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How to Bet On the Super Bowl in Massachusetts  – Online Betting Sites for MA Residents

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Looking to bet on Super Bowl LVIII in Massachusetts? Well, you’re in luck. Below, we have collated the state’s best betting sites for you to place your wagers on the NFL’s championship match on Sunday.

There are more than 15 legal sportsbooks to place your bets within the state, however the option of wagering with offshore sportsbooks remains – and many of those offer exclusive bonuses and free bets for their customers ahead of this weekend’s Super Bowl LVIII.

Read on for our full guide on how to bet on the NFL’s Super Bowl in Massachusetts, as well as within any US state, with exclusive prop bets, improved odds and countless benefits for new users.

If you want to start off your betting with winnings, we can show you the best sites for your Super Bowl betting Sites and how to access hundreds of dollars in completely free bets too. Read on for more details.

How To Bet On The NFL Super Bowl In Massachusetts

  1. Sign up to EveryGame
    2. Deposit $1000, get $500 in free bets
    3. Go To ‘ Super Bowl Betting’ section
    4. Make your selections and place your player prop bets

If you’re looking to find out more about Massachusetts online Super Bowl betting, you’ve come to the right place. In this guide, we cover the hot topics surrounding wagering in Massachusetts.

Best Super Bowl Sports Betting Sites In Massachusetts

  1. EveryGame – Claim a Generous Deposit Bonus For Super Bowl.
  2. BetWhale – Best New Betting Option For Super Bowl 58
  3. BetOnline – $1000 Welcome Bonus – 25 Years Trusted Betting Brand
  4. XBet – Established Brand for Super Bowl betting.
  5. MyBookie – $500 welcome bonus & extensive prop bets available
  6. BetUS – Biggest Brand in the US Betting

Top Massachusetts Super Bowl Betting Sites Reviewed 2024

In the list below you’ll find the best Massachusetts Super Bowl sportsbooks in-depth reviewed by our experienced team.

1. Everygame – One of the Oldest and Most Trusted US Sports Betting Sites

EveryGame offers up some of the best odds for the Super Bowl final betting and is a popular option for legal sports betting in Massachusetts. The user interface at EveryGame is straightforward to use, making it an ideal starting point for new sports betting fans in Massachusetts.

With so much international sports betting experience going for them, EveryGame is a great option for diverse sports betting, including the latest NBA betting, NFL, NHL, College sports betting, MLB, and much more.

EveryGame is a good option for residents in Massachusetts looking for safe and reliable legal Massachusetts gambling. New users at EveryGame can grab a generous matched welcome bonus for signing up and making the first deposit. The welcome bonus for new customers offers a 100% match up to $250. You can make a deposit with all major credit and debit cards, Payz, Paysafe, or eZeeWallet.

 >>>Claim Your Bonuses Now<<<

2. BetWhale – High Reputation site for the Super Bowl Betting in Massachusetts 

The BetWhale sportsbook has become one of the best online Super Bowl betting options for US sports betting fans, including those residing in the State of Massachusetts.

BetWhsle offers solid odds on a wide range of sports including NBA, NFL, ice hockey, college sports, soccer, and many others. They offer a wide range of futures and props on the NFL and NBA as well as a sleek and easy-to-use prop builder function on their site. Their live betting is also excellent with many markets on offer along with competitive odds.

BetWhale is also home to one of the market’s top crypto welcome promotions, making it one of the best Bitcoin betting sites. Simply fund your account using Bitcoin, and the sportsbook will award you with a sizable bonus. All in all, online sports betting in Massachusetts wouldn’t be the same without BetWhale.

 >>>Claim Your Bonuses Now<<<

3. BetOnline – Overall Best Super Bowl Sportsbook For Massachusetts Residents

Massachusetts Super Bowl sports betting residents also have access to BetOnline, a highly reputable offshore sportsbook known for its quick payouts and excellent market offerings. Football fans looking for the best NFL sportsbooks will want to take a closer look at BetOnline’s impressive odds.

