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South African Payment Service Provider Stitch Launches no Code Payment Links Solution For Small Businesses

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Stitch, a payments service provider that offers a single, powerful and reliable API built on direct integrations with multiple banks and networks across South Africa, has launched a no-code payments solution, known as “WigWag”, for small businesses.

As Stitch solidifies its focus on building solutions for enterprise businesses with complex payment needs, the company realized it was only solving part of the payments problem, which spurred it to roll out WigWag.

The launch of WigWag will enable small and growing businesses to begin the acceptance of local and international card payments in minutes, without the need for a website or developer resources.

All that they simply need to do is to send a unique payment link to customers in a chat or email. Customers open it, put in their card details, and make payments.

Speaking on the launch of WigWag, the company’s product manager, Danielle Laity said,

“At Stitch, we realize payments aren’t one size fits all. Small businesses require access to simple, out-of-the-box tools that can make it easier and faster to collect payments. We created WigWag specifically with these small business clients in mind. Now anyone can have access to reliable payments, powered by Stitch API, and offer their customers a truly seamless experience”.

With WigWag, growing businesses can accept local and international card payments, without a website, developers, or even a POS machine. They can simply tell customers “WigWag me!” and send a unique payment link in any chat or via email.

Businesses can track pending payments and reconcile all transactions via the dashboard. They can also easily collect delivery details as part of the payment process, to track where they need to send goods upon payment.    

Every month, these businesses receive an invoice from WigWag. The invoice is a summary of their past months on the platform. The invoice provides details on; The total payments received each day, The processing fees charged, The VAT on those fees, and Payouts businesses made to themselves.

Transactions on WigWag are safe and secure, as all transactions are made through the platform 3D-secure, which requires customers to do a multi-factor Authentication (MFA) to complete a purchase.

Founded in February 2021, Stitch is a payments infrastructure company that helps businesses scale faster, and operate more efficiently.

The Stitch payments API and tools reduce the effort required for businesses across sectors to connect to the financial system and deliver delightful experiences for their users.

The startup has raised a total of US$27 million in Funding and has offices in Cape Town, Johannesburg, and Lagos.

Stitch is backed by leading investment firms, such as 500 Global, RaliCap, Future Africa Fund, first-minute capital, CRE Venture capital, PayPal ventures, and Village Global, amongst other founders and early builders from some of the most successful fintech companies in the world.

Squid, Mountain Protocol, FTX, Celsius, Polygon Labs and other Market News

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Squid, a decentralized exchange (DEX) platform that allows users to trade tokens across different blockchains, has announced a new feature that enables direct swaps between Cosmos and Ethereum Virtual Machine (EVM) compatible chains. This means that users can now swap tokens from networks like Terra, Binance Smart Chain, Polygon and others without going through intermediaries or bridges.

Squid’s direct swap feature is powered by the Inter-Blockchain Communication (IBC) protocol, which is a standard that allows different blockchains to communicate and transfer value with each other. IBC is the core innovation of the Cosmos network, which aims to create an internet of blockchains that can interoperate seamlessly.

By integrating IBC, Squid can offer users a fast, secure and low-cost way to swap tokens across different ecosystems. Users can simply connect their wallets to Squid and select the tokens they want to swap from a list of supported chains. Squid will then automatically route the swap through the IBC protocol and execute it in a single transaction.

Squid claims that its direct swap feature is the first of its kind in the DEX space, and that it will open up new possibilities for cross-chain liquidity and interoperability. Squid also plans to add more chains and tokens to its platform in the future, as well as other features such as liquidity pools, governance and staking.

According to Gracy Chen, the managing director of Bitget, a global cryptocurrency exchange platform, the regulatory environment for crypto assets is likely to become stricter in the near future. She believes that the Know Your Customer (KYC) process, which requires crypto users to verify their identity and source of funds, will be more rigorous and comprehensive as governments seek to prevent money laundering, tax evasion and other illicit activities involving cryptocurrencies.

Chen says that Bitget has been complying with the KYC standards of different jurisdictions and has been working closely with regulators to ensure a safe and transparent trading environment for its customers. She also advises crypto investors to be aware of the potential risks and challenges that may arise from the changing regulatory landscape and to choose a reliable and compliant exchange platform that can protect their interests and assets.

Mountain Protocol, a decentralized platform for creating and managing synthetic assets, has announced the launch of its yield-bearing stablecoin, MTS. The stablecoin is backed by a basket of cryptocurrencies and can be minted or burned by users through the protocol’s smart contracts. MTS holders can also earn passive income by staking their tokens in the protocol’s liquidity pools.

In addition to launching MTS, Mountain Protocol has also revealed that it has raised $10 million in a private funding round led by prominent investors and funds in the crypto space. The fundraise will help the protocol expand its team, develop new features and integrations, and grow its user base and community. Mountain Protocol aims to become a leading platform for synthetic asset creation and trading, offering users exposure to a wide range of assets across different markets and sectors.

