor appetite for alternatives to Nvidia as demand for artificial intelligence infrastructure intensifies and the industry searches for more efficient ways to run AI systems at scale.

The funding round, which TechCrunch learned about exclusively, was led by investors including the Qatar Investment Authority (QIA), the country’s sovereign wealth fund. The capital will be used to accelerate the deployment of Positron’s high-speed memory chips. This component has become increasingly central to AI performance as workloads shift from model training to real-world deployment, according to people familiar with the matter.

The Reno-based company’s latest raise lifts its total funding to just over $300 million in three years, marking a rapid accumulation of capital for a startup operating in one of the most competitive segments of the semiconductor industry. Positron previously raised $75 million last year from investors such as Valor Equity Partners, Atreides Management, DFJ Growth, Flume Ventures, and Resilience Reserve.

Positron’s momentum comes at a time when hyperscalers and AI developers are reassessing their heavy dependence on Nvidia, which has dominated the market for AI accelerators. Some of Nvidia’s largest customers have been exploring alternative suppliers, driven by concerns around power consumption, cost, and the pace of innovation. OpenAI, one of Nvidia’s most prominent customers, has been reported to be evaluating options beyond Nvidia’s latest chips as it looks to diversify its compute stack.

At the center of Positron’s pitch is Atlas, its first-generation chip manufactured in Arizona. The company claims Atlas can match the performance of Nvidia’s H100 GPUs while consuming less than a third of the power. That focus on energy efficiency is increasingly important as data centers grapple with rising electricity costs and capacity constraints, particularly as AI inference workloads scale rapidly across consumer and enterprise applications.

Unlike many startups that target the training of massive language models, Positron is positioning itself squarely in inference, the phase where trained models are run to generate responses, analyze data, or process video and speech in production environments. Industry analysts say this segment is poised for explosive growth as companies move from experimentation to deployment, creating sustained demand for hardware optimized for speed, efficiency, and predictable performance.

Sources familiar with Positron’s technology told TechCrunch that its chips also show strong results in high-frequency computing and video-processing workloads, expanding their appeal beyond traditional text-based AI applications. That breadth could help the company tap into sectors such as media, surveillance, autonomous systems, and financial services, where low latency and efficient data movement are critical.

Qatar’s participation in the funding round highlights a broader strategic push by the Gulf state to secure a foothold in global AI infrastructure. Through QIA, Qatar has been directing capital into what it describes as “sovereign” AI capabilities, viewing compute capacity as a strategic asset tied to economic competitiveness. That message was repeatedly reinforced at Web Summit Qatar in Doha this week, where government officials and investors framed AI infrastructure as essential national plumbing rather than a purely commercial play.

The strategy is already being backed with significant capital. In September, Qatar announced a $20 billion joint venture with Brookfield Asset Management focused on AI infrastructure, signaling a long-term commitment to data centers, compute platforms, and the ecosystems around them. Investments in startups like Positron fit into that broader ambition to position the country as a regional hub for AI services in the Middle East.

For Positron, the challenge now shifts from fundraising to execution. The AI chip market is crowded with well-capitalized players, and scaling manufacturing, securing customers, and proving performance claims in real-world deployments will be critical. Yet the combination of strong investor backing, a clear focus on inference, and growing dissatisfaction with incumbent solutions suggests the startup is entering the market at a moment when customers are more open than ever to new options.

As AI workloads continue to spread across industries, the race is no longer only about building the biggest models, but about running them efficiently, reliably, and at scale. Positron is betting that its approach to memory and power efficiency can carve out a meaningful share of that future.

Factors That Make Car Shipping More Expensive

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Prices of car transport services are not constant throughout the year. Seasonal demand primarily drives these price adjustments. Knowing the seasonal influences on car shipping rates can prepare both businesses and individuals to plan for better value and fewer surprises.

Seasonal Trends in Car Transport

There are realistic trends in car shipping every year. During certain months, the demand for vehicle transport increases, leading to a higher need for shipping services. During the summer, families often relocate, and it is the peak season for auto shipping. It is based on these seasons primarily that decide how much to ship a car from Florida to California. Furthermore, snowbirds usually move their cars south before winter and back north when the temperatures rise. The seasonal nature of these movements produces highs and lows of demand for transport costs throughout the region.

