DD
MM
YYYY

PAGES

DD
MM
YYYY

spot_img

PAGES

Home Blog Page 4162

Nigerian Fintech, Moniepoint, Makes CB Insights Fintech 100 List For the Second Year in A Row

0

Moniepoint, a Nigerian Fintech company that offers payments, banking, and operations solutions for businesses in emerging markets, has debuted on the CB Insight Fintech 100 ranking for the second year in a row.

CB Insight is regarded by top industry analysts as the most trusted source for technology market insight. The market intelligence platform analyzes data points on venture capital, startups, patents, partnerships, and tech news.

On its latest top 100 Fintech ranking list, it contains a mix of companies at different stages from maturity, product development, and funding.

These companies were chosen based on factors, including equity funding, news sentiment analysis, investor profiles, R&D activity, business relationships, competitive landscape, market potential, proprietary Mosaic scores, and tech novelty.

Reacting to its ranking on CB Insights Fintech’s top 100 ranking of Fintech companies for 2023, Group CEO of Moniepoint Inc., Tosin Eniolorunda expressed excitement while stating that the Fintech startup has continued to show commitment to offering remarkable financial services for customers.

In his words,

“We are honored to be recognized by CB Insights as one of the top 100 fintech companies of 2023. This listing validates our Unwavering commitment to powering dreams and driving financial happiness for everyone.

“It is also a strong reflection of our momentum in terms of growth, innovation, and making a real difference in the marketplace. Our team has worked tirelessly to deliver innovative solutions that empower individuals and businesses across Africa with accessible, efficient, and secure digital financial services. This recognition is a testament to our efforts in enhancing financial inclusion and transforming the lives of millions across the continent.”

Moniepoint inclusion on CB Insights Fintech 100 List for the Second year in a row doesn’t come as a surprise, as the Fintech startup has continued to show commitment towards enhancing and providing seamless financial services for customers.

The Fintech startup has continued to actively expand its network of point-of-sale (PoS) terminals across Nigeria. This expansion aims to bring digital financial services to underserved and remote areas, contributing to improved financial inclusion in the country.

The company has established partnerships with various financial institutions, including banks, to facilitate seamless transactions through its PoS network. These collaborations have enabled Moniepoint to offer a wide range of financial services.

In a bid to make it easy for users to access and manage their funds through their extensive network of agents and PoS terminals, Moniepoint integrated with digital wallets and mobile money platforms.

In Nigeria’s competitive Fintech landscape, Moniepoint remains one of the top key players, competing with other fintech companies offering similar services like Opay, Palmpay, and several others.

The growth of Moniepoint has contributed to Nigeria’s economic development by facilitating financial transactions, promoting digital payments, and supporting small businesses.

“Innovation in Agriculture – the Case of Soilless Farming” | Tekedia Mini-MBA

0

He grows crops in the air. Yes, no soil. He co-designed Tekedia Practice in Agriculture, and as I write, we have some students doing internships in his company. Students come to Tekedia, master the mechanics of agriculture, and if they do well in the assessments, they move to the real place to master soilless farming. A student dropped a message two weeks ago, notifying Tekedia that she passed the evaluations and will be relocating from Yola to Southwest Nigeria. She earned a first class degree in agriculture, and did well in our program. That fusion will prepare a future agro-leader for Africa.

Join us at Tekedia Mini-MBA as Farmer Samson Ogbole educates on “Innovation in Agriculture – the Case of Soilless Farming”. Mr. Ogbole is one of Africa’s finest agro-innovators as he continues to pioneer new vistas in the world of agriculture. And he is winning markets. Tekedia Institute appreciates a great partnership with Samson in our agriculture program.

Tekedia Institute >> the best teach here. Join the next Mini-MBA here. 

Any person can type but only a few will win Noble prizes in Literature. No one says you cannot do soilless farming in your house. What we’re saying is that he has made it a business with hundreds employed, serving supermarkets like Shoprite, etc. Everything is easy when another is doing it. You can start a fintech company, but you may not be Flutterwave and that does not mean we cannot commend Flutterwave. What is new in this world? Nothing. Get the perspective; this is not about the tech, this is about the impact in his community

Student-Friendly Gadgets for Academic Success

0

Hello, fellow learners and tech enthusiasts! ?? Ever wondered how technology can be your secret weapon for academic success? You’re in for a treat because this blog post is all about student-friendly gadgets and how they can level up your learning game.

So, why are these gadgets a big deal? Imagine boosting your productivity, staying organized effortlessly, and even making challenging subjects more manageable – that’s what these gadgets offer. In an age where knowledge flows non-stop, these gadgets are your allies, helping you navigate the vast sea of information.