Bettors can browse the expansive selection of sports and leagues available, including the MLB, NBA, and sports like soccer.

In addition to offering a variety of sports and leagues, BetOnline also makes it simple for players to make deposits and withdrawals using traditional methods like debit or credit cards or using cryptocurrencies.

Once players have signed up on the site, have made their first deposit, they can expect exciting promos and bonuses. For example, BetOnline offers new bettors making their first deposit a 50% Welcome Bonus of up to $1,000. Bettors can use the BetOnline promo code BET1000 to claim this generous bonus.

 >>>Claim Your Bonuses Now<<<

 4. XBet – Best Market Offering For Massachusetts

Massachusetts Super Bowl sports betting fans looking for a reputable, easy-to-use offshore sportsbook need look no further than XBet. The sportsbook makes life simple for bettors by offering them a website that is easy to navigate. In addition, the user-friendly site ensures signing up for an XBet account is hassle-free and placing wagers is as straightforward as possible.

XBet also offers bettors a wide assortment of betting markets, from the NFL and NBA to various other sports like tennis and even the Olympics.

To wager on these leagues and matches, bettors will need to create an XBet account, a process that requires a few quick steps. Bettors who would like a little extra assistance can contact the friendly customer service team via email or live chat.

Signing up is essential as it creates an account that allows bettors to deposit funds and withdraw earnings. Players can make withdrawals and deposits using various methods that include cryptocurrency or more traditional ways such as credit cards or bank wire transfers.

Once they’ve signed up, XBet awards new players an exciting First Deposit Bonus featuring a 50% Sports Sign-up Bonus up to $500 once they have made their initial deposit. To claim this bonus, Massachusetts sports betting residents need to use the XBet promo code: XBB50.

 >>>Claim Your Bonuses Now<<<

5. MyBookie – Best Live Streaming Site For Massachusetts Sports Betting

If catching the game live in high-definition is a drawcard for Massachusetts sports betting fans, then MyBookie offers the perfect offshore sportsbook. Players can live stream important sports games in HD on their computers or mobile devices using this site.

MyBookie also offers bettors the option to download a mobile app. This app is compatible with iOS and Android devices. Bettors can download and install it in minutes, making it even simpler for players to catch that all-important game.

The mobile app also enables bettors to wager bets while they’re out and about, and if they miss the start of a match, they can still wager bets in the live betting suite. MyBookie takes bets on collegiate and professional leagues and offers a variety of sports markets from Formula1 to soccer, the MLB, and the NFL.

The offshore site’s promos aren’t too shabby either, and new players on the MyBookie site are offered an exciting $1,000 welcome bonus with a 50% deposit match. To claim the necessary MyBookie promo code, all bettors need to do is create a MyBookie account and sign in.

 >>>Claim Your Bonuses Now<<<

6. BetUS – Top Welcome Bonuses For Sports Betting Massachusetts Bettors

Massachusetts Super Bowl sports betting fans looking for the best Welcome bonuses may want to give BetUS a try. This offshore sportsbook offers players new to the site exceptionally generous promos they likely won’t find elsewhere.

We suggest making the most of this welcome offer to get the most out of your BetUS promo. Retrieving the 125% sign-up bonus is simple. All bettors need to do is use the BetUS promo code: JOIN125. BetUS also provides Bitcoin bettors with an impressive 200% Crypto Bonus when using the code JOIN200.

To access these promos and the sports markets offered by BetUS, bettors can use the sportsbook’s website or the mobile app. This app is compatible with Android and iOS devices and makes wagering on the go more straightforward. Those players who prefer placing their bets on a computer can utilize the BetUS website, which is as simple to navigate as the mobile app.

Bettors in Massachusetts will find a multitude of sports markets available for wagering on the BetUS site. In addition, BetUS also accepts live bets and prop bets for an exciting wagering experience.

