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Chowdeck Expands to Ghana, Marking Its First Expansion Outside Nigeria

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Chowdeck, a Nigerian technology company providing a food delivery hub that connects food vendors and consumers, has officially launched operations in Ghana, marking its first expansion outside Nigeria.

This move comes with a suite of initiatives. The company is introducing a customer reward scheme and a comprehensive rider training program to ensure top-tier service delivery.

The training initiative will equip riders with skills in-app navigation, customer service, delivery quality, and professionalism. Riders can also participate in “Rider Games,” earning incentives and bonuses and access to loans up to GHS1,000 based on performance ratings.

“Ghana is the first step in our pan-African growth strategy. This expansion is about building infrastructure for commerce and convenience across the continent,” said Femi Aluko, Chowdeck’s CEO.

The food delivery market in Ghana is experiencing rapid growth, driven by a tech-savvy urban population, increasing smartphone penetration, and a shift toward cashless transactions.

The market is projected to reach $540.1 million by 2029, growing at a compound annual growth rate (CAGR) of 16.66% from 2025 to 2029. The broader food eCommerce segment is expected to hit $34.6 million in revenue by 2025, with a 22% growth rate from 2024.

Digital payment transactions in Ghana are forecasted to reach $2.35 billion in 2025, reflecting a strong move toward cashless commerce supporting food delivery platforms.

As part of Chowdeck launch in Ghana, the company will begin operations in key areas in the country’s capital which include Osu, Cantonments, Labone, Airport, Dzorwulu, East Legon, Madina, Adenta, Oyarifa, and Abokobi. This hyperlocal approach focuses on affluent and densely populated urban areas with high demand for food delivery.

Chowdeck’s entry into the West African contry, will see it compete with the likes of major players like Bolt Food, Glovo, Pizarea, and Eziban. While competition is fierce, opportunities abound for platforms that can offer reliable, affordable, and innovative services. 

Chowdeck is the fastest delivery service operating out of Africa today, allowing consumers to buy food and have it delivered to their doorstep in 30 minutes, on average. The startup has built an effective logistics operation that food vendors can leverage to seamlessly deliver meals to customers while also providing consumers with an easy platform to order meals from their favourite restaurants in their city. Since its 2021 launch, Chowdeck has grown to over 1.5 million users and 20,000 riders across 11 Nigerian cities, establishing itself as a leader in Nigeria’s food delivery sector.

Chowdeck’s ability to combine rapid expansion with operational excellence has positioned it as a dominant force in Nigeria’s food delivery sector. In April 2024, the company secured $2.5 million in seed funding to optimize its operations and support expansion into more cities across the country. The new funding enabled Chowdeck to double down on its market leadership in the cities where it operates. In October 2024, the company surpassed N30 billion in total deliveries for 2024, highlighting its growing influence in Nigeria’s food service industry.

CEO Femi Aluko had earlier hinted at Chowdeck’s pan-African ambitions, stating in an interview that the company’s vision is to become the dominant “super app” for ordering anything, anywhere in Africa.

Looking ahead

Chowdeck’s Ghana operation is a bold step toward becoming a pan-African leader in food delivery. By leveraging rewards, rider training, and local expertise, the company aims to capture a share of Ghana’s $540.1 million market while navigating fierce competition and operational challenges.

This launch not only tests Chowdeck’s scalability but also underscores its commitment to reshaping African commerce through technology-driven convenience.

A Look Into Grayscale’s Bitcoin Covered Call ETF (BTCC) and Grayscale Bitcoin Premium Income ETF (BPI)

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Grayscale has launched two income-focused Bitcoin ETFs: the Grayscale Bitcoin Covered Call ETF (BTCC) and the Grayscale Bitcoin Premium Income ETF (BPI). These ETFs aim to generate monthly income by leveraging Bitcoin’s volatility through options strategies, such as writing covered calls, while also offering potential capital appreciation. They target investors seeking passive income from Bitcoin’s price movements without direct cryptocurrency ownership.

Additionally, Grayscale introduced the Grayscale Dynamic Income Fund (GDIF), an actively managed fund focused on staking rewards from proof-of-stake digital assets like SOL, DOT, and OSMO, though it’s aimed at high-net-worth individuals. The launch of Grayscale’s Bitcoin Covered Call ETF (BTCC) and Bitcoin Premium Income ETF (BPI) carries significant implications for investors, the cryptocurrency market, and the broader financial landscape.

