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Home Blog Page 7871

U-Mo (your mobile, your money) And What You Need To Know

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U-Mo (your mobile, your money)  is a mobile payment scheme that allows a subcriber to carry out transactions such as money transfer, deposit and withdrawal, on their mobile phones. A subcriber need not have a bank account before he/she can use U-Mo.

 

An agency structure has been put in place to assist subscribers to carry out transactions seamlessly. There are 3 tiers of agents which are Mega, Super and Priority agent.

 

To become a Mega Agent:

I.      Operate an individual Current or corporate account with UBA Plc

II.      Provide completed enrolment forms

III.      Signed Service level agreement forms to be provided by Afri-Pay limited.

IV.      Deposit N500,000.00 the suggested working capital  in the U-Mo Agent UBA current account

V.      A designated office designed to conform to the U-Mo branding and merchandising standards.

VI.      At least one computer with steady internet access

VII.      One dedicated operational staff

VIII.      A dedicated and operational mobile phone

IX.      An official e-mail for contact

X.      Steady power supply, a power generating set as alternative source.

XI.      Any other items/equipment necessary to conduct the business like chairs, Desk, stationery, Log book etc.

 

To become a Super Agent:

I.      Provide a operational Java enabled Mobile phone and SIM

II.      Operate an individual current account with UBA Plc

III.      Provide completed enrolment forms

IV.      Deposit N100, 000 into their SVA account created on their mobile phones.

V.      Any other items/equipment necessary to conduct the business like chairs, Desk, stationery, Log book etc.

 

To become a Priority Agent:

I.      Provide a operational Java enabled Mobile phone and SIM

II.      Operate an individual savings account with UBA Plc

III.      Provide completed enrolment forms

IV.      Deposit N10, 000 into their SVA account created on their mobile phones.

V.      Any other items/equipment necessary to conduct the business like chairs, Desk, stationery, Log book etc.

 

An additional requirement for becoming a Mega Agent is that all prospective mega agents must provide at least 5 Super agents and 15 Priority agents. This will form the initial agent network for the mega agent. We recommend the recruitment of retail shop owners, business centres, phone shops and similar retail business owners as U-Mo agents.

 

 

The Perils of Netification – Why Too Much Internet Hurts?

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?Internet promotes ‘groupthink’ which robs us of original fresh perspectives. Once one idea starts, everyone bounces on it and that is it. We begin to wire our brains alike and rapidly codify our brains to think along. From New York Times to CNN, AP to USA Today, finding original fresh perspectives is difficult because we have become half-baked intellectuals that rarely care to remember things?

 

Yes, since we can Google, why bother to remember. Microsoft Word helps us get along with misspellings and why worry to spell correctly. Word is there to help you. And did I mention that the art of hand writing is dead because in 30 years today, kids may never have to ever use a pencil in pre-schools or primary schools. We will have gadgets that eliminate the need for knowing your spelling and hand-writing very well.

 

Would they miss those? I doubt so because by then, there would be no paper check with contracts executed digitally and all hand-writing skills will matter less.

 

Personally, I do not like cellphones. They distract and affect ones concentration level, especially for those that still enjoy reading. Unfortunately, the reality of this age is that you have to live with it to move along.

 

In the Internet, we Google random data and pieces of news and rarely spend time to understand any concept very well. The values of books are low because we have cheap alternatives online. We lose the balance and depth that comes from reading nice books.

 

Today, what do you do? Google the topic or visit Chat Rooms and ask someone to explain the topic in a paragraph. Suddenly, you are an expert. When you engage the so-called expert in a conversion, you will discover he needs to google for more facts to keep the discussion going.

 

Just like the guy that was asked in an AT&T commercial to name the capital of Peru in a game show. He called his buddy to help and the man Googled the answer for him. No one puts efforts to remember because the other part of the brain is on the Internet.

 

We have put our brains on holidays. I used to memorize all the major statistics and by doing that sharpen my brain to retain and produce when needed. These days, who cares what is in the brain. Your Smartphone is there to help you. Why memorize your car plate number when it is there?

 

Just ask a typical 21-year student that uses GPS to describe how he travelled from New York City to say Boston, a road he has taken more than 20 times; he will not even recall the first exit from New York City. The reason is that GPS is the brain. I am guilty of this also; I care less of those exit numbers provided the GPS is on.

 

So does it mean that kids born today will be less-intellectually capable that those born in 1960? The new kids will use less of their brains and their abilities to think creatively may be challenged? And because their brains are not storing and retaining data and facts, they may not properly mine data very well. Relying on computers and gadgets that offer what has only been known and programmed therein.

 

It is unlikely that Faraday, Einstein, Edison, Curie and others would have become legends if they lived in this age? Also, it is also possible that there are many legends in this time that people do not care because there are many of them. I recently visited an archive and saw some old editions of popular magazines. There were many scientists on covers of magazines. Then discovery was a feat and whenever it happened, the world celebrated. But today, it is so common that we care not that much.