 >>>Claim Your Bonuses Now<<<

How to Sign Up to Massachusetts Super Bowl Betting Site

Looking to sign up with one of the Massachusetts Super Bowl sports betting sites? If so, you’ll find that the whole process is exceptionally simple. We’ve given you a step-by-step guide below, using the sign-up process at the BetWhale site as an example.

Step 1: Create an Account with the Sportsbook

First up, you’ll need to head over to your chosen sportsbook and go through the sign-up process. At BetWhale, hit the blue ‘Join’ button before then completing all necessary details. Submit the form, and your account will be ready.

Step 2:  Deposit Funds into your Sportsbook Account

Next, you’ll need to add money to your account. Choose ‘Quick Deposit’ and then choose from the many different options available to you before following the on-screen instructions to complete your deposit. Deposits will be processed quickly, allowing you to start betting as soon as possible.

Step 3: Claim your Welcome Bonus

When depositing money, don’t forget to claim your welcome bonus. Do this by filling in the ‘Promo Code’ section of the form. Don’t forget this because if you don’t type in the code, you will lose the chance to claim hundreds of dollars in bonus money!

Step 4:  Select your Bet

It’s now time to start betting! Navigate to the sport you want to bet on, then view all the available markets. You’ll find various odds being offered on every contest. Click the bet you want to make, which will add it to your bet slip. Click ‘Bet Slip’ and you’ll then be able to choose how much money to wager on your chosen bet.

Step 5: Place the Bet

It’s then simply a case of hitting the ‘Place My Bets’ button, which will confirm your bet. Now sit back and watch the game, and hope that your bet turns out to be a winning one!

How To Get A Super Bowl Free Bet In Massachusetts

Claiming the NFL Super Bowl betting offers is a simple process, which we have laid out below.

  1. Choose your offers from our comprehensive list below
  2. Click the link to go to the bookmaker offer
  3. Sign up to the bookmaker with your details including age and address
  4. Deposit and bet the qualifying amount on the sportsbook
  5. Claim the free bets to use on their sportsbook

Can I Place Super Bowl Player Prop Bets In Massachusetts?

Anyone in Massachusetts can bet on Super Bowl player prop bets with our sportsbooks. If you live in the United States, all you need to be is over 18 years old and be able to complete the simple sign-up process and have the criteria below.

  • Be in Massachusetts or another US state
  • Have a valid email address for verification
  • Can deposit with Fiat or Crypto

Best Online Massachusetts Super Bowl Betting Sites 2024

If you are looking for a top-quality online Massachusetts Sportsbook for betting on the Super Bowl, please read about each of our top recommended Massachusetts online sportsbooks. While all of our listed sites offer fun and rewarding options, our top choice for New Mexicans is BetWhale.

We feel that BetWhale strongly covers all the major pro and college sports. It also offers virtual racing and esports too. Sign up at BetWhale today and get started with their $1,250 sports welcome bonus.

 >>>Claim Your Bonuses Now<<<

How to Bet On the Super Bowl in Georgia – Online Betting Sites for Georgia Residents

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Looking to bet on Super Bowl LVIII in Georgia? Well, you’re in luck. Below, we have collated the state’s best betting sites for you to place your wagers on the NFL’s championship match on Sunday.

There are more than 15 legal sportsbooks to place your bets within the state, however the option of wagering with offshore sportsbooks remains – and many of those offer exclusive bonuses and free bets for their customers ahead of this weekend’s Super Bowl LVIII.

Read on for our full guide on how to bet on the NFL’s Super Bowl in Georgia, as well as within any US state, with exclusive prop bets, improved odds and countless benefits for new users.

If you want to start off your betting with winnings, we can show you the best sites for your Super Bowl betting Sites and how to access hundreds of dollars in completely free bets too. Read on for more details.

How To Bet On The NFL Super Bowl In Georgia

  1. Sign up to BetWhale
    2. Deposit $1000, get $1250 in free bets
    3. Go To ‘ Super Bowl Betting’ section
    4. Make your selections and place your player prop bets

If you’re looking to find out more about Georgia online Super Bowl betting, you’ve come to the right place. In this guide, we cover the hot topics surrounding wagering in Georgia.