These ETFs, designed to generate monthly income through options strategies like covered call writing while offering exposure to Bitcoin’s price movements, introduce a novel way to engage with cryptocurrency without direct ownership. These ETFs allow traditional investors, including those unfamiliar with or hesitant about direct cryptocurrency ownership, to gain exposure to Bitcoin’s price movements through a regulated, familiar investment vehicle traded on conventional exchanges.

By using options strategies, the ETFs generate income, potentially making Bitcoin-related investments more appealing to income-focused investors, such as retirees or conservative portfolios. Increased accessibility could drive demand for Bitcoin-linked products, indirectly supporting Bitcoin’s price by boosting institutional and retail participation. This aligns with growing institutional interest in crypto, as noted in sources highlighting the ETFs’ role in tapping Bitcoin’s volatility for income.

The BTCC and BPI ETFs leverage Bitcoin’s high volatility to generate income via covered call writing, where premiums are collected from selling call options. This strategy offers monthly payouts, appealing to investors seeking passive income while maintaining some upside potential in Bitcoin’s price. While income is a draw, covered call strategies limit upside potential if Bitcoin’s price surges significantly, as sold calls may cap gains. Additionally, Bitcoin’s volatility introduces risks of capital loss, especially in bearish markets, which may not be fully offset by option premiums.

Grayscale’s ETFs further blur the line between traditional finance and cryptocurrency, building on the success of spot Bitcoin ETFs like the Grayscale Bitcoin Trust (GBTC). By offering income-focused strategies, these ETFs cater to a broader range of investment objectives, potentially accelerating the integration of crypto into mainstream portfolios. The launch under SEC oversight signals growing regulatory acceptance of crypto-linked products, which could pave the way for more innovative crypto ETFs, such as those tied to other digital assets or strategies.

The ETFs provide a tool for diversification, complementing existing Bitcoin exposure (e.g., through GBTC or direct holdings) by adding an income component. This could attract investors who view Bitcoin as a hedge against inflation or fiat currency devaluation but want cash flow. For advisors and institutions, these ETFs offer a way to allocate to crypto with a risk-managed approach, potentially increasing adoption in balanced portfolios.

The Divide Created or Exacerbated by These ETFs

The ETFs are accessible through traditional brokerage accounts, but their appeal is primarily to investors with sufficient capital to allocate to alternative assets like Bitcoin. High-net-worth individuals and institutional investors are better positioned to incorporate these ETFs into diversified portfolios, while retail investors with limited capital may find the fees (not specified in sources but typically higher for specialized ETFs) or minimum investment thresholds prohibitive.

Wealthier investors can capitalize on Bitcoin’s volatility for income and potential capital appreciation, while less affluent investors may be excluded or limited to riskier direct crypto investments on unregulated platforms. This mirrors broader trends where institutional products widen the gap between sophisticated and retail investors. Understanding covered call strategies and their interplay with Bitcoin’s volatility requires financial literacy that many retail investors lack. The complexity of options-based ETFs may deter less experienced investors, who might not grasp the trade-offs (e.g., capped upside versus income) or risks (e.g., volatility-driven losses).

Sophisticated investors or those with access to financial advisors are better equipped to evaluate and utilize these ETFs, potentially deepening the divide between those who can navigate complex financial products and those who cannot. Misunderstanding the ETFs’ mechanics could lead to misaligned expectations, such as anticipating high income without recognizing downside risks.

These ETFs are listed on U.S. exchanges and subject to SEC regulations, making them primarily available to U.S. investors or those with access to U.S. markets. Investors in jurisdictions with restrictive crypto regulations (e.g., China or India) may be unable to participate, even if they have the means or knowledge. The ETFs reinforce a divide between investors in crypto-friendly regulatory environments and those in restrictive ones, potentially concentrating crypto-linked wealth creation in certain regions. This could exacerbate global inequalities in access to emerging asset classes.

The ETFs appeal to investors with moderate risk tolerance who seek income and some Bitcoin exposure but are wary of direct crypto ownership. However, risk-averse investors may still find the underlying volatility of Bitcoin too daunting, while risk-tolerant crypto enthusiasts might prefer direct Bitcoin holdings or leveraged products for higher upside. RThe ETFs create a niche for a specific investor profile, potentially leaving conservative investors on one side (avoiding crypto entirely) and aggressive investors on the other (favoring direct or high-risk crypto strategies). This divide could limit broad adoption among certain demographics, such as older investors or those prioritizing capital preservation.