Celsius, the leading platform for earning and borrowing digital assets, has announced the formation of a new board of directors to oversee its global expansion and governance. The board will include prominent figures from the fields of finance, technology and blockchain, such as former Algorand COO Sean Ford, former WeWork CFO Artie Minson, and former UBS Group Americas CEO Robert Wolf. The board will also include Celsius founder and CEO Alex Mashinsky, as well as two independent directors to be appointed in the near future.

FTX, the cryptocurrency exchange founded by Sam Bankman-Fried, has revealed some of its assets in a recent filing with the Securities and Exchange Commission (SEC). According to the document, FTX owns $1.2 billion worth of SOL, the native token of the Solana blockchain, which is one of the fastest-growing platforms in the crypto space. FTX also owns a property in the Bahamas, valued at $8 million, which serves as its headquarters. The filing shows that FTX has a diversified portfolio of assets, both digital and physical, that reflect its vision and strategy in the crypto industry.

Polygon Labs, a leading blockchain technology company, has sent a letter to the US Senate Finance Committee, urging them to reconsider their proposed tax legislation on cryptocurrency transactions. The letter argues that the bill would stifle innovation and economic growth in the emerging sector and compares the situation to the early days of the internet, when lawmakers supported the development of online platforms and services.

The letter also uses an analogy of an apple orchard to illustrate the difference between cryptocurrency and traditional assets. It explains that while an apple orchard produces apples that can be sold for income, a cryptocurrency network produces tokens that are used to power the network and enable transactions. Therefore, taxing cryptocurrency tokens as income would be like taxing the apples before they are harvested, which would discourage investment and maintenance of the orchard.

Polygon Labs hopes that the senators will take their letter into account and amend the bill to provide more clarity and fairness for the cryptocurrency industry. The company believes that blockchain technology has the potential to transform various sectors of the economy and society, and that the US should not miss this opportunity to become a global leader in this field.

The cryptocurrency market experienced a sharp drop on Tuesday, as Bitcoin fell below $25850 for the first time in nearly a month. The decline was triggered by speculation that FTX, one of the largest crypto exchanges, might sell some of its holdings to fund its recent acquisitions and expansion plans. FTX has denied any plans to sell its crypto assets, but investors remain cautious about the potential impact of such a move on the market liquidity and sentiment.

Instacart’s IPO valuation. Instacart, which was valued at a whopping $39 billion in a 2021 fundraising round, is now targeting a more modest valuation of $8.6 billion in its upcoming IPO. That’s according to the Wall Street Journal, which notes that the online delivery app’s upcoming listing on the Nasdaq exchange (under the ticker CART) will nonetheless be “a bellwether for the IPO market.” (Fortune)

Communication is the Foundation of All High-Performing Teams

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Structural and civil engineers put significant efforts on the foundations of skyscrapers or tall buildings. If you do not get that foundation right, that project is imperiled because nothing else matters. Simply, the foundations of buildings determine their strength, durability, and reliability. 

Interestingly, when building high-performing teams, the foundation of everything  is COMMUNICATION. It is upon communication that the 4 pillars of support, clarity, empathy and trust would be established. And those pillars will carry your Operations and Engagement. 

Just like in civil engineering, when engineers consider the strength of materials, in building teams, the strength & quality of communication is catalytic. Improve your #communication (written, verbal, posture, etc) in your team, because until you do so, you cannot have a high-performing team.

How Can You Lead by Example and What Are the Benefits?

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Leader vs follower concept

While some leaders will simply sit back and let others around them get on with it, there are many more who much prefer to lead by example. This blog post will present a defense of people in the latter camp, describing a few ways that you can do this more effectively, as well as outlining the benefits of taking on this style of leadership.

Be seen to get involved

Rather than being a backseat driver, you are much better off getting involved in the ins and outs of the work. For example, at the start of the project, you may want to delegate work effectively, ensuring that everyone has their own specific tasks to accomplish. You should set out your own work at this stage. As well as showing your team that you are happy to get stuck in, you can also see how the project is going at the ground level, which can help you to make better decisions along the way.

Avoid micromanaging

While getting involved is one thing, you don’t want to micromanage your team, as this can have the opposite effect to the one that you had intended. Make sure you know what everyone is doing, but don’t look over their shoulders all the time and attempt to get involved at every single stage. Of course, you can have some checkups and a general overview of how the project is going. This will show that you are involved but not overly so and will help other members of the team to avoid micromanaging as well.

Take productivity breaks

Another important part of leading by example is showing that your team members don’t need to have their noses to the grindstone all the time. Instead, you can encourage them to take productivity breaks as these can help to refresh their mindsets and leave them feeling more like they can tackle anything that comes their way all over again. Everyone should be free to do what they like on their productivity breaks, whether this is the rejuvenating effects of a walk outside or the simple escapism of playing some games on jackpotcitycasino.com/canada/. The latter option is great as it offers hundreds of game titles at high audio and visual quality that allows for a highly interactive experience in short bursts when needed.