Best Super Bowl Sports Betting Sites In Georgia

  1. BetWhale – Best New Betting Option For Super Bowl 58
  2. EveryGame – Claim a Generous Deposit Bonus For Super Bowl.
  3. BetOnline – $1000 Welcome Bonus – 25 Years Trusted Betting Brand
  4. XBet – Established Brand for Super Bowl betting.
  5. MyBookie – $500 welcome bonus & extensive prop bets available
  6. BetUS – Biggest Brand in the US Betting

Top Georgia Super Bowl Betting Sites Reviewed 2024

In the list below you’ll find the best Georgia Super Bowl sportsbooks in-depth reviewed by our experienced team.

1. BetWhale – High Reputation site for the Super Bowl Betting in Georgia

The BetWhale sportsbook has become one of the best online Super Bowl betting options for US sports betting fans, including those residing in the State of Georgia.

BetWhsle offers solid odds on a wide range of sports including NBA, NFL, ice hockey, college sports, soccer, and many others. They offer a wide range of futures and props on the NFL and NBA as well as a sleek and easy-to-use prop builder function on their site. Their live betting is also excellent with many markets on offer along with competitive odds.

BetWhale is also home to one of the market’s top crypto welcome promotions, making it one of the best Bitcoin betting sites. Simply fund your account using Bitcoin, and the sportsbook will award you with a sizable bonus. All in all, online sports betting in Georgia wouldn’t be the same without BetWhale.

 >>>Claim Your Bonuses Now<<<

2. Everygame – One of the Oldest and Most Trusted US Sports Betting Sites

EveryGame offers up some of the best odds for the Super Bowl final betting and is a popular option for legal sports betting in Georgia. The user interface at EveryGame is straightforward to use, making it an ideal starting point for new sports betting fans in Georgia.

With so much international sports betting experience going for them, EveryGame is a great option for diverse sports betting, including the latest NBA betting, NFL, NHL, College sports betting, MLB, and much more.

EveryGame is a good option for residents in Georgia looking for safe and reliable legal Georgia gambling. New users at EveryGame can grab a generous matched welcome bonus for signing up and making the first deposit. The welcome bonus for new customers offers a 100% match up to $250. You can make a deposit with all major credit and debit cards, Payz, Paysafe, or eZeeWallet.

 >>>Claim Your Bonuses Now<<<

3. BetOnline – Overall Best Super Bowl Sportsbook For Georgia Residents

Georgia Super Bowl sports betting residents also have access to BetOnline, a highly reputable offshore sportsbook known for its quick payouts and excellent market offerings. Football fans looking for the best NFL sportsbooks will want to take a closer look at BetOnline’s impressive odds.

Bettors can browse the expansive selection of sports and leagues available, including the MLB, NBA, and sports like soccer.

In addition to offering a variety of sports and leagues, BetOnline also makes it simple for players to make deposits and withdrawals using traditional methods like debit or credit cards or using cryptocurrencies.

Once players have signed up on the site, have made their first deposit, they can expect exciting promos and bonuses. For example, BetOnline offers new bettors making their first deposit a 50% Welcome Bonus of up to $1,000. Bettors can use the BetOnline promo code BET1000 to claim this generous bonus.

 >>>Claim Your Bonuses Now<<<

4. XBet – Best Market Offering For Georgia

Georgia Super Bowl sports betting fans looking for a reputable, easy-to-use offshore sportsbook need look no further than XBet. The sportsbook makes life simple for bettors by offering them a website that is easy to navigate. In addition, the user-friendly site ensures signing up for an XBet account is hassle-free and placing wagers is as straightforward as possible.

XBet also offers bettors a wide assortment of betting markets, from the NFL and NBA to various other sports like tennis and even the Olympics.