Impact of High Demand Periods

Carriers have more work on their hands when demand surges. When there are more requests for shipment than there are spots on trucks, prices increase. Consequently, those who are shipping cars in peak seasons tend to pay a higher price than during low-season periods. The higher the demand, the longer it takes for one carrier to fill up quickly. Scheduling shipments beforehand to stay clear of peak seasons could minimize the risk of bloated costs and ensure timely deliveries.

Winter Challenges and Pricing

If summer is the busiest time for car transporters, then winter is completely another game altogether. Carrier availability can be stretched further when inclement weather, frigid road conditions, and limited daylight hours slow transport operations. Some routes are becoming increasingly risky or impossible to transport on, and this creates a price adjustment to cover the increased risk and risk of delay. This means during these months, there are typically fewer carriers willing to move, and that will increase the overall costs for anyone who has to ship their vehicle. 

Summer Surges and Their Influence

Various events from the summer usually have the greatest demand for car shipping. Families move, college students move, and dealerships prepare for new inventory. This surge in demand leads to a higher volume of vehicles requiring transportation, creating a competitive market for carriers to reserve slots. As this becomes more common, demand for these services increases, rates go up, and available slots get filled up quickly. 

Regional Variations Due to Climate

Climate allows for seasonal demand to cause distinct impacts in different regions. As winter approaches, we see a surge in inquiries about car shipping services from residents in southern states who want to ship their cars north to avoid harsh conditions like snow and ice. In contrast, spring brings a comeback as things warm up, and many need a ride northward. This behavior creates temporary local shortages or oversupplies of availability, causing rates to rise and fall within a short time frame. 

Seasons Affecting Supply Chain Characteristics 

Seasonality impacts stable demand on the supply side. Carriers need to adapt their activities to the weather, street conditions, and customer requirements. As one example, hurricanes or snowstorms disrupt routes, resulting in route delays and short-term price spikes. Challenging seasons may also lead to increased costs for carriers on fuel, maintenance, or insurance. These additional expenses translate into higher costs, which, in the end, customers inevitably pay.

Economic Factors and Seasonal Pricing

The broader economy either magnifies or dampens the effects of seasonal pricing. Carrier costs may be higher during peak times due to inflation, fuel costs, and labor shortages. Combine these economic factors with strong seasonal demand, and car shipping prices can soar quickly. Conversely, weaker economic times might dampen demand, even in peak seasons, resulting in steadier prices. While seasonal signals help those planning to ship vehicles, they also need to watch broader economic signals.

Ways of Dealing With Price Seasonality

There are ways to preemptively mitigate the impact of seasonal demand on pricing, but it all comes down to early planning. Reserving one week or more ahead of peak periods is far more effective, allowing for the best rates and preferred scheduling for car transport. Being flexible with pickup and delivery dates could be helpful as well, as carriers sometimes offer lower rates for less busy days. Accessing many different quotes and understanding market dynamics provides shippers with a sense of fair market pricing. 

Conclusion

Auto transport rates are influenced by normal seasonal trends along with the broader economy. Understanding how these factors interact can help you and the organization. These few key strategies can get you the best rates any time of the year, even during peak season or high demand. However, with the right amount of planning ahead of time, you can easily overcome the seasonal price changes and ensure that the process of shipping your car happens without any hassle and at a great value for your money.

Implications of PayPal’s Stock Plunging 19% After Earnings

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PayPal (PYPL) stock experienced a sharp decline of approximately 19% with reports of up to 20% at points on February 3, 2026, following the release of its Q4 2025 earnings report.

Key Reasons for the Drop

The sell-off was triggered by a combination of disappointing results and forward-looking concerns: PayPal reported adjusted EPS of $1.23 (missing consensus estimates of around $1.28–$1.29) and revenue of $8.68 billion below expectations of ~$8.77–$8.80 billion.

Growth was modest, with revenue up about 4% year-over-year, but key metrics like branded checkout (a core growth driver) showed significant slowdowns due to weaker U.S. retail spending, international headwinds, and execution issues.

The company provided a lackluster outlook, expecting full-year adjusted profit to range from a low-single-digit percentage decline to a slight increase—far below Wall Street’s prior consensus for around 8% growth. Transaction margin dollars were also projected to show a slight decline, with added investments creating headwinds.

