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Why SpacePay’s Presale is the Talk of the Crypto Community in 2025

By
TI Partners
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0

You might have heard people talking about SpacePay on X lately if you follow crypto conversations. This London-based fintech startup stands out with its practical approach to cryptocurrency payments, which simplifies crypto transactions to be as easy as tapping your debit card.

With their presale already raising over $1M and $SPY tokens currently priced at $0.003181, crypto investors are taking notice of this payment innovation.

Compatibility with Existing POS Systems

New tech usually means new hardware, new training, and new issues for business owners. SpacePay completely changes this traditional approach.

Instead of forcing merchants to buy fancy new equipment, SpacePay works with the Android-based card machines they already have. A simple software update is all it takes. The corner café, local boutiques, or even food trucks at the fair can start accepting crypto without skipping a beat.

And it’s not just limited to Bitcoin users. SpacePay plays nicely with over 325 different cryptocurrency wallets. Whether your customers are Ethereum enthusiasts or Solana supporters, they can pay with what they prefer.

Low Transaction Fees

Anyone who’s run a business knows the pain of payment processing fees. They’re like a small but persistent leak in your revenue bucket.

Traditional payment processors often charge anywhere from 2-3% per transaction. SpacePay, meanwhile, keeps it simple with a flat 0.5% fee. Think about your local restaurant. If they’re doing $5,000 in sales daily, they might be handing over $150 to payment processors every single day. With SpacePay, that drops to just $25.

What’s refreshing is that SpacePay hasn’t cut corners to offer these rates. The platform still prioritizes security and smooth transactions, just without the markup we’ve all become accustomed to.

Instant Settlement and Volatility Protection

Many merchants worry, ‘What if I accept crypto and the price crashes right after?'” This concern has kept countless merchants from embracing digital currencies.

SpacePay tackles this head-on with instant settlement to fiat currency. When a customer pays in crypto, the merchant gets dollars, euros, or pounds in their account immediately. The price of Bitcoin could plummet minutes later, and it wouldn’t affect the business one bit.

This happens seamlessly in the background – no waiting, no manual conversion, no stress. For shop owners, this means they can tap into the growing crypto market without becoming crypto traders themselves. They don’t need to watch price charts or worry about optimal times to convert.

Throughout the entire process, SpacePay employs bank-grade encryption and continuously monitors transactions in real-time. In a space often plagued by security concerns, this attention to safety builds credibility for the entire system.

Visit SpacePay Presale

$SPY Token and Community

At SpacePay’s core is the $SPY token – but unlike so many crypto projects, it’s not just another speculative asset. It’s the key to a community that’s actively shaping the future of payments.

Holding $SPY tokens gives you a voice in how the platform improves. Token holders can vote on platform decisions, which creates a genuinely democratic approach to development. The revenue-sharing model stands out as particularly innovative. Token holders receive a slice of SpacePay’s revenue, which creates an ecosystem where everyone’s incentives are aligned.

The community perks don’t stop there. Active users receive monthly loyalty airdrops, and holders get first dibs on new features before they roll out to everyone else. With quarterly webinars where the team shares updates and plans, SpacePay maintains transparency in an industry often criticized for lacking it.

With a total supply capped at 34 billion tokens, SpacePay has structured its distribution thoughtfully: 20% for the public presale, 17% for rewards and loyalty programs, and the rest divided between development, partnerships, marketing, and reserves.

How to Join

The team just pushed their Token Generation Event back to Q2 2025 – they’re not rushing things and want to make sure the market’s in good shape before they launch.

The SpacePay presale has already generated serious momentum, raking in over $1M. Join it by connecting a crypto wallet such as MetaMask or WalletConnect.

You can buy SPY tokens in presale using ETH, BNB, MATIC, AVAX, BASE, USDT, USDC, or even directly with your bank card if you’re new to crypto.

At the time of writing, tokens are priced at $0.003181 each, though this will likely increase as the presale progresses. After your purchase, follow SpacePay on social media to stay updated about development progress and token claiming information.

SpacePay definitely seems like one to watch if you care about where digital payments are headed. By solving real problems for both merchants and customers, they’re building something with staying power in an industry often dominated by hype cycles.

 

JOIN THE SPACEPAY ($SPY) PRESALE NOW 

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The Product Banks and Fintechs Have Refused to Build in Africa

By
Ndubuisi Ekekwe
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0

I wrote this in 2017: “In this videocast, I discuss the need to build a truly pan-African digital remittance/transfer banking product which is agnostic of location or currency in Africa. None of the products we have today meets that standard. Largely, I envisage a situation where all you need to buy and sell across Africa is one bank account in just one African Union country.

