Memecoin popularity has reached its highest point since the bull market of 2021, with projects like Baby Doge Coin (Baby Doge) and Shiba Inu (SHIB) predicted to offer huge returns over the next few weeks. However, given the turbulence of the memecoin market, analysts believe that Collateral Network (COLT) could offer a higher return in 2023.

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Collateral Network Expected To Outperform Memecoins

Although memecoins have the potential to offer high returns, they’re also extremely volatile. As a result, experts believe that Collateral Network (COLT) could offer higher returns and greater stability.

Since its presale started, Collateral Network (COLT) has already increased in value by 40%, outperforming both Baby Doge Coin (Baby Doge) and Shiba Inu (SHIB) in the process. Now, with an additional 28% rise on the way investors are buying Collateral Network tokens over memecoin alternatives.

Collateral Network was created to disrupt the multi-trillion-dollar crowdlending market. It uses DeFi technology to help borrowers unlock liquidity from their physical assets including real estate, supercars, yachts, fine art and diamonds.

Borrowers can do this by sending their asset to Collateral Network (COLT), who will value the asset using AI. Following its valuation, the asset will be minted as a fractionalized NFT. This NFT will then be available to Collateral Network (COLT) investors, who can buy fractions in return for a fixed interest rate.

With a doxxed team who have prior DeFi and crowdlending experience, analysts believe that Collateral Network (COLT) has huge potential and could hit $0.35 before its presale ends. With tokens selling at $0.014, this would make Collateral Network (COLT) one of the highest return presales, outperforming every memecoin in circulation.

Shiba Inu Plans To Push The Barriers Of Memecoin Utility

Shiba Inu (SHIB), the world’s second largest memecoin, is currently leading the way for memecoins. It’s looking to improve its utility with its layer 2 scalability platform, Shibarium. Meanwhile, Shiba Inu (SHIB) token holders are burning tokens at record rate to drive up its value.

Currently, this activity has failed to drive up the price of Shiba Inu (SHIB), though it has resulted in greater trading activity. Throughout April Shiba Inu’s (SHIB) daily trading volume consistently passed over $300 million, and still remains higher than $100 million daily in May.

That being said, Shiba Inu’s (SHIB) Shibarium project has so far experienced mixed results. Consequently, some investors believe any Shiba Inu (SHIB) returns may only be short term and therefore have stopped buying Shiba Inu (SHIB) tokens.

Baby Doge Coin Could Rival Pepe

Baby Doge Coin (BabyDoge) has attracted media attention over the last week following the rise of the Pepe meme. Although Baby Doge Coin (BabyDoge) is yet to offer the same returns, Baby Doge Coin (BabyDoge) has greater utility than the meme and is designed to support animal adoption.

Since the start of May, Baby Doge Coin (BabyDoge) has decreased in price by 15.12%, though investors remain confident in Baby Doge Coin (BabyDoge) as trading activity has increased.

From the 4th to the 5th of May, Baby Doge Coin (BabyDoge) trading volume increased by 90.53%, with over $14.7 million transactions taking place. Should investors continue to buy Baby Doge Coin (BabyDoge), it’s only a matter of time until its value rises.

Find out more about the Collateral Network presale here:

Website: https://www.collateralnetwork.io/

Presale: https://app.collateralnetwork.io/register

Telegram: https://t.me/collateralnwk

Twitter: https://twitter.com/Collateralnwk

Issued in the year 2014, the Central Bank of Nigeria (CBN)  created its guidelines for card issuance and usage pursuant to the Central Bank of Nigeria Act 2007 for the purpose of having a regulatory framework for adequate and reasonable financial services for the public as well as ensuring high standards of conduct and management throughout the banking system.

This article will be looking at notable provisions of the guidelines regarding the following:-

1. Its objectives

2. Its applicability scope

3. General requirements

4. Roles and Responsibilities of Card Issuers

5. Transaction processing

6. Fraud  & Risk Management

7. Dispute Resolution

8. Sanctions

What are the objectives of the guidelines?

The objectives of the card issuance guidelines are :-

– To provide minimum standards and requirements for the issuance and usage of payment cards in Nigeria.