PayPal announced the replacement of CEO Alex Chriss who had been in the role since late 2023 with Enrique Lores, the former CEO of HP Inc. effective March 1, 2026. Jamie Miller (current CFO/COO) served as interim CEO.

The board cited insufficient pace of change and execution, amplifying investor concerns about leadership stability and the ongoing turnaround efforts. This led to one of PayPal’s worst single-day drops in years, pushing the stock to its lowest levels since around 2017 in some reports.

Pre-drop levels hovered around the low-to-mid $50s. Post-drop close on February 3, 2026: around $41.70 down ~20%. As of early trading on February 4, 2026: trading in the low $41 range like ~$41.09–$41.59, with continued volatility and high volume over 140 million shares traded on the drop day.

The reaction reflects broader worries about PayPal’s growth trajectory amid competition in digital payments, macroeconomic softness, and challenges in revitalizing its core branded checkout business. Some analysts and investors view the sharp drop as potentially overdone given the company’s strong free cash flow generation, but near-term sentiment remains cautious.

PayPal’s branded checkout also known as PayPal Checkout or branded online checkout is the company’s core higher-margin business, where consumers pay directly with their PayPal account or linked methods like Venmo, PayPal Credit, or cards at merchant sites without redirecting to a separate PayPal page.

It emphasizes a seamless, secure, and personalized experience to boost conversion rates and merchant sales. Merchants integrate PayPal Checkout to keep shoppers on their site/app, reducing friction. It supports one-click or few-click payments, guest checkout via Fastlane by PayPal, dynamic presentation of payment methods (Smart Payment Buttons), and personalization.

PayPal claims significant uplifts—e.g., up to 62% higher conversion rates for integrated merchants in some reports, with features like one-click checkout reducing cart abandonment and increasing repeat purchases; studies show ~28.5% higher spending from registered users.

Despite representing ~30% of total payment volume (TPV), branded checkout drives the majority of transaction profits over 65% in some breakdowns, due to higher fees and margins compared to unbranded processing.

Consumer Pillars (from prior strategies): “Pay Everywhere” (availability across merchants/devices), “Pay Your Way” (flexible methods including BNPL), and “Get the Most Value” (rewards, security, ease).

Under former CEO Alex Chriss and now transitioning to Enrique Lores effective March 2026, PayPal doubled down on revitalizing branded checkout as the key to “profitable growth” amid competition from Apple Pay, Google Pay, Stripe, and others.

Initiatives included: Upgrading to a modernized checkout stack like cnew integrations, AI-driven personalization. Expanding omnichannel and agentic commerce (AI-powered shopping agents, partnerships like Microsoft Copilot Checkout for inventory surfacing and payments).

Merchant Prioritization

Focusing on high-impact merchants, top ~25% of volume with deeper integrations, upstream presentment (prominent buttons early in checkout), co-branded marketing, and BNPL messaging. Where fully implemented (latest checkout + strong presentment + incentives), merchants saw double-digit TPV growth, outpacing markets—giving management confidence in the “playbook.”

Current Challenges and 2026 Reset

Branded checkout has faced headwinds: Growth slowed sharply in late 2025—e.g., online branded TPV grew only 1% YoY (currency-neutral) in Q4 2025, down from 5% in Q3 and mid-single digits previously.

U.S. retail softness, international issues (e.g., Germany), vertical slowdowns (travel, gaming, crypto), merchant adoption delays (only partial rollout of new experiences after 15+ months), and competitive share loss to faster/cheaper alternatives.

This contributed to the weak Q4 earnings, disappointing 2026 guidance (slight profit decline to low-single-digit growth), and the CEO change, with the board citing insufficient execution pace.

2026 Priorities for Recovery

Interim CEO Jamie Miller now transitioning outlined a sharper execution focus: Frictionless Experiences: Accelerate biometric/passkey adoption targeting ~50% by year-end for faster, secure logins.

Merchant-Centric Actions: Realign teams for high-impact merchants, prioritize optimized integrations, upstream incentives, loyalty and rewards programs, and competitive placement.

Heavy spending on product enhancements, biometrics, consumer engagement, and agentic commerce to restore momentum—acknowledging short-term margin/earnings pressure. Near-term steps to rebuild, though no exact inflection timeline given; emphasis on execution discipline under new leadership.