Throughout this blog post, we’ll dive into various student-friendly gadgets: laptops, tablets, e-readers, smartphones, noise-canceling headphones – the works! We’ll explore their features, highlight their benefits, and share tips on how to use them effectively for academic triumph.

Whether you’re a high school whiz, a college crusader, or simply someone hungry for knowledge, this guide will introduce you to the world of educational tech. Get ready to discover the gadgets that can propel you toward academic excellence! 

Laptops and Tablets

Laptops and tablets have become indispensable tools for academic success, revolutionizing the way students approach learning. These versatile devices offer numerous advantages, making them essential for students of all levels. Here, we’ll explore why laptops and tablets are crucial for academic excellence and provide recommendations to suit various needs and budgets.

Why Laptops and Tablets Are Essential in Education:

  • Portability: Lightweight and portable, laptops and tablets enable you to study anywhere, whether in a library, coffee shop, or your dorm room.
  • Research and Note-Taking: They facilitate digital note-taking, online research, and access to e-textbooks, streamlining the learning process.
  • Productivity: Equipped with powerful processors and software, they simplify tasks like essay writing and presentation creation.
  • Collaboration: These devices enable seamless group work by allowing easy document sharing and collaborative editing.

Recommended Models:

  • Budget-Friendly: Consider Chromebooks like the Acer Chromebook 14 for affordability without sacrificing essential features.
  • All-Rounder: The MacBook Air offers a seamless Apple ecosystem experience and reliable performance.
  • 2-in-1 Convertibles: For versatility, explore the Microsoft Surface Pro, functioning as both a tablet and laptop.
  • High Performance: If you require robust computing power, options like the Dell XPS 13 or Lenovo ThinkPad series are top choices.

Whether you’re a budget-conscious student or seeking high-performance computing, there’s a laptop or tablet that suits your needs, enhancing your academic journey.

E-Readers for Digital Textbooks

E-readers have transformed the way students access and interact with textbooks and academic materials. In this section, we’ll explore why e-readers are a game-changer for students and highlight key factors to consider when choosing one.

Why E-Readers Are Ideal for Academic Use:

  • Portability: E-readers are lightweight and portable, allowing you to carry an entire library of textbooks in one slim device.
  • Annotation and Highlighting: They enable easy annotation and highlighting of text, helping you engage with the material actively.
  • Search Functionality: E-readers have powerful search features, making it effortless to find specific content within your textbooks.
  • Cost-Efficiency: Digital textbooks are often more affordable than their print counterparts, saving you money in the long run.
  • Accessibility: Many e-readers offer features for students with disabilities, such as text-to-speech and adjustable font sizes.

Factors to Consider When Choosing an E-Reader:

  • Screen Size and Type: Consider the screen size and whether you prefer an E-ink or LCD display for reading comfort.
  • Battery Life: Look for devices with long battery life to ensure they last throughout your study sessions.
  • Compatibility: Ensure the e-reader supports the file formats used by your institution or the e-books you plan to read.
  • Additional Features: Some e-readers offer extras like built-in lighting for nighttime reading or water resistance for added durability.

E-readers are not just convenient but can also enhance your reading experience, making them a valuable addition to your academic toolkit.

 Smartphones as Study Tools

Smartphones are ubiquitous in today’s world, and they can be powerful allies in your academic journey. In this section, we’ll explore the various ways smartphones can serve as valuable study tools and provide tips on using them effectively.

How Smartphones Enhance Learning:

  • Access to Information: Smartphones provide instant access to a wealth of educational resources, including online textbooks, research articles, and educational apps.
  • Organization: Utilize smartphone apps to manage your schedule, set reminders for assignments and exams, and stay on top of deadlines.
  • Note-Taking: Many apps, like Evernote and OneNote, allow you to take digital notes that are easily searchable and accessible on multiple devices.
  • Flashcards and Quizzes: Use apps like Anki or Quizlet to create digital flashcards and quizzes for efficient study sessions.
  • Collaboration: Smartphones facilitate collaboration with classmates through messaging apps and group study sessions via video conferencing.

Smartphones are more than just study aids; they can also connect you with best essay writing services, providing valuable assistance when you need it. With the right apps and access to expert help, your smartphone becomes a versatile tool for academic success.

 Productivity and Note-Taking Apps

In the age of digital learning, productivity and note-taking apps have become essential for students looking to excel in their academic endeavors. These apps help streamline tasks, keep you organized, and enhance your note-taking experience. Here, we’ll delve into why these apps are indispensable and provide recommendations to boost your productivity.