To wager on these leagues and matches, bettors will need to create an XBet account, a process that requires a few quick steps. Bettors who would like a little extra assistance can contact the friendly customer service team via email or live chat.

Signing up is essential as it creates an account that allows bettors to deposit funds and withdraw earnings. Players can make withdrawals and deposits using various methods that include cryptocurrency or more traditional ways such as credit cards or bank wire transfers.

Once they’ve signed up, XBet awards new players an exciting First Deposit Bonus featuring a 50% Sports Sign-up Bonus up to $500 once they have made their initial deposit. To claim this bonus, Georgia sports betting residents need to use the XBet promo code: XBB50.

 >>>Claim Your Bonuses Now<<<

5. MyBookie – Best Live Streaming Site For Georgia Sports Betting

If catching the game live in high-definition is a drawcard for Georgia sports betting fans, then MyBookie offers the perfect offshore sportsbook. Players can live stream important sports games in HD on their computers or mobile devices using this site.

MyBookie also offers bettors the option to download a mobile app. This app is compatible with iOS and Android devices. Bettors can download and install it in minutes, making it even simpler for players to catch that all-important game.

The mobile app also enables bettors to wager bets while they’re out and about, and if they miss the start of a match, they can still wager bets in the live betting suite. MyBookie takes bets on collegiate and professional leagues and offers a variety of sports markets from Formula1 to soccer, the MLB, and the NFL.

The offshore site’s promos aren’t too shabby either, and new players on the MyBookie site are offered an exciting $1,000 welcome bonus with a 50% deposit match. To claim the necessary MyBookie promo code, all bettors need to do is create a MyBookie account and sign in.

 >>>Claim Your Bonuses Now<<<

6. BetUS – Top Welcome Bonuses For Sports Betting Georgia Bettors

Georgia Super Bowl sports betting fans looking for the best Welcome bonuses may want to give BetUS a try. This offshore sportsbook offers players new to the site exceptionally generous promos they likely won’t find elsewhere.

We suggest making the most of this welcome offer to get the most out of your BetUS promo. Retrieving the 125% sign-up bonus is simple. All bettors need to do is use the BetUS promo code: JOIN125. BetUS also provides Bitcoin bettors with an impressive 200% Crypto Bonus when using the code JOIN200.

To access these promos and the sports markets offered by BetUS, bettors can use the sportsbook’s website or the mobile app. This app is compatible with Android and iOS devices and makes wagering on the go more straightforward. Those players who prefer placing their bets on a computer can utilize the BetUS website, which is as simple to navigate as the mobile app.

Bettors in Georgia will find a multitude of sports markets available for wagering on the BetUS site. In addition, BetUS also accepts live bets and prop bets for an exciting wagering experience.

 >>>Claim Your Bonuses Now<<<

How to Sign Up to a Georgia Super Bowl Betting Site

Looking to sign up with one of the Georgia Super Bowl sports betting sites? If so, you’ll find that the whole process is exceptionally simple. We’ve given you a step-by-step guide below, using the sign-up process at the BetWhale site as an example.

Step 1: Create an Account with the Sportsbook

First up, you’ll need to head over to your chosen sportsbook and go through the sign-up process. At BetWhale, hit the blue ‘Join’ button before then completing all necessary details. Submit the form, and your account will be ready.

Step 2:  Deposit Funds into your Sportsbook Account

Next, you’ll need to add money to your account. Choose ‘Quick Deposit’ and then choose from the many different options available to you before following the on-screen instructions to complete your deposit. Deposits will be processed quickly, allowing you to start betting as soon as possible.

Step 3: Claim your Welcome Bonus

When depositing money, don’t forget to claim your welcome bonus. Do this by filling in the ‘Promo Code’ section of the form. Don’t forget this because if you don’t type in the code, you will lose the chance to claim hundreds of dollars in bonus money!

Step 4:  Select your Bet

It’s now time to start betting! Navigate to the sport you want to bet on, then view all the available markets. You’ll find various odds being offered on every contest. Click the bet you want to make, which will add it to your bet slip. Click ‘Bet Slip’ and you’ll then be able to choose how much money to wager on your chosen bet.