The income generated by these ETFs depends on Bitcoin’s volatility and options premiums, which are not guaranteed and vary with market conditions. Wealthier or institutional investors with larger allocations can absorb potential losses and benefit from consistent income over time, while smaller retail investors may face disproportionate impacts from market downturns.

The ETFs could widen the wealth gap by providing steadier income to those with larger, diversified portfolios, while retail investors with concentrated positions face higher relative risks. This aligns with critiques of financial innovation often benefiting the already affluent. While Grayscale’s ETFs are marketed as innovative tools for income and diversification, they also reflect a broader trend of financializing cryptocurrencies to serve institutional and high-net-worth investors.

The options-based strategies, while sophisticated, may obscure risks for less-informed investors, and the reliance on Bitcoin’s volatility assumes sustained market interest, which is not guaranteed. Moreover, the “divide” highlights a tension in crypto’s evolution: products like these ETFs aim to democratize access to digital assets, yet their structure and complexity may inadvertently favor those already advantaged in the financial system.

From a contrarian view, the ETFs could be seen as a cautious step by Grayscale to capture market share in a maturing crypto ETF space, rather than a transformative leap. Competitors like Roundhill’s YBTC ETF, which offers weekly income, suggest a crowded field where differentiation is key. If Bitcoin’s volatility decreases or regulatory scrutiny intensifies, the income potential and appeal of these ETFs could wane, impacting their long-term viability.

Grayscale’s BTCC and BPI ETFs offer a compelling blend of income generation and Bitcoin exposure, potentially mainstreaming crypto in traditional finance and attracting new investor segments. However, they also deepen divides in wealth, knowledge, access, risk tolerance, and economic outcomes. Wealthier, sophisticated investors in crypto-friendly regions are best positioned to benefit, while retail investors, those in restrictive jurisdictions, or those lacking financial literacy may be sidelined.

Galaxy Digital Class A Common Stock Set Launch on Nasdaq

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NASDAQ

Galaxy Digital Inc.’s Class A common stock is scheduled to begin trading on the Nasdaq Global Select Market under the ticker symbol GLXY on May 16, 2025, pending final approval from Nasdaq and the completion of the company’s reorganization. This follows shareholder approval on May 9, 2025, and the U.S. Securities and Exchange Commission’s (SEC) approval for Galaxy Digital to redomicile in the U.S.

Existing BRPHF shares, currently trading over-the-counter, will be converted into GLXY shares on Nasdaq under the same CUSIP (36317J209). The listing of Galaxy Digital Inc.’s Class A shares on Nasdaq under the ticker GLXY has several implications for the company, its investors, and the broader market.

Listing on Nasdaq, a major U.S. exchange, enhances Galaxy Digital’s visibility among institutional and retail investors compared to its prior over-the-counter (OTC) trading under BRPHF. This could attract a broader investor base, potentially increasing liquidity and trading volume.

The move aligns Galaxy Digital with other high-profile financial and crypto firms, reinforcing its position as a leading digital asset and blockchain-focused financial services company. A Nasdaq listing may make it easier for Galaxy Digital to raise capital through equity offerings or other financial instruments, as the exchange provides a more robust platform for such activities.

Institutional investors, who often prefer exchange-listed securities, may be more inclined to invest, potentially strengthening the company’s balance sheet. The transition to Nasdaq, coupled with the company’s redomiciliation to the U.S., subjects Galaxy Digital to stricter U.S. regulatory oversight (e.g., SEC rules). This could enhance investor confidence in the company’s governance but may also increase compliance costs.

The approval by the SEC and Nasdaq signals a level of regulatory acceptance for crypto-focused firms, potentially paving the way for other digital asset companies to pursue similar listings. The shift from OTC to Nasdaq could lead to a revaluation of Galaxy Digital’s shares, as exchange listings often reduce the liquidity discount associated with OTC markets. However, short-term volatility may occur as the market adjusts to the new trading environment.

The conversion of BRPHF shares to GLXY shares under the same CUSIP ensures continuity for existing shareholders, minimizing disruption. The listing strengthens Galaxy Digital’s competitive position in the rapidly evolving digital asset industry, especially as institutional adoption of cryptocurrencies and blockchain technology grows. It may also signal confidence in the long-term viability of the crypto sector, despite regulatory uncertainties and market volatility.

