The Informal Markets and Fintech Valuations

The Theranos trial kicked off recently with Elizabeth Holmes at the risk of facing more than a decade in prison. For those who don’t know Theranos; Theranos was a health tech company founded by Stanford University dropout Elizabeth Holmes, Elizabeth…
Understanding The Jumia Playbook

The easiest person to bill (Nigerian slang for unnecessary demand for money from a person as though you gave them the money) is a person you have a clear picture of how much he/she earns. The easiest company to analyze…
Innovation is Simplicity: The Kuda Case Study

Two very remarkable things happened last week; Kuda announced its Series B raise of US$55 million, and the more important one – I opened a Kuda bank account. When people ask me what I think innovation is – I tell…
Understanding Forward Integration

Every business chasing growth does one of three things; consolidate their present space (expanding their market share), integrate horizontally (getting into new businesses) or integrate vertically (getting deeper into other parts of their business). The biggest technology firms in the…