Step 5: Place the Bet

It’s then simply a case of hitting the ‘Place My Bets’ button, which will confirm your bet. Now sit back and watch the game, and hope that your bet turns out to be a winning one!

How To Get A Super Bowl Free Bet In Georgia

Claiming the NFL Super Bowl betting offers is a simple process, which we have laid out below.

  1. Choose your offers from our comprehensive list below
  2. Click the link to go to the bookmaker offer
  3. Sign up to the bookmaker with your details including age and address
  4. Deposit and bet the qualifying amount on the sportsbook
  5. Claim the free bets to use on their sportsbook

Can I Place Super Bowl Player Prop Bets In Georgia?

Anyone in Georgia can bet on Super Bowl player prop bets with our sportsbooks. If you live in the United States, all you need to be is over 18 years old and be able to complete the simple sign-up process and have the criteria below.

  • Be in Georgia or another US state
  • Have a valid email address for verification
  • Can deposit with Fiat or Crypto

Best Online Georgia Super Bowl Betting Sites 2024

If you are looking for a top-quality online Georgia Sportsbook for betting on the Super Bowl, please read about each of our top recommended Georgia online sportsbooks. While all of our listed sites offer fun and rewarding options, our top choice for Georgia is BetWhale.

Georgia

We feel that BetWhale strongly covers all the major pro and college sports. It also offers virtual racing and esports too. Sign up at BetWhale today and get started with their $1,250 sports welcome bonus.

 >>>Claim Your Bonuses Now<<<

Winning the Future with Tekedia AI in Business Masterclass

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Those who make sense of numbers will win the future of markets, and tools which help you to understand numbers are catalytic to the success of your mission. Never in the history of humanity have we ever experienced the possibilities which Artificial Intelligence (AI) offers. AI will help you master the numbers on your career, your business and whatever you do. Since that is so, it helps to understand the business of AI.

At Tekedia Institute, we’re helping professionals and companies to understand the promises of AI, and how to apply AI in Business. We created “Artificial Intelligence (AI) in Business Masterclass”, and daily more professionals and companies are getting directions.

I invite you to register and attend our masterclass  – $400 or N200k per person. The wealth of a people is in the knowledge of a people. Our mission here is your success.

Some Government Agencies Are Not Meant to Generate Revenue, But Create Value

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One of the common misconceptions about government agencies is that they are supposed to generate revenue for the public sector. This is not true. Government agencies are not businesses, and their primary goal is not to make a profit.

Rather, they are established to provide public goods and services that are essential for the well-being of the society, such as national defense, public health, education, environmental protection, and so on.

Government agencies are not meant to generate revenue, but they are meant to generate value for the society. They are not driven by profit, but by purpose. They are not competing with each other but complementing each other. They are not working for themselves, but for the common good.

Many people have a misconception that government agencies should be run like businesses, and that they should aim to maximize their revenue and minimize their costs. However, this is not the true purpose of government agencies. Government agencies are not meant to generate revenue, but they are meant to generate value for the society.

Government agencies are funded by taxes, fees, and other sources of revenue that are collected from the citizens and businesses. These revenues are not meant to be retained by the agencies, but rather to be allocated to the programs and activities that serve the public interest.

The agencies are accountable to the taxpayers, and they have to follow strict rules and regulations on how they spend their money. They also have to report on their performance and outcomes and justify their budget requests to the legislative and executive branches of the government.

Government agencies are not meant to generate revenue, but they are expected to use their resources efficiently and effectively. They have to balance the needs and demands of the public with the available funds and capacities. They have to prioritize their goals and objectives and align them with the strategic vision and mission of the government.

They have to collaborate with other agencies, as well as with private and nonprofit sectors, to leverage their strengths and address their challenges. They have to innovate and adapt to the changing environment and circumstances and seek continuous improvement and excellence.