The Nasdaq listing may widen the gap between retail and institutional investors. Institutional investors, with greater resources and access to sophisticated trading strategies, are likely to benefit more from increased liquidity and potential price appreciation. Retail investors, particularly those less familiar with crypto markets, may face challenges navigating volatility or understanding the company’s complex business model (spanning trading, asset management, and blockchain investments).

Retail investors may need to rely on educational resources or financial advisors to make informed decisions, while institutions could dominate trading activity, influencing price movements. Galaxy Digital’s move to a traditional exchange like Nasdaq highlights the ongoing tension between the decentralized ethos of cryptocurrencies and the centralized, regulated world of traditional finance. While the listing bridges these worlds, it may alienate crypto purists who view integration with traditional markets as a compromise.

The listing could accelerate the mainstreaming of digital assets, but it may also spark debates within the crypto community about the industry’s direction. For Galaxy Digital, this positions it as a hybrid player, potentially appealing to both crypto enthusiasts and traditional investors. By redomiciling to the U.S. and listing on Nasdaq, Galaxy Digital may prioritize U.S. investors and regulatory frameworks over its international shareholder base or markets like Canada, where it was previously based. This could create a perception of unequal focus or access for non-U.S. investors.

Non-U.S. shareholders may face logistical challenges (e.g., differences in trading platforms or tax implications), though the global reach of Nasdaq mitigates this to some extent. The move also reflects the U.S.’s growing dominance in crypto regulation and market infrastructure. Galaxy Digital’s ability to secure a Nasdaq listing underscores the divide between well-capitalized, established crypto firms and smaller startups or projects that lack the resources or regulatory approval to achieve similar milestones.

This could consolidate market power among larger players like Galaxy Digital, Coinbase, or others with public listings, potentially stifling innovation from smaller firms. However, it may also set a precedent, encouraging other crypto companies to pursue exchange listings. Galaxy Digital’s Nasdaq listing under GLXY is a significant step toward mainstream adoption of digital asset firms, offering enhanced visibility, liquidity, and capital access.

However, it also highlights divides between retail and institutional investors, crypto and traditional finance, U.S. and global markets, and industry leaders versus smaller players. These divides present both opportunities and challenges: while the listing may democratize access to Galaxy Digital’s shares, it could also exacerbate inequalities in market influence and regulatory access.

5 Twitch Name Mistakes (And How to Fix Them Fast)

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You’ve followed the setup advice, chosen some overlays, and test-ran your mic — but if your Twitch username is weak, you’re already limiting yourself. Your name is not just a name: It is a significant part of your brand, affecting?growth, trust, and discoverability.

But many streamers default to thinking about naming last. In this article, we’ll reveal the 5 most common Twitch name blunders creators commit (often without realizing it). Even better, we will walk you through how to fix each of them quickly — and how to make sure you end up with a Twitch name available that truly highlights your amazing content when joining the platform.

Mistake #1: Using Numbers, Underscores, or Random Symbols

You may believe that usernames like Gamer_99 or xX_DarkWolf_Xx will make you look cool, but they’re actually doing the opposite. Most of these Twitch names you think are “cool” will cause you to become lost in the crowd.

Twitch is crowded with creators. You need a name that’s simple, memorable, and trustworthy?to stand out. Pointlessly random symbols, numbers, and Overuse of Capitalization. Excessive capitalization and random numbers and symbols in your handle make you look like a spam account, and also not like a serious streamer.

These characters also affect discoverability. Viewers can’t recall if it was DarkWolf99, Dark_Wolf_99, or D4rkWolf. And those missed clicks and lost return visitors add up, said Andrew Shipp, director of audience strategy and user experience at Ad Age, a trade publication for marketers.

Even worse? It’s just odd when someone tries to shout out your name on stream. “Follow x … big X..?. little x … Dark… uh…” Yeah, not great.

The fix: Choose a?simple, readable name. Try for one to two natural words that kind of flow together to make something that is brandable. Capital letters are for emphasis, not for ornament.

Better options include:

PixelNest – Clean, techy,?visual.

CozyForge?– Ideal for relaxing streams or streamers.

Test your name visually and audibly. Does it look good on overlays? Can people say it easily? If so, you’re good to go.

A clean Twitch name tells the world you’re organized, reliable, and professional. You’ve got?to use the image. That’s the perception you want to give.