Branded checkout remains PayPal’s “engine” for differentiation and profitability—separating it from pure processors—but its recovery hinges on faster deployment, macro improvement, and out-executing rivals in AI/personalized commerce.

Investors view the post-earnings drop as potentially overdone given strong cash flow elsewhere, but sentiment is cautious until execution proves out.

TikTok Growth: Strategies That Really Work Today

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Scroll through TikTok today, and it feels like the world in fast motion. One clip is a cooking tutorial, the next is a product review, then a story that pulls you in for a whole minute. People open the app for answers, for entertainment, or simply to escape for a bit. That mix explains why TikTok is not fading. It keeps adapting to how people use it.

Marketers noticed the same thing. The platform is no longer only about trends and dances. It has become a search engine, a product shelf, and a stage for communities. That’s why so many brands are learning how to grow your brand on TikTok instead of treating it like a passing craze.

1. Know Why People Are Really There

Most users don’t log in thinking, “I need to watch ads.” They are looking for something else, often quick answers or honest reviews. TikTok has quietly become a place where people search before buying. Instead of typing into Google, they scroll through short videos and see what real people say.

This shift means growth is not only about making content that entertains. It’s about giving value in small, sharp moments. A 30-second clip can answer a question faster than an article. A short product demo can build more trust than a polished commercial. That’s the landscape where creators and brands find their audience.

2. Post With Rhythm, Not Randomness

Consistency always wins in the long run. TikTok’s algorithm notices when an account posts regularly. It’s not about posting ten times a day. It’s about showing up in a way your audience expects. Some creators choose daily, others prefer three times a week. What matters is the rhythm.

Think of it like watering a plant. Too much at once won’t help, but steady drops keep it alive. A posting routine trains both the algorithm and the audience. Followers begin to anticipate new content, and that small habit builds loyalty. Without rhythm, even the best videos can vanish in the feed.

A simple posting rhythm might look like this:

  1. Choose a schedule that feels realistic—daily, three times a week, or even weekly.
  2. Keep videos short enough to watch fully, but long enough to hold value.
  3. Align posting times with when your followers are most active.
  4. Mix formats: reels, duets, tutorials, or quick thoughts.
  5. Stick with it long enough to let patterns show in your analytics.

3. Use Data Like a Compass

Growth is never guesswork. TikTok shows metrics for a reason: watch time, shares, comments, and traffic sources. Those numbers tell a story. If one clip keeps people hooked for the full minute, pay attention to why. If another loses viewers in the first five seconds, that’s also a clue.

Data is not there to scare you. It’s more like a compass when you’re lost in the woods. Check it weekly, notice small patterns, and adapt. Growth doesn’t come from one viral hit; it comes from improving post by post. The best creators are students of their own content.

4. Create With Honesty, Not Perfection

This part feels personal. People are tired of endless polished feeds. A studio shot looks nice, but it doesn’t feel alive. Audiences want to see daily routines, messy kitchens, small wins and small failures. A shaky video that feels real often does better than a glossy ad.

That’s why accounts that share their daily lives, the commute, the coffee, the behind-the-scenes, tend to grow faster. Real life builds trust. It makes people feel closer to the person behind the screen. Growth comes when people stop scrolling and think, “I see myself in this.”

5. Engage as Much as You Post

Many creators forget that growth is two-way. TikTok rewards accounts that interact, not only those that upload. Replying to comments, stitching other videos, or simply thanking followers can keep the cycle alive. Engagement tells the algorithm, “this account is part of the conversation.”

It also tells followers that they matter. A quick reply can turn a random viewer into a loyal fan. A stitched video can spark collaboration. Growth is less about shouting into the void and more about joining a dialogue. TikTok makes that easy if you use the tools.

A Different Kind of Growth

The truth is, TikTok growth in 2025 is less about chasing trends and more about staying human. People come to the app for real answers, quick laughs, and honest voices. Brands that treat TikTok like a glossy commercial often fail. Creators who treat it like a place to connect, listen, and experiment keep rising.

It’s tempting to hope for instant fame, but the accounts that last are built differently. They balance rhythm with honesty, data with creativity, and posts with real engagement. Growth is slower, but it sticks. And maybe that’s what makes TikTok worth taking seriously today.