Benefits of Productivity and Note-Taking Apps:

  • Organization: Keep your assignments, class schedules, and to-do lists neatly organized in one place.
  • Efficient Note-Taking: Create digital notes that are easily searchable, shareable, and accessible across devices.
  • Task Management: Set reminders and deadlines, helping you stay on top of your coursework and assignments.
  • Collaboration: Collaborate with classmates on group projects and assignments in real time.
  • Study Aids: Access flashcards, quizzes, and study materials that enhance your learning experience.

By incorporating these apps into your academic routine, you can boost productivity, keep your study materials organized, and collaborate effectively with peers, ultimately setting yourself up for academic success.

Graphing Calculators and Math Gadgets

When it comes to tackling complex mathematical concepts, graphing calculators and specialized math gadgets are indispensable tools for students. Here’s why they’re essential and a quick rundown of what to consider:

Why Graphing Calculators and Math Gadgets Are Crucial:

  • Complex Calculations: Perform intricate calculations, equations, and graphing tasks efficiently.
  • Visualizing Concepts: Graphing calculators help you visualize functions and mathematical relationships.
  • Exam Permitted: Often allowed in standardized tests, ensuring you’re familiar and comfortable with your calculator can be a significant advantage.

What to Consider:

  • Functionality: Choose a calculator or gadget with functions suited to your academic level and course requirements.
  • Battery Life: Ensure it can last through your exams and study sessions.
  • Ease of Use: Pick a device with an interface you find intuitive and user-friendly.
  • Compatibility: Check if the device is compatible with any software or apps used in your math courses.

Having the right math gadgets can simplify complex math problems, making your academic journey in mathematics smoother and more successful. 

Backup and Storage Solutions

In the digital age, securing your academic work is crucial. Backup and storage solutions ensure that your important documents and data are safe from loss or damage. Here’s why they matter and what to consider:

Why Backup and Storage Solutions Are Essential:

  • Data Protection: Safeguard your research papers, assignments, and study materials against accidental loss or hardware failure.
  • Access Anywhere: Cloud-based solutions allow you to access your files from anywhere, ensuring you’re always prepared.
  • Collaboration: Easily share and collaborate on projects with classmates or professors.

What to Consider:

  • Storage Capacity: Ensure it meets your needs, considering the size of your files and documents.
  • Automatic Backup: Opt for solutions that offer automatic backups to avoid manual data transfers.
  • Security: Look for encryption and secure access options to protect your data.
  • Compatibility: Ensure compatibility with your devices and platforms.

Reliable backup and storage solutions offer peace of mind, keeping your academic work safe and accessible whenever you need it. 

Conclusion

As we wrap up our exploration of student-friendly gadgets for academic success, it’s clear that technology is a powerful ally in the modern educational landscape. In this conclusion, we’ll recap the key takeaways from this blog post and underscore the importance of using these gadgets wisely to achieve your academic goals.

Throughout this journey, we’ve discovered a diverse array of gadgets, from laptops and e-readers to smartphones and graphing calculators, each offering unique benefits to enhance your educational experience. These tools can improve productivity, organization, and collaboration, ultimately contributing to your academic success.

However, it’s crucial to remember that while technology can be a boon, it can also become a distraction. Finding the right balance between leveraging these gadgets for learning and avoiding their pitfalls is key. Use them to empower your studies, not hinder them.

In closing, the world of student-friendly gadgets is vast and ever-evolving. Embrace technology as your ally, stay informed about the latest advancements, and integrate these tools thoughtfully into your academic routine. With the right gadgets and a strategic approach, you’re well-equipped to embark on a successful academic journey. Good luck!

Tekedia Capital, a farmland for Startup Unicorns, Has A Demo Day on Saturday

0

It is one of the most amazing startups in the world: from 1000 users to more than 3 million in three years. When I met Kabir, Olamide, Ogo and Michael, they were processing less than $10,000 equivalent per month. Today, with close to 500k daily users, Touch and Pay Technologies Ltd (YC W22)’s Cowry Card is a category-king.

And from Lagos to Ghana, Kano to Senegal, and beyond, TAP is unlocking new vistas in microtransaction payments in Africa. Lagos, the center of excellence and Africa’s innovation headquarters, provided uncommon capacity to push a homegrown product to the mountaintop.

At Tekedia Capital, we celebrate our portfolio companies like Touch and Tap, even as this Saturday, a new class of 10 startups will present to our members. Yes, Saturday is Tekedia Capital Demo Day, and companies from America, Guinea, Canada, Nigeria, etc will come. We write $$millions in cheques here, and visions will blossom like the baobab tree.