Mistake #2: Choosing a Name That Doesn’t Fit Your Niche

Have you ever seen a streamer who goes by RageMode and streams watercolor?landscapes? Or a nick?like FluffyCakes dominating the hardcore FPS games? It’s confusing, and that confusion can potentially lead to your losing followers.

When your name does not reflect your content or vibe, new viewers have no idea what to expect. That disconnect makes trust?snap — before a word is spoken in the stream. Your Twitch screen name is basically a mini-preview of?what you’re all about.

Ask yourself:

  • Does my name reflect what I actually stream?
  • Is it aligned with my content’s tone — chill, chaotic, funny, competitive?

If you don’t, consider that the name you came up with years before, or some other phase of your content journey, may not be your brand anymore. Clutching to a mismatched name can quietly stunt you.

The fix: Start by writing down a few keywords that describe your stream, both the content and the energy. Are you educational, relaxing, high-energy, spooky, or creative?

Then brainstorm names using those words or similar ideas. Aim for a handle that makes someone say, “I know exactly what this person’s stream is about.”

Examples:

  • Cozy?gameplay: WarmQuest, ComfyTTV
  • For strategy:?MindMapLive, Tactikz

Pick?a name that’s a sign, not a cipher. Clarity builds trust.

Mistake #3: Making It Too Long or Hard to Say

Your Twitch name doesn’t just?appear — it’s said, typed, and shared. So if it’s long, complicated, or people can’t pronounce it, you make it harder for people to find and remember you.

Names like ItsMeTheBestSniperOfAllTime or QueenOfDragonsTheFierceAndBrave are exhausting. They’re hard to type, take up visual space in overlays, and make shoutouts feel awkward or rushed.

Even those?of medium lengths can be tongue-twisters — like xyloph0n3W1zard. And if?a person can’t pronounce or spell your name after hearing it once, they’re unlikely to recommend you to others.

The fix: Use only one or?two short words in your name. Keep it smooth and straightforward, and easy to say in any situation. Emphasize conciseness and clarity instead of trying to be original.

Try the Say-Spell-Share test:

  • Say it aloud — does it sound natural and clean?
  • Spell it aloud — can someone else write it down correctly?
  • Share it in a sentence — does it sound like something you’d proudly tell a friend or collab partner?

(The following are all strong, short names:

  • SharpTTV?-simple, brandable, and to the point
  • LootNest —?easy, catchy, and thematic.

Be?memorable, not mouthful. Shorter names stay in viewers’ minds — that is what you want.

Mistake #4: Copying a Trendy or Famous Name

Replicating popular streamers might sound like a good idea, but stealing names such as Ninja_Clone, PokebaeTV, and ShroudFan21 will only hurt your overall personal brand. Rather than coming across as relatable, it makes you sound unoriginal and forgettable.

When you mimic a celebrity name, you get to obscure who you really are. Viewers could feel that you’re attempting to jump on coattails rather than adding something original to that platform. Besides, these names can almost be missed or seen as fan accounts.

You may get a few confused clicks on curiosity, but you lose in the long run, trust, and credibility. Perhaps worst of all, when fans look for you, they will find the original, not you.

The fix: Be Inspired, not the same. Rather than replicating, consider what makes those heavy hitters so successful: Clarity, brand voice, and niche relevancy.

Then use?the following to generate your own unique handle:

  • Personality traits?(e.g., ZestyZoe, IntrovertPlays)
  • Stream voice?(e.g., NoChillNate, SoftClicks)
  • Niche lingo?(such as “CritStack”, “ManaMorph”)

When you fold in one or two pieces of niche-specific slang, all of these bland, hard-boiled egg qualities are overwhelmed by your flavor.

If you love a big streamer’s brand, study it — but don’t clone it. Originality is magnetic. Your audience wants you, not a second-rate version of someone else.

Mistake #5: Changing Names Too Often

Rebranding is clever, but rebranding repeatedly is a mistake that many Twitch creators overlook. Switching your name on Twitch a few times damages your brand value and confuses your true fans.

When people are used to a name, it’s in the rhythm of your stream —?in your alerts, shoutouts, graphics, and vibe. Regular changes disrupt that rhythm and can lead people to unfollow, thinking you’ve vanished.

And it serves external links, old promo materials, and the word-of-mouth curation of our work. They won’t know where to find?you anymore.

