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A popular bank used my photo for an advert without my consent, can I sue them

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I am privileged to serve as a legal expert with Legit Ng news and at the forum, one of the recent questions that was thrown to me was; “A popular bank used my photo for an advert without my consent, can I sue them”?

Here is my answer!

The direct and straightforward answer to this question is “Yes, you have the right of action to sue the bank or any other person not just for infringing on your image copyright by making use of your intellectual property without your consent but for also invading your privacy as constitutionally provided.

By the provisions of intellectual property laws, every individual is entitled to be the full owner of his image, his slogan or name (if trademarked) and his invention and any other person or organization who wants to make use of a person’s intellectual property, especially for advertisement or commercial purposes must do so with the full consent, permission and approval of the owner, originator or inventor. 

I remember in 2022, a stranger walked into my office and narrated how a popular bank in Nigeria, came to the market where she sells to take some pictures of the market and of the market traders; she sells food groceries in Wuse market, Abuja. The bank took some pictures of some market sellers and took her pictures as well in her outlet. She was surprised to subsequently see her pictures on billboards around the city Centres erected by the banks for their commercial campaigns without any prior conversation with her or even asking for her approval for the advertisement. 

I wrote to the bank demanding that the billboard be taken down and the woman, who is now my client, be compensated for the advertisement or we take the matter to court. The bank listened to the voice of reason and complied with our terms. 

Same 2022, it made headlines that Sabinus and his lawyer (which is me) dragged Peak Milk and Gala to court demanding one billion naira compensation for using his image and his trademarked slogan for advertisement without his consent. Acting as Sabinus’s lawyer, I merely brought an action in court demanding fair compensation for the intellectual property infringement of my client Mr Chukwuemeka Emmanuel Aka Sabinus. We have settled out of court with one of the companies and we are still before the court with one of the companies hence why I won’t delve so much into it until the court makes final pronouncement on the matter. 

Last year, precisely on the 14th of August 2023, Palmpay Ltd (popularly known as Palmpay), a renowned Neo bank carrying operation in Nigeria made a post on their official X (formerly Twitter) page. The post was captioned; “morning mood when you fund your cowry wallet on Palmpay App”. This post was attached with an image of Mr Darlington Achakpo, Aka Speed Darlington/Akpi, a famous Nigerian musician and entertainer. 

Mr Speed Darlington retained my service as his lawyer to help him seek Judicial remedy for the infringement. We filed an action in court seeking 200 million Naira in damages for the infringement. 

Palmpay Ltd subsequently admitted their wrongdoings and reached out to us for an out-of-court settlement. They fairly compensated my client Mr Speed Darlington for the breach.

All these examples which I was personally involved as the lawyer to those whose intellectual properties have been used for advertisement without their consent show that you have the right to seek damages in court and the court will definitely grant you one if your picture or any of intellectual properties was used for advertisement without your consent. You deserve to be fairly compensated for it.

Why Africa will Experience Political and Economic Renaissance

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Africa, with its abundance of strategic resources, favorable demographics, and attractive growth prospects, is set to become a pivotal player in global geopolitics. While challenges such as intra-regional conflicts, widespread poverty, and corruption persist, there are several factors that indicate a positive trajectory for the continent.

Africa’s population is projected to reach 2.5 billion people by 205, constituting approximately a quarter of the world’s populace. The median age for the continent is just 18 years, significantly younger than any other region. As a result, the African middle class is expected to grow substantially, reaching 1.1 billion by 2060. This demographic dividend will drive consumer spending and economic growth.

The African continent boasts 30% of the world’s mineral reserves, including rare earth metals critical for modern technologies. Demand for these resources is expected to soar in the coming years. Additionally, e-commerce is on the rise across Africa, with internet users projected to increase from 520 million in 2021 to over 850 million by 2030.

Global standards for democracy and sovereignty have matured, providing African countries with institutional backing to protect their resources from exploitation. This support helps deter asymmetrical plundering of Africa’s wealth.

The U.S.-China rivalry continues to play out on the global stage, with Africa being no exception. While the jockeying for standing between the United States and China is more intense in the Asia-Pacific region, where the threat of military conflict is real, Africa has not escaped this growing great power rivalry.

China’s engagement with Africa dates back to the continent’s pre-independence period when ideologically driven Beijing supported liberation movements fighting colonial powers. Today, China still draws political goodwill from this legacy. However, it’s China’s commercial engagement that has ballooned over the last two decades and is most significant.

Infrastructure Lending: China is the biggest infrastructure lender in Africa. Its Belt and Road Initiative (BRI) has given Beijing high standing in many African countries. Trade Partnership: China is a top trade partner for African nations.

Political and Cultural Influence: China actively seeks political and cultural influence by providing political party training, building government buildings, and donating sports stadiums and hospitals.

Forum on China-Africa Cooperation: China has committed to a well-developed and consistent Africa policy centered around its Forum on China-Africa Cooperation, held every three years.