We’re Tekedia Capital, a farmland which breeds special “animals” called startup unicorns (companies valued at least $1 billion). Join us here and attend this Demo Day to co-invest with us.

 

photo: Mr. Governor (Lagos State) swaps his cowry card as he onboards for a ride.

Cathie Wood’s ARK Invest filed an updated version of its spot Bitcoin ETF

0

Cathie Wood’s ARK Invest filed an updated version of its spot Bitcoin ETF, signaling its confidence in the approval of the first such product in the US. The revised filing, submitted on October 11, includes several changes from the original one, such as the addition of Fidelity as a custodian and the removal of the 5% limit on cash holdings.

The ARK 21Shares Bitcoin ETF, which would trade under the ticker ARKB, aims to track the performance of Bitcoin by investing directly in the cryptocurrency. ARK Invest believes that a spot Bitcoin ETF would offer investors more transparency, liquidity, and security than existing alternatives, such as trusts or futures-based products.

The firm also argues that a spot Bitcoin ETF would help reduce the price gap between Bitcoin and its derivatives, as well as lower the premiums and fees associated with other vehicles. ARK Invest is one of several companies that have applied for a spot Bitcoin ETF in the US, but so far none have been approved by the Securities and Exchange Commission (SEC).

The regulator has repeatedly delayed or rejected such proposals, citing concerns over market manipulation, fraud, and custody issues. However, some analysts and industry insiders believe that the SEC may finally greenlight a spot Bitcoin ETF in the near future, as the market has matured and grown significantly in recent years. If approved, ARK Invest’s spot Bitcoin ETF could be a game-changer for both the firm and the crypto industry, as it would attract more institutional and retail investors to the space.

One of the most exciting developments in the Bitcoin ecosystem is the BitVM project, which aims to enhance Bitcoin smart contract capabilities without fork. BitVM is a virtual machine that runs on top of Bitcoin, enabling complex and expressive scripts that go beyond the limitations of the current Bitcoin Script language.

BitVM leverages the power of zero-knowledge proofs and recursive proof composition to verify the execution of smart contracts without revealing their contents or requiring a consensus change. This way, BitVM can support advanced features such as privacy, scalability, interoperability, and programmability on Bitcoin, while preserving its security and decentralization.

The cryptocurrency market has been experiencing a roller coaster ride in the past few months, with Bitcoin reaching an all-time high of over $30,000 in April, followed by a steep drop to below $23,000 in May, currently overring at $26/$27,000. One of the factors that contributed to this volatility was the hype surrounding Ordinals, a new blockchain platform that claimed to offer faster, cheaper and more scalable transactions than Bitcoin.

Ordinals, which launched its mainnet in March, attracted a lot of attention from investors, developers and enthusiasts who were looking for the next big thing in the crypto space. The platform boasted a novel consensus mechanism called Proof-of-Ordinality (PoO), which supposedly solved the scalability and security issues of Proof-of-Work (PoW) and Proof-of-Stake (PoS) systems. Ordinals also promised to support smart contracts, decentralized applications and interoperability with other blockchains.

However, the hype soon turned into disappointment, as Ordinals failed to deliver on its promises. The platform suffered from numerous technical glitches, security breaches and governance disputes that undermined its credibility and functionality. Many users reported losing their funds or being unable to access them due to faulty transactions or network congestion. Some developers and partners also abandoned the project, citing lack of transparency and communication from the Ordinals team.

As a result, the demand for Ordinals tokens plummeted, dragging down the price from over $10 in April to less than $1 in June. This also had a negative impact on Bitcoin, as many investors who had converted their BTC to Ordinals tokens rushed to sell them back for BTC or other cryptocurrencies. This increased the selling pressure on Bitcoin, contributing to its decline in value.

According to data from Blockchain.com, the number of daily confirmed Bitcoin transactions dropped from over 400,000 in April to below 200,000 in June, indicating a lower level of activity and interest in the network. The average transaction fee also decreased from over $60 in April to less than $10 in June, reflecting a lower demand for block space and faster confirmations.

While some analysts believe that this is a temporary setback for Bitcoin and that it will recover once the market stabilizes and new innovations emerge, others are more pessimistic and argue that Bitcoin is losing its relevance and appeal in the face of newer and more advanced technologies. They point out that Bitcoin’s slow transaction speed, high energy consumption and limited functionality are hindering its adoption and growth.

Cathie Wood, the founder and CEO of ARK Invest, is one of the most prominent and influential supporters of Bitcoin, having repeatedly expressed her bullish views on the digital asset. She has also invested heavily in crypto-related companies, such as Coinbase, Square, and Grayscale.