The fix: Rebrand once, strategically. Choose a name that feels timeless and well-aligned with your content, then stick to it.

Before you make it final, check to see if?it’s available on Twitch using a Twitch username availability check tool and move on to other major platforms. Consistency is key.

Update your overlays, bios, and links, and inform your community with a direct message. Then stick with the name long-term.

The stronger your name, the easier it becomes to build recognition and trust —?those factors fuel long-term success on Twitch.

Conclusion

Twitch usernames are not just names — they are one of?the most vital Growth Tools. The?wrong indication is given by a bad name. A strong name?establishes trust as well as brand identity and click-worthiness.

Today, I want you to take a step back and think about whether or not your name is actually helping or hindering your stream. If it’s one?of the five errors above, it’s as good a time as any to correct it.

Pick a name that is fitting, doesn’t make you feel?squirmy to the core, and feels right to the real you. Because on Twitch, your name is the first thing they see. Make it count.

Goldman Sachs Revises Its Forecast, Now Expecting Rate Cut in December 2025

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Goldman Sachs recently revised its forecast, now expecting the Federal Reserve’s next interest rate cut in December 2025, a shift from their earlier prediction of July 2025. This adjustment aligns with their updated economic outlook, which includes a raised 2025 GDP growth forecast to 1% and a reduced core PCE inflation peak of 3.6%. They anticipate three 25-basis-point rate cuts across 2025 and 2026, citing factors like tariff-related recession risks and easing financial conditions.

Goldman Sachs’ forecast suggests a cautious Federal Reserve approach, prioritizing inflation control over immediate economic stimulus. Their raised GDP growth forecast (1% for 2025) indicates mild optimism, but the delayed rate cut reflects concerns about persistent inflationary pressures, potentially exacerbated by tariff policies or supply chain disruptions. The reduced core PCE inflation peak (3.6%) implies inflation may moderate but remain above the Fed’s 2% target, necessitating prolonged higher rates to cool demand.

Market Expectations and Financial Conditions

A later rate cut could temper market expectations for rapid monetary easing, potentially leading to tighter financial conditions in the near term. This may increase borrowing costs for businesses and consumers, impacting sectors like housing, autos, and capital-intensive industries. Equity markets, particularly growth stocks, may face headwinds due to higher discount rates, while bond yields could stay elevated, affecting fixed-income investors.

Goldman Sachs cites tariff-related recession risks as a factor. Delayed rate cuts could amplify these risks if economic growth falters under higher rates, especially in trade-sensitive sectors. However, their forecast of only three 25-basis-point cuts through 2026 suggests a gradual easing to mitigate a hard landing. Higher interest rates for longer could dampen consumer spending and business investment, slowing economic momentum. Households may delay large purchases, and firms may scale back expansion plans, particularly in rate-sensitive industries like real estate and manufacturing.

Goldman Sachs aligns with hawkish economists who prioritize inflation control, expecting the Fed to maintain higher rates to prevent overheating. This view is supported by recent data showing sticky inflation and robust employment, suggesting the economy can withstand elevated rates. Some economists and market participants anticipate earlier cuts (e.g., mid-2025), arguing that inflation is trending downward and growth may weaken faster than expected. They point to softening labor markets and global uncertainties as reasons for earlier easing.

Market pricing, based on Fed futures, often leans toward earlier cuts (e.g., Q2 or Q3 2025) compared to Goldman Sachs’ December 2025 prediction. This discrepancy reflects investor optimism about inflation cooling faster or the Fed reacting to potential growth slowdowns. The divide creates volatility, as markets adjust to hawkish signals from firms like Goldman Sachs or Fed communications.

Tariff policies and fiscal measures (e.g., potential tax cuts or infrastructure spending) could widen the divide. Hawks may argue these policies fuel inflation, justifying delayed cuts, while doves may see them as temporary shocks requiring earlier Fed support. Political pressures, especially in a post-election year, could influence Fed decisions, with some advocating for cuts to boost growth, contrasting Goldman Sachs’ cautious outlook.

Goldman Sachs’ prediction of a December 2025 rate cut signals a prolonged period of higher interest rates, with implications for slower growth, elevated borrowing costs, and increased recession risks. The divide between hawkish forecasts like Goldman Sachs’ and dovish expectations underscores uncertainty about inflation, growth, and policy impacts. Markets will likely remain sensitive to Fed signals, economic data, and geopolitical developments, driving volatility in asset prices and economic planning.