What does it mean to generate value for the society? It means to provide public goods and services that benefit the common good, such as national defense, public health, education, infrastructure, environmental protection, and social welfare.

These are things that the private sector cannot or will not provide adequately, because they are either too costly, too risky, or too unprofitable. Therefore, the government has to step in and fill the gap, using its authority and resources to ensure that these essential needs are met.

However, generating value for the society does not mean that government agencies can ignore their financial performance. Government agencies still have to operate within a budget, and they have to be accountable for how they spend the taxpayers’ money.

They have to be efficient and effective in delivering their services, and they have to measure and report their outcomes and impacts. They have to balance the trade-offs between quality and quantity, between short-term and long-term goals, and between competing interests and priorities.

Therefore, government agencies need a different set of metrics and indicators than businesses to evaluate their performance. They cannot rely on simple measures such as revenue, profit, or market share.

They have to use more complex and nuanced measures such as social return on investment (SROI), cost-benefit analysis (CBA), or multi-criteria analysis (MCA). These methods take into account not only the financial costs and benefits of a project or program, but also the social, environmental, and ethical implications.

Government agencies are not meant to generate revenue, but they are meant to generate value for the society. This requires a different mindset and approach than running a business. Government agencies have to focus on their mission and vision and align their strategies and actions with the public interest.

They have to be transparent and accountable for their decisions and results, and they have to engage with their stakeholders and customers. By doing so, they can create positive change and improve the quality of life for everyone.

Nigeria Recorded A Staggering 66% Surge in e-Payment Transactions in 2023 at N664.2 Trillion

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The value of e-payment transactions in Nigeria surged significantly in 2023, with the country recording a staggering 66% growth, totaling an impressive N664.2 trillion.

The Nigerian Interbank Settlement System (NIBSS) disclosed that this reflects an increase in electronic payments, driven by cash scarcity.

Following the same trend, the volume of electronic payment transactions increased by 240 percent to 17.34 billion from 5.1 billion in 2022. NIBSS also reported that the highest volume of transactions valued at N1.76 billion was recorded in December reflecting increased spending due to the festive season.

On the other hand, the lowest volume was recorded in March with N978.7 million transactions. Furthermore, the highest value of transactions, N79 trillion, was recorded in December 2023 while the lowest was recorded in February 2022 with N40.9 trillion transactions.

BusinessDay analysis of the data revealed that electronic payment channels were used 11.05

billion times in 2023, a 75.96 percent increase from the 6.28 billion times they were used in

2022.

Also, the NIBSS revealed that the total value of instant payment in 2023 was N600.36tn, and PoS was N1O.7tn. Instant payment channels, including mobile, recorded a usage volume of 9.67 billion, and PoS terminals recorded 1.38 billion.

The NIBSS wrote,

“Financial inclusion continues to grow, even as formal financial inclusion grew from 56 percent (2020) to 64 percent (2023). Nigeria is just 1.0 percent point away from achieving the 2022 Nigerian Financial Inclusion Strategy, NFIS, recommended targets for 2024 and must now pay equal attention to deepening the quality and impact of inclusion.”

While the cashless policy of the Central Bank of Nigeria (CBN) is already gaining traction with many Nigerians embracing the use of the various e-payment channels for transactions, more growth is anticipated.

The CBN believes that the revised cashless policy, which is further limiting the amount of cash that can be withdrawn by individuals and corporate organizations will further drive a surge in electronic transactions across the country.

It is worth noting that the Apex Bank has a plan to reduce cash payments by 2025 and expects mobile payments to become a more prominent feature. According to the CBN, the Nigerian payment landscape has many options that have displaced cash in recent times, including electronic bill payment, mobile phone top-up, and mobile and instant payments.

As the bank implements the PSV 2025 agenda, it has disclosed that it will continue to ensure that the Nigerian payments system is widely utilized domestically, supports the government’s financial inclusion objectives, and meets international standards while contributing to overall national economic growth and development of Nigeria.