– To enable issuing banks, Other Financial Institutions (OFIs), processors and card schemes upgrade and maintain their card operations to ensure optimum security, efficiency, cost effectiveness and customer friendliness.

– To serve as a tool for Banks and OFIs to assess their card issuance portfolio.

– To ensure that consumers that carry Nigerian issued cards operate within acceptable standards.

– To encourage the use of Nigerian issued cards locally and Internationally.

What is the applicability scope of the guidelines?

The guidelines are applicable to all licensed banks and OFIs that participate in the issuance and processing of debit, credit, stored value/prepaid, virtual cards, either directly or through their subsidiaries, affiliated companies or 3rd party associated companies.

What are the provisions of the guidelines regarding general requirements?

Regarding general requirements, the guidelines provide that :-

– Only banks licensed by the CBN with clearing capacity shall issue payment cards to consumers and corporations in Nigeria.

– Banks without clearing capacity can issue in conjunction with those with clearing capacity.

– All banks shall seek approval from the CBN for each card brand and type they wish to issue.

– The usage channels, limits, and frequencies and other control measures shall be defined by the issuing banks.

– All payment card transactions shall be subject to current Nigerian Financial Intelligence Unit (NFIU) reporting requirements. 

– Cards may be issued in Nigerian Naira or in any other convertible currency.

What are the roles and responsibilities of card issuers under the Guidelines?

Card issuers have roles and responsibilities assigned by the guidelines in the following areas :-

General roles

– For a card to be used abroad, the issuing banks must have carried out full KYC on the customer, as reflected in the CBN KYC manual.

Transaction Processing

– Issuers shall ensure that their card information is hosted and processed within the PCI DSS certified environment.

– Card Issuers must provide authorization services for their card transactions. This service can be outsourced.

Settlement

– Settlement of domestic transactions shall be done within the standards defined by the CBN (T +1).

Fraud & Risk Management

– Issuers shall establish board or executive management-issued AML (Anti-Money Laundering) policies that include :-

1. Assessment of money laundering.

2. Appointment of a Compliance officer.

3. Annual Internal audit of the AML program.

4. Periodic AML training for employees.

5. Investigating and filing any reports of suspicious activity required under Nigerian Law.

What are the provisions of the guidelines on Dispute Resolution?

The guidelines provide that where a customer has a domestic transactions complaint, it shall be reported to the issuer. The timeline for resolution of domestic transaction disputes shall be T +2 .

Regarding international transactions, the timeline for resolution of complaints shall be as determined by the card scheme. 

What are the sanctions that can be incurred for infractions under the guidelines?

Violations of the guidelines can incur sanctions that include :-

– Prohibitions from issuing new cards to customers

– Monetary penalties

– Revocation of approval to issue a specified card brand to its customers

– Any other regulatory sanction that may be deemed appropriate by the CBN.

Some people may not admit it, but one of the big reasons online gambling is so popular is the arrival of mobile apps. Nowadays, more people are gambling on their smartphones and tablets than ever, and there is a reason behind it.

The number of active mobile gamblers affects a lot of things, including the apps themselves. Many bookies and casinos offer quality options, but who had the chance to try the bet9ja mobile app know it is something special because it offers way more things than others. In fact, the features and options inside a given app are among the things people use to differentiate between them.

Many betting apps seem the same on paper, but in reality, they are completely different. Therefore, let’s learn more about them and see what we can expect to find.

The interface

Unsurprisingly, the interface is the first big difference between some gambling applications. People who want a top-tier experience will always want to use an app that looks good and allows them to find what they want faster than usual.

Although most of the big websites in the business have a user-friendly interface that is easy to work with, some brands are yet to do that. As a result, you need to be careful which brand you go for because some of the applications will be harder to play.

Not all apps will offer the same sections and offer as those on desktops

Many of the premier sites for online betting around the world allow people to avail themselves of many different sections. The sportsbook is the preferred option for most, but brands also have casinos, eSports categories, bingo, poker, keno, and more. Most of those things offer different perks that attract even more iGaming fans. No wonder some of the leading casino and gaming companies usually double their revenue every year.