“With that, you do not have to even think about the specific currency of that account as technology will seamlessly make it possible to access other African markets for payments, transfer, etc. The banks or fintech companies must still comply with all regulations related to international transfers, forex, etc. The only difference is that customers will not see them as they will be hidden with technology.” The video is here 

Today, I ask: are we there yet?

Timing Your Startup Success in Nigeria

By
Ndubuisi Ekekwe
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0

As you develop your playbook, look for critical enablers and optimize “Timing”. As a product goes to market, the function in your limit equation must be set that critical enablers are ready. Go back to  L’Hospital’s rule and evaluate limits of indeterminate forms. The differentiation of the numerator and denominator must deliver a limit which can be directly evaluated if you expect customers to pay attention. Hope you have not lost your Further Mathematics notebook!

Yes, never ignore the impact of timing on any business. Timing is an important factor for the success of any startup, anchored around critical enablers.

Take an example: Kalahari, Mocality, Efritin, and Old Konga collapsed or struggled because of timing, not because of execution or the quality of the idea. B2C ecommerce has a promise for Africa but the time is not ripe yet until someone fixes logistics at scale.

You get the idea: great market winners are those who introduce amazing products at the “perfect” time. And becoming a legend is gaming that timing.

I am still timing when Nigeria will provide 24/7 electricity for something that is at the deep of my heart: a microelectronic production line. As the founder of First Atlantic Semiconductors & Microelectronics, Africa’s only Intel programmable microprocessor knowledge partner (here ), we can do a lot of things in the nation. But how do you set up production lines with generators?

China Signals Willingness on Trade Talks with U.S. Bordering on Mutual Respect

By
Paul Ugbede Godwin
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0

China has expressed willingness to engage in trade talks with the United States regarding tariffs, but only if the Trump administration demonstrates “mutual respect” and adopts a consistent diplomatic approach. Beijing has emphasized that dialogue must be based on equality and has called for the U.S. to address issues such as sanctions, trade imbalances, and disparaging remarks from U.S. officials. China also seeks a designated U.S. point person to facilitate negotiations, ideally leading to a deal for Presidents Trump and Xi Jinping to sign. This stance comes amid escalating trade tensions, with U.S. tariffs on Chinese goods reaching 145% and China retaliating with 125% tariffs on U.S. imports.

Despite the openness to talks, Beijing remains firm, stating it will not yield to pressure and is prepared for a prolonged trade conflict if necessary. The divide in the context of China-U.S. tariff talks likely refers to the significant differences in priorities, approaches, and expectations between the two nations, which complicate negotiations. China insists on “mutual respect” and equal footing in talks, criticizing U.S. sanctions and inflammatory rhetoric. The U.S., under Trump, has pushed aggressive tariffs (145% on Chinese goods) and demands for trade deficit reductions, viewing China’s stance as insufficiently conciliatory.

The U.S. accuses China of unfair trade practices, like intellectual property theft and market distortions, justifying high tariffs. China counters with 125% tariffs on U.S. goods and defends its economic model, refusing to bow to pressure. China seeks a structured dialogue with a clear U.S. point person and a potential Xi-Trump deal. The U.S. has not signaled agreement on this format, creating uncertainty about the process.

The U.S. aims to protect domestic industries and reduce reliance on Chinese imports, while China prioritizes economic stability and global trade leadership. Both sides are prepared for a prolonged conflict, deepening the divide.
This gap is rooted in competing national interests, differing views on fairness, and a lack of trust, making compromise challenging despite China’s signaled openness.

A trade imbalance occurs when the value of a country’s imports differs significantly from the value of its exports with another country or globally. It is typically measured by the trade balance, which is the difference between exports (goods and services sold abroad) and imports (goods and services bought from abroad). When a country imports more than it exports, resulting in a negative trade balance. For example, the U.S. has run a persistent trade deficit with China, importing far more goods (e.g., electronics, clothing) than it exports (e.g., agricultural products, aircraft).

Trade Surplus: When a country exports more than it imports, resulting in a positive trade balance. China, for instance, has historically maintained a trade surplus with the U.S. due to its large volume of manufactured exports. Countries with strong manufacturing bases, like China, may export more goods, while consumer-driven economies, like the U.S., import heavily.

An undervalued currency (e.g., China’s yuan in the past) makes exports cheaper and imports more expensive, boosting surpluses. Tariffs, subsidies, or restrictions can skew trade flows. For example, U.S. tariffs on Chinese goods aim to reduce imports, while China’s policies often favor its exporters. High domestic demand for foreign goods (e.g., U.S. consumers buying Chinese electronics) can widen deficits.

