EMCD, a leading crypto fintech platform founded in 2017 and specializing in mining pools, wallets, and savings tools, hosted its “Crypto Battle” in collaboration with BeInCrypto.
This live online event pitted two experts against each other: Michael Wrubel, a YouTuber and analyst advocating high-risk, aggressive altcoin plays, and Jan Warmus, EMCD’s Sales Director, championing conservative, long-term stability through mining and risk minimization.
The debate analyzed real viewer-submitted portfolios, tackled market volatility, and highlighted practical tactics for growth—making it especially insightful for beginners navigating crypto’s ups and downs.
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The event underscored a core tension: Should you chase high-reward opportunities or prioritize preservation? Wrubel pushed for calculated risks in altcoins and staking for yields, while Warmus stressed diversification, compliance, and tools like dollar-cost averaging (DCA) to avoid emotional pitfalls.
Viewers voted live, shared “crypto nightmares” for analysis, and competed for Tangem hardware wallets. As EMCD noted in a teaser post, “Two experts, two opposite views” on surviving and thriving in crypto.
Balance is key—aggression without discipline leads to losses, but caution without action misses gains.This event arrives at a pivotal time for beginners: With Bitcoin surpassing $90,000 in 2025 and U.S. crypto ownership hitting 17%,
Entry barriers are lower, but volatility remains high. Drawing from the battle and broader 2025 trends, here are the best investment strategies tailored for newcomers. These emphasize low-risk starts, education, and patience over get-rich-quick schemes.
Focus on proven, low-effort approaches that minimize exposure to scams and FOMO-driven decisions. Start small—aim for 1-5% of your total savings—and use reputable platforms like EMCD’s wallet supporting 20+ coins or spot ETFs for indirect exposure.Strategy
Dollar-Cost Averaging (DCA): Invest a fixed amount (e.g., $50/week) into crypto regardless of price, spreading purchases over time. Reduces timing risk; builds habits without overthinking; averages out volatility.
Slower gains in bull runs; requires discipline. Warmus called it “the most reliable entry” for retail investors, ideal for Bitcoin-heavy starters. Buy $100 BTC/ETH monthly via EMCD or Coinbase—turns a $1,000 early-2015 investment into ~$350K today.
HODLing (Hold On for Dear Life): Buy quality assets like BTC or ETH and hold for years, ignoring short-term noise. Simple; leverages long-term growth BTC’s historical 200%+ annual returns; low fees. Opportunity cost during dips; emotional strain.
Both experts agreed: Stick to “well-known assets” you understand to avoid losses. Hold 70-80% in BTC; a $1K BTC buy in 2015 is now worth $300K+. Spread investments across 3-5 assets (e.g., 70% BTC, 20% ETH, 10% stablecoins).
Lowers risk from single-coin crashes; captures broad market upside. Over-diversification dilutes gains; research needed. Warmus recommended 70-80% BTC with mining exposure; Wrubel suggested 80/20 BTC-ETH for simplicity.
Lock coins in networks (e.g., ETH staking) to earn rewards (4-10% APY). Passive income like “crypto bank deposits”; compounds holdings. Lock-up periods; slashing risks on poor platforms. Wrubel highlighted it as a yield alternative; Warmus warned of no “government guarantees.”
Stake ETH on EMCD for 5-7% yields—safer than altcoin gambles. Buy Bitcoin/ETH ETFs on stock exchanges instead of direct crypto. Regulated; easy via brokerage apps; no wallet hassles. Fees (0.2-0.5%); tracks price but no on-chain utility. N/A directly, but aligns with conservative custody focus.
Invest $100 in IBIT (BlackRock BTC ETF)—avoids “sticker shock” of direct buys. Read beginner books like “The Bitcoin Standard” or “Cryptoassets” for fundamentals. Avoid hype—Wrubel roasted FOMO trades, while Warmus pushed “do the math” on risks.
Never invest more than you can lose. Use hardware wallets like event prizes and enable 2FA. EMCD’s app for mining/savings; track via CoinMarketCap. Set rules upfront: e.g., sell 20% on 2x gains. With ETF inflows and halvings boosting BTC, long-term holds shine. But watch AI-blockchain hybrids for 10% diversified plays.
Crypto isn’t a sprint—it’s a marathon. The battle proved that blending caution (DCA, HODL) with smart risks via staking yields the best path for beginners. DYOR, stay patient, and consult a financial advisor for personalized advice.