 

Think of the last time you saw a scientist on a major magazine (I am not talking about innovators like Bill Gates and Steve Jobs). I mean people that create the basic knowledge the world feeds on. They are very rare but it does not mean that guys are not making breakthroughs in science daily.

 

You know that I am on the losing side of this argument because no matter the perils of netification of the society, not using an Internet would be more trouble. Let the brains go on vacations if they want, I will continue to ‘live’ on the web because for all its negatives, there is no life without the Internet.

author/Ndubuisi Ekekwe

Fasmicro Releases Daily Prayer – Android App for Churches

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Today, Fasmicro has completed the development of Daily Prayer – an Android app that enables daily devotional. It was 100% developed by Fasmicro engineers in Owerri. It is integrated in a database so that any Church that wants to reach its members through mobile medium can create their own contents and reach ther specific targets. Daily Prayer will be distributed through Ovim Apps Store (we apologize for the delay – it is not unrelated to zipping some Apps for the Google Challenge).

 

Meanwhile the Fasmicro Churches’ Connect promo goes on. The company is really developing solid contents for religious institutions in the nation.

 

 

IEEE Networking Event – Offered By MIT Enterprise Forum on Near Field Communication

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IEEE Boston PACE, chaired by Tekedia Founder (Dr Ndubusii Ekekwe),  will co-host the RFID SIG event, offered by the MIT Enterprise forum on Near Field Communication. The event will be at MIT Stata Center on May 23, 2011 (Monday). The content provides opportunities for developers, entrepreneurs, end-users alike.

 

A key aspect to the evening is –
“Four developers in the fields of social networks, mobile health, and payment present their NFC apps and debate key ecosystem actors on the near future of NFC.”

Free Nokia phone is to be won in a pre-session Workshop for creating NFC Apps using Qt.

Registration and other information can be found at –
http://www.mitforumcambridge.org/events/nfc-carrier-services-in-the-us/

 

What is IEEE?

The IEEE (Eye-triple-E) is a non-profit, technical professional association of more than 450,000 individual members in 150 countries. The full name is the Institute of Electrical and Electronics Engineers. The IEEE publishes many journals and conference proceedings related to engineering, technical management and science.

Google Could Revamp West Africa’s Economy: Reviewing G-Nigeria, G-Ghana and G-Senegal

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As promised few hours ago, all the reports are back from our country editors. The story of Google is one that has been written all over the world – a very innovative powerhouse that lives and dies with algorithm. But these days, they are not creating the usual algorithm of calculus by math wizards or WANTS. They are creating an algorithm of prosperity and spreading it across the world. It is doing over talking and writing papers as is done in intergovernmental organizations. Google comes to town with some of the best minds in the world to inspire, lead and empower young people.

 

This season, it was the time for West Africa and we cannot be luckier. West Africa hosted the very best in their calls. Google gave us positives and we delight in them.

 

Google toured West Africa. It began from Senegal

 

We keep working hard on making the Internet relevant and useful for everyone in Africa, and it’s great to see that we’re not alone in our quest – hundreds of entrepreneurs and developers keep joining us for our G-Days, the itinerant two-day conference dedicated to Google technologies that make ideas, knowledge and people come together across Africa.
In late February we made our biggest splash in Senegal yet. Over 1,000 developers, techies, students and business gathered at UCAD 2 – Université de Dakar for our second G-Senegal.

 

They moved to Ghana

 

Google is sponsoring a follow up developer/start up event with Garage 48, May 13-15th! To learn more and register, check out www.garage48.com/accra. Register Early!

 

And to G-Nigeria which we have written extensively; the program was a huge success.

 

The key aspect of Google is not what they offer these participants. What we find valuable is the excitement and motivation that Google provides to these young men and women. How will you explain finding 1000 developers in one place in an African city? If government had made such a call, many will not attend. But Google has the brand, the reputation and capacity to galvanize our talents to invent and possibly succeed.

 

This is what will help Africa. Inspiring young minds to do, believe, and go beyond their human capacities. Though the quality of the technical delivery by Google is not excellent, we think they did their best. Most of the participants complained of Powerpoint over real immersion into coding. It will not happen over a period of two days. The presentations are nice, but the participants may not really enjoy those. What they need is an opportunity to do. We suggest for Google to extend this program as Google University where it can sponsor 10-20 talented people to master the act. They must use local trainers or companies to extend the reach of their programs. Two days will not make much difference, technically. Yes, it will help in building and developing networks.

 

Google has other plans for Africa – the Google Challenge is coming. That could be the big one.

 

Google Africa could be the best thing that will galvanize our youth to technology. If governments are ready, they should find a way to partner with that brand. We welcome Google to Africa and we ask them to make a permanent home here. Because, if some of these activities translate to companies, jobs will be created and empower will improve.