Countries like China, central to global manufacturing, export finished goods, while importing raw materials, creating surpluses with some nations and deficits with others. The U.S. trade deficit with China has been a focal point in tariff talks. In 2022, the U.S. imported $536 billion in goods from China but exported only $154 billion, resulting in a $382 billion deficit. This imbalance is driven by:

China’s Manufacturing Dominance: Low-cost labor and economies of scale make Chinese goods competitive. American consumers heavily purchase Chinese-made products. China imports fewer U.S. goods due to market access barriers, differing consumer preferences, and tariffs on American products. Deficits can weaken domestic industries (e.g., U.S. manufacturing) but provide consumers with cheaper goods. Surpluses, like China’s, boost economic growth but can lead to reliance on foreign markets.

The U.S. views its deficit with China as evidence of unfair trade practices (e.g., subsidies, IP theft), fueling tariffs and trade wars. China argues the deficit reflects global supply chain dynamics and U.S. consumption patterns. Trade surpluses often lead to capital flows (e.g., China holding U.S. Treasury bonds), tying economies together but creating dependencies. The U.S. imposes tariffs (e.g., 145% on Chinese goods) to reduce imports and encourage domestic production, though this risks retaliation (e.g., China’s 125% tariffs).

Negotiations, as China has signaled openness to, could address market access, subsidies, or IP issues to rebalance trade. Aligning exchange rates can make exports and imports more balanced, though this is controversial. Boosting U.S. manufacturing or diversifying China’s economy could shift trade patterns. In the context of U.S.-China talks, the trade imbalance is a core issue, with the U.S. pushing to shrink its deficit and China defending its surplus as a natural outcome of global trade.

Oklahoma’s House Bill 1203 on Bitcoin Reserve Failed to Pass

By
Paul Ugbede Godwin
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0

Oklahoma’s Strategic Bitcoin Reserve Act, House Bill 1203, failed to advance in the Senate Revenue and Taxation Committee on April 14, 2025, with a 6-5 vote against it. The bill, introduced by Rep. Cody Maynard, aimed to allow the state treasurer to invest up to 10% of public funds, including the State General Fund, Revenue Stabilization Fund, and Constitutional Reserve Fund, in Bitcoin and other digital assets with a market capitalization over $500 billion, as well as stablecoins.

It had previously passed the House Government Oversight Committee (12-2) on February 25 and the full House (77-15) on March 24. Opposition came from a bipartisan group of senators: Todd Gollihare (R), Chuck Hall (R), Brent Howard (R), Dave Rader (R), Julia Kirt (D), and Mark Mann (D). Despite a last-minute vote switch by Sen. Christi Gillespie, who was swayed by constituent outreach, the bill fell short. Critics likely raised concerns about Bitcoin’s volatility and the risks of investing taxpayer funds, as seen in other states like Montana, where similar bills were rejected.

Oklahoma’s exit from the “Bitcoin Reserve Race” leaves states like Arizona, New Hampshire, and Texas as leading contenders for state-level Bitcoin adoption. Currently, 47 Strategic Bitcoin Reserve bills are active across 26 U.S. states, with 40 still under consideration. The failure of Oklahoma’s Strategic Bitcoin Reserve Act (House Bill 1203) to advance carries several implications.

Oklahoma’s rejection signals caution among lawmakers, potentially slowing momentum for similar bills in other states. It highlights persistent concerns about Bitcoin’s volatility and the risks of allocating public funds to cryptocurrencies, which may influence undecided legislators elsewhere. The decision could dampen enthusiasm among crypto investors and businesses eyeing Oklahoma as a potential hub for blockchain innovation. It may also reinforce skepticism about institutional adoption of Bitcoin, affecting short-term market sentiment for cryptocurrencies.

Oklahoma misses an opportunity to position itself as a leader in the “Bitcoin Reserve Race,” where states like Arizona, New Hampshire, and Texas are advancing similar legislation. This could divert crypto-related economic activity, such as blockchain startups or investment, to other states. The bipartisan opposition (6-5 vote) underscores ideological divides, with concerns about financial risk outweighing arguments for innovation and diversification. This may set a precedent for other states to prioritize fiscal conservatism over experimental investments in digital assets.