U.S. Policy Toward China in Africa

While the Biden administration may seek general areas of cooperation with Beijing, its Africa policy will certainly reflect its overarching aim of challenging China. The Trump administration had made countering China a priority in its Africa policy. Growing Bipartisan Support: There is growing bipartisan support in the U.S. Congress for “hardline” policies.

As U.S. policy has increasingly focused on countering China’s influence worldwide, Africa has also come under this lens. While the administration and Congress consider approaches and policy options, it is important to ask what Africans think of U.S. efforts to counter China’s growing role on their continent. While U.S. foreign policy should serve American interests, it will be most successful if cognizant and, when possible, reflective of the interests and aspirations of Africans.

According to Afrobarometer data, China is generally viewed favorably by Africans. In recent surveys conducted across 16 countries, 60% of respondents said that China’s influence is “somewhat” or “very positive.” This is down slightly from 65% who held this view five years ago, with declines in 10 of the 16 countries surveyed. However, a few countries report increases in positive views, led by Ghana with a 13% increase.

While the common perception held by outside observers is that China’s influence in Africa is growing, Afrobarometer reports that Africans perceive Chinese influence as having declined in almost all countries surveyed. This nuanced view highlights the need for U.S. policymakers to consider local perspectives when formulating policies related to Africa and its engagement with China.

The Biden administration’s U.S. Africa strategy acknowledges that “Sub-Saharan Africa’s governments, institutions, and people will play a critical role in solving global challenges.” It also recognizes that China views Africa as “an important arena to challenge the rules-based international order’‘.

The Lessons From Carlos Slim And Templeton, And Winning In Nigeria

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As Nigeria goes through a challenging season of economic paralysis, I want you to remember that nations rarely kaput. I introduce two men I study – Carlos Slim (Mexican billionaire) and Franklin Templeton (stock picker of the 20th century). These men demonstrated tenacity at a time their respective nations were under stress. Yes, even in the miry clay, they saw an unbounded future – and they won.

Franklin Templeton began a firm in 1947, against all odds, at the ruins of World War II. Mr Slim bought anything in his sight at one of the lowest points in Mexican history – the peso was down and markets in ruins. Templeton trusted the human race and bought “useless” stocks. Slim’s father told him that countries do not fail; they always come back.

Uber was founded during a great recession. Airbnb was founded during a great recession. If both had been conceived during a time of abundance, both would have failed. Becoming successful in life is not about being busy; it is about understanding things and making sense of them, more meaningfully. There are acres of diamond in Nigeria today, across many areas. Look for them. If you do not believe in humans and the aspirational spirits in communities, it is unlikely you can see opportunities in life. 

This current moment will go and like the cryolite, the beautiful gems out of periwinkle, new moments will emerge. Unless you crack the periwinkle, the cryolite rarely emerges. Do not lose confidence because abundance remains in the future. The key is productive exploration of opportunities. Think and thrive; Nigeria has acres of “diamond” you can mine.

At Tekedia Capital, we want to invest in companies which can thrive even in a time of recession or economic stress. Yes, the Ubers and Airbnbs of Nigeria. We #believe. 

The essential tips for slot gamers

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Slot gaming is a very popular activity and hobby. Slots are some of the most famous and successful casino games on the market.

The slot gaming industry has seen a huge popularity boost over the past few years. There are now more players looking for online slot games than ever before.

So, how does a player start slot gaming? What are some essential tips for slot gaming that all gamers need to know?

Important tips for slot gamers

Here are some of the most important tips that experienced slot gamers share with new players.

By following these tips, beginners will make the most out of their game experience. They will have a safe, comfortable and highly enjoyable slot session.

  • A good and secure internet connection

Many slot games require an internet connection. If a player does not have an internet connection, they will only have access to offline slot games.

There are some offline games, but the majority of great slot games are online. In other words, a player will need an internet connection to access them.

A bad internet connection can be very frustrating when gaming. Players can lose all of their progress and face a variety of technical issues with a bad internet connection.

An unstable internet connection or one that is not secure can lead to security issues.

If you are sharing sensitive information such as your credit card details with an online casino, make sure you have a stable and secure internet connection.

The easiest way to check the quality of your internet connection is to use Google’s free Internet Speed tool.

Players who have a bad internet connection should consider playing from a different location or changing their internet provider.

  • Choosing a good slot provider 

It is extremely important to choose a great slot game provider. Here are some of the things that a slot game provider should offer.

A great slot game provider will offer a safe and secure gaming platform. A secure platform should be encrypted to protect your information from hackers.

A great provider will have a well-designed platform and website, built by professional web developers and graphic designers. Fake websites will usually look unprofessional whereas real ones will look very professional.

A great provider will offer a selection of games that suits your gaming needs. Slot gamers should pick a provider with a game selection that includes new variations like slingo slots.

A great provider should have excellent reviews, ratings and comments from its users.

A great provider should have good customer service.

A great provider should have a variety of safe and secure payment options.

The best way to choose a slot provider is to opt for a famous one like Rainbow Riches. Slot providers with a good reputation and an established, longstanding history are trustworthy providers.