Speaking of the sections, one of the potential problems online bettors must keep an eye on is that not all betting categories are available on mobile devices. Most operators will offer a mobile sportsbook, but the situation can be more complicated when it comes down to casino games. Since brands work with software suppliers, they rely on these companies to optimize the games for mobile phones and tablets.

Only a handful of betting apps have mobile-optimized bonuses

When talking about bonuses in online betting, we should mention that those things are among the big reasons why so many people use different iGaming sites. Deposit bonuses, free spins, no deposit bonuses, free bets, VIP perks, and many others are usually at people’s disposal, so they keep using the site they like.

While it is true that some of the best gambling companies in the world will allow people to use mobile-optimized bonuses, usually, there are many cases where brands need to do a lot of work. Sure, they will probably offer mobile bonuses that let new signees get something once they start playing. However, the offers for existing users may not be accessible to mobile clients who use the application.

There are cases where the payment section won’t be available at all

As much as people like no deposit bonuses and want to play for free, they must deposit to use a given operator’s services. Consequently, many of the world’s most popular gambling operators have top-notch payment sections that allow people to choose from a variety of options. For example, they can make deposits with cards, digital wallets, crypto, etc.

As you can imagine, gambling brands that provide high-quality mobile services have to optimize their payment category so that more people can access it. Some companies have done that successfully, whereas others are yet to implement the change. As a result, many mobile gamblers do not have the option to make any payments while using an application or a mobile site.

This can be very inconvenient because users need to open the gambling website every time when they need to add or withdrawal funds. Some gamblers are not bothered by it because they haven’t used an app that offers mobile payments, but once they do that, it will be really hard to go back.

Big Eyes Coin (BIG), which has raised an incredible $34 million during its presale, has been making waves in the cryptocurrency community. On a premier CEX, the much-anticipated launch of this meme coin newcomer is set for some point after the presale ends on June 3rd. Although there hasn’t been any official word on which exchange Big Eyes Coin will make its debut, Binance US and OKX are a couple of the potential platforms!

The project is aggressively advertising the 300% bonus code END300 in an effort to persuade more individuals to invest in the business before it launches. The team promises to make additional interesting announcements that will increase the project’s attractiveness as the launch date draws near. Even while these details are still under wraps, there are many theories floating about as to what the team has in store for the project’s future.

The developers of Big Eyes Coin have created a roadmap for the following six months that includes forthcoming developments and trades. At every step of the journey, the team is committed to keeping the community informed and involved. Big Eyes Coin intends to list on numerous exchanges as part of the six-month exchange strategy, including Gate.io, Bitget, BKEX, MEXC, LBank, CoinEx, BIT, BitMart, Deepcoin, XT.COM, BitUBU, Hotbit, and BitForex! This ambitious roadmap gives investors even more justification to invest in the project before launch by demonstrating the team’s dedication to its growth and development.

Big Eyes Coin is becoming well-known not only in the meme coin community but also in the NFT community. The SushiCrew line of NFTs, which will include the project’s cat mascot with the notable big eyes, is currently being developed by the crew. These NFTs will be extremely collectible and distinctive, with their own special qualities and peculiarities.

The team is confident that the introduction of Big Eyes Coin NFTs will enhance the project’s reputation and give Big Eyes’ supporters another source of income. Big Eyes Coin is well-positioned to profit from this trend and further solidify itself as a prominent participant in the cryptocurrency sector as the NFT market continues to expand.

The team is certain that Big Eyes Coin is the project to watch out for in the cryptocurrency market, especially with the six-month exchange roadmap and other exciting advancements in the works. The team is committed to openness, keeping investors informed and involved at all times. They are confident that Big Eyes Coin will remain a significant player in the cryptocurrency market because of their strategic strategy and ambitious vision.

Find out more about Big Eyes Coin (BIG):

Presale: https://buy.bigeyes.space/

Website: https://bigeyes.space/

Telegram: https://t.me/BIGEYESOFFICIAL

Twitter: https://twitter.com/BigEyesCoin