With 47 similar bills active across 26 states, Oklahoma’s outcome fuels the broader U.S. debate on integrating cryptocurrencies into public finance. It may prompt other states to refine their proposals, addressing risk management or limiting allocation percentages to gain legislative support. Oklahoma’s decision avoids potential financial risks to public funds but also forgoes possible gains from Bitcoin’s long-term appreciation, as argued by proponents. It may delay local economic benefits tied to attracting crypto-friendly businesses or fostering technological innovation.

The failure of Oklahoma’s Strategic Bitcoin Reserve Act in April 2025 reflects broader dynamics influencing Bitcoin market trends, with implications for investor sentiment and state-level adoption. Bitcoin is trading around $83,000–$85,000, with a market cap of approximately $1.66–$1.98 trillion. It has shown resilience despite recent market turmoil, including a 30% correction and global trade tensions, such as U.S. tariffs on China. Over the past week, Bitcoin rose by 9.35%, but monthly performance remains nearly flat (+0.98%).

Bitcoin’s 30-day price volatility is relatively low at 2.82%, but analysts warn of potential sharp corrections due to macroeconomic risks. Forecasts suggest a possible drop to $74,000, signaling a bear market, or even $20,000 in a worst-case scenario, though immediate crashes below this level in 2025 are deemed unlikely. The approval of U.S. spot Bitcoin ETFs in January 2024 has been a major driver, with $110 billion in assets under management (AUM) by April 2025, representing over 1% of the ETF market. BlackRock’s IBIT is the most successful ETF debut in history. However, recent outflows from Bitcoin ETFs, driven by trade war concerns, suggest investors are awaiting clarity on U.S. tariff policies.

Companies like MicroStrategy and Semler Scientific continue to accumulate Bitcoin, with the latter filing a $500M offering to fund Bitcoin purchases. Institutional adoption is expected to grow, with 10% of large U.S. financial institutions holding Bitcoin as of 2023, a trend likely to persist. ETFs and institutional inflows have bolstered Bitcoin’s “digital gold” narrative, reducing circulating supply and supporting price growth. Analysts predict ETFs could manage $190 billion by the 2025 market peak.

The election of pro-crypto President Donald Trump and the confirmation of Paul Atkins as SEC Chair signal a crypto-friendly regulatory environment. However, Trump’s 145% tariffs on China have introduced market uncertainty, contributing to recent ETF outflows and stock market declines. Bitcoin’s resilience at $85,000 amid these tariffs suggests partial decoupling from traditional markets. Proposals for national Bitcoin reserves, such as in the U.S. and Sweden, could reduce circulating supply and drive prices higher. Oklahoma’s failed bill highlights state-level resistance, but 47 similar bills remain active across 26 U.S. states, indicating ongoing interest.

Regulatory clarity in the EU’s MiCA and adoption in countries like El Salvador contrast with restrictive policies in China and India, creating a fragmented global market. These dynamics could amplify volatility but also spur demand in crypto-friendly regions. The April 2024 Bitcoin halving reduced miner rewards, historically triggering bullish cycles. Analysts like Michael Saylor predict a “supply shock” driving prices upward, with projections ranging from $150,000 to $250,000 by year-end. However, past cycles show corrections often follow surges, with a potential 75% drop if historical patterns repeat.

Bitcoin is in the “Acceleration Phase” of its 2024–2025 cycle, with a potential price top expected in Q2 2025. Volatility and profit metrics suggest a bullish trend, but global events could disrupt this trajectory. U.S.-China trade tensions, exacerbated by tariffs, have increased market volatility. Fears of a trade war impacting Bitcoin, with 26% of Bitcoin’s supply currently in loss, a level associated with past bottoms. While U.S. policies are turning favorable, stricter regulations elsewhere or unexpected U.S. government selling could depress prices. Analysts warn of a potential crash to $78,000 or lower if macroeconomic conditions tighten.

Illicit activity, such as the $5 million ZKsync token breach, underscores security concerns in the broader crypto ecosystem, potentially dampening retail investor confidence. Optimistic predictions dominate, with targets of $150,000–$250,000 by Q4 2025 from analysts like Tom Lee, Bitwise, and Galaxy Research. More ambitious forecasts include $400,000 (Blockware Solutions) or $1 million by 2030 (Cathie Wood). Conservative estimates suggest a range of $77,000–$155,000.

Institutional adoption, ETF inflows, halving-induced supply constraints, and potential sovereign reserve adoption are key catalysts. Bitcoin’s outperformance against gold and the S&P 500 is expected to continue, with projections of reaching 20% of gold’s market cap. Rising 50-day and 200-day moving averages, a neutral RSI (52.83), and a bullish weekly timeframe support upward momentum, though short-term bearish signals on daily charts suggest consolidation.

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