  • Payment options to use

Many slot gamers refuse to share their credit card details with a provider. Some of them do it for security or safety reasons, but the majority of players do it just being it is more convenient.

Using a third-party website like PayPal can sometimes be easier than sharing all of your credit card details.

You can automatically link your PayPal account to the provider’s website instead of having to put in all of your information.

Some gamers also prefer to use cryptocurrency instead of PayPal and their credit card. They like the data protection that comes with cryptocurrency.

They also prefer the low transaction fees and quicker payment transfers that come with cryptocurrency.

That being said, some think that cryptocurrency is too volatile and therefore unpredictable for online gaming.

Whatever your payment preferences are, the more payment options you have, the better. So, try and choose a provider that gives you several safe payment methods.

  • Budget

When transferring money into your slot gaming account, make sure you have a budget in place. The best slot gamers have a slot gaming budget that they follow religiously.

They know how much they can afford to lose on each slot game. They predict their losses and winnings and adjust accordingly.

They manage their money well and only transfer into their gaming account what they can afford to spend.

New gamers should start by playing free games before depositing real money at a provider.

Then, they should start playing with small amounts of money and a low budget. To limit their losses, gamers can play slot games with high RTPs, low volatility and fixed jackpots.

Over time, once they know how to manage their budget well, they can play with a bit more money. They can opt for games with lower RTPs, higher volatility and progressive jackpots.

 Final thoughts

In this article, we listed our top tips for slot gamers. By following our recommendations, gamers can make the most out of their slot gaming experience.

Their experience will now be a lot more enjoyable, exciting and entertaining.

Altcoin Rally; Scorpion Casino Presale Soars to $5.5 Million As Arbitrum Gains And Kaspa Reaches ATH

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In the whirlwind of the altcoin rally, Scorpion Casino, Arbitrum, and Kaspa have emerged as front-runners, each offering unique opportunities for crypto enthusiasts. Scorpion Casino‘s  presale rocketing to $5.5 million headlines this surge, underlining the growing appetite for innovative crypto projects.

As Arbitrum carves out gains of 21% YTD, showcasing its strength in the layer-2 blockchain arena, and Kaspa shatters records with its astronomical growth, the landscape of investment is shifting.

Arbitrum’s Surge: Why It’s Time to Rethink Your Crypto Portfolio Strategy 

Arbitrum has seen remarkable growth as a layer-2 blockchain, with its revenues hitting $72 million last year, a significant leap forward. However, a large chunk of this income, about 73%, went to Ethereum holders instead of ARB token holders. This situation has sparked discussions on the benefits that ARB holders get from their investment.

Despite this, the revenue distribution heavily favors Ethereum validators, leaving ARB holders with less financial benefit from the platform’s activities. ARB primarily serves as a governance token without direct earnings from the blockchain’s operations, potentially making it less attractive to investors over time.

Scorpion Casino’s Winning Streak: Can It 100X In 2024?

Scorpion Casino offers a novel way to earn passive income with its $SCORP tokens by using a revenue-sharing and deflationary model. It buys back $SCORP tokens with a part of its daily earnings, supporting demand and price, then distributes half to stakers as passive income and removes the other half from circulation, reducing supply.

As the presale concludes, investors have one last chance to purchase $SCORP at introductory prices. The token acts as the casino’s primary currency and grants buyers of over $1,000 access to the Elite Scorpion Members Club, offering VIP services and extra rewards.

Scorpion Casino, partnering with top game developers like Evolution and AMATIC, rivals platforms such as Stake.com with over 360 games, including live options and classics like blackjack and slots. Its collaboration with BetRadar adds a sportsbook featuring over 30,000 betting choices. Fully licensed by the Curacao eGaming authority, Scorpion Casino ensures fairness and transparency, giving investors confidence in their long-term investments.

Kaspa Hits ATH

Kaspa (KSP) has experienced a remarkable increase in its value, ascending through the ranks of market capitalization with its promising growth prospects. Over the last year, the price of Kaspa skyrocketed by 2,252.3%, approaching unprecedented levels.

Predictions suggest its value might hit $0.2644 by the end of 2024. Kaspa’s unique launch strategy, with no tokens reserved for exchanges, coupled with its absence on major platforms like Binance and Coinbase, suggests a spike in demand could occur if listed, potentially driving prices up significantly. 

A Short Summary

As the altcoin market experiences a surge, Scorpion Casino, Arbitrum, and Kaspa have clearly distinguished themselves with their impressive performances. Each platform brings something unique to the table: Arbitrum with its layer-2 scalability solutions, Kaspa with its groundbreaking blockDAG technology, and Scorpion Casino with its innovative presale success.

However, amidst this competitive landscape, Scorpion Casino’s $5.5 million presale achievement truly sets it apart. This remarkable milestone not only highlights the platform’s potential for substantial returns but also its ability to capture the imagination of investors looking for the next big thing in crypto.

More information on SCORP:

Presale: https://presale.scorpion.casino/

Twitter: https://twitter.com/ScorpionCasino

Telegram: https://t.me/scorpioncasino_official