Provide constructive feedback

Another element of leading by example comes from the feedback side of things. This way, you can ensure that you are offering a constructive approach to your staff members that can certainly be taken on board. People should know how they can improve, and providing this level of feedback can lay the groundwork and ensure that greater levels of trust can be achieved all along.

Leading by example helps to promote trust and a sense of faith in your leadership at the same time. It is worth maintaining this throughout, as it makes it much more likely that the project will be a success and your team will be confident in all that you are doing now and in the future.

6 Reasons Why You Should Try CBD Bath Bombs Before 2023 Ends?

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CBD Bath Bombs have been taking the wellness world by storm for good reason. They are incredibly relaxing and a great way to kick off your nighttime routine, and they come with many scientifically proven benefits. If you haven’t tried CBD Bath Bombs yet before 2023 comes to an end, then here are 6 reasons why you should start using them as soon as possible. Plus, there are so many different types of ingredients available depending on your needs or preferences, and these Bath Bombs typically provide a more potent effect than other topical products thanks to their special delivery method – aqua therapy. Read on for more information about this exciting product range!

Here’s Why You Should Try CBD Bath Bombs Before 2023 Ends

They might help you relax

CBD bath bombs are an excellent option if you are looking for a way to unwind. Research has shown that the soothing properties of Cannabidiol can help calm the mind and body, leading to a more relaxed state. These bath bombs infuse the warm water with the natural compounds of CBD, which then work to soothe your body as you soak.

They are easy to use and provide a sense of relaxation and calmness that is perfect after a long day. With various options available in the market, trying a bath bomb before 2023 ends might just be what you need to help unwind and relax.

They are pocket-friendly

If you’re looking for an affordable way to pamper yourself, CBD bath bombs are worth considering. These pocket-friendly products make it accessible to everyone who wants to experience a luxurious and relaxing bath.

You can indulge in a soothing Cannabidiol-infused bath without breaking the bank. With the rates of the bath bombs being affordable, it won’t hurt to try one and see how it can elevate your bath time experience.

Whether you’re having a tough day or want to unwind, you can’t go wrong with CBD bath bombs. Treat yourself to a little indulgence without worrying about spending more than you have to. With these bath bombs, you can enjoy the benefits of relaxation without breaking the bank.

They are made with natural ingredients

CBD bath bombs are a luxurious way to unwind while enjoying the benefits of CBD. They are made with natural ingredients, which include essential oils, Epsom salt, and Cannabidiol extract. These natural ingredients are carefully chosen to nourish and moisturize your skin, leaving it feeling soft and smooth.

Each bath bomb is infused with the goodness of the oil, which has been known to promote relaxation. Try these bath bombs while they are still available, and feel the difference that natural, high-quality ingredients can make.

They are easily accessible

CBD bath bombs have become incredibly popular, offering a luxurious and relaxing body care experience. One of the main benefits of trying these bath bombs is that they are easily accessible. You can find a wide range of options in various online and offline stores, making it convenient for anyone to get their hands on them without having to go through any special hassle.

With their increasing popularity, you can easily spot them in any body care section of your local store or online marketplace. So, if you want to enhance your bath time rituals and try something new and exciting, give these bath bombs a go.

There is no hassle

If you’re looking for a way to unwind and relax without a hassle, CBD bath bombs may be the perfect solution for you to try before the end of 2023. These bath bombs are designed to provide a stress-free experience and offer the added advantage of its potential benefits.

One of the top reasons people enjoy these bath bombs is that no hassle is involved. All you need to do is run a warm bath, drop in the bomb, and let it dissolve while you sit back and enjoy the soothing properties.

With no mess or complicated steps, these bath bombs make self-care more accessible than ever. So what are you waiting for? Give them a try and see how much of a difference it can make in your relaxation routine.

They are convenient and discreet

CBD bath bombs are an ideal way to pamper yourself while benefiting from the properties of cannabidiol. The convenience and discreteness of these products allow you to easily incorporate Cannabidiol into your everyday routine.

You can simply drop a bath bomb into your bathwater and let the soothing experience begin. These luxurious bath bombs offer a relaxing and calming effect on your body and mind, making them a welcomed addition to your self-care regimen.

What could be more convenient and discreet than enjoying a spa-like experience in the comfort of your own home with a bath bomb? Give it a try before 2023 ends and experience the convenience and discreteness that these bath bombs offer.

What Makes CBD Bath Bombs So Prevalent Among Users?

CBD bath bombs have gained immense popularity, and their demand has been skyrocketing lately. The primary reason for their prominence is the uniqueness of the product. These bath bombs contain an amalgamation of ingredients, with Cannabidiol being the primary component.

Additionally, bath bombs come in various scents, making them versatile and appealing to users who want to enhance their bath time ritual. Therefore, CBD and various aromas make it a sought-after product among consumers looking for a relaxing and soothing experience.

How To Effectively Use CBD Bath Bombs?

CBD bath bombs are becoming popular for relaxing and unwinding after a long, stressful day. To use them effectively:

  1. Start by filling up your bathtub with warm water and dropping the bath bomb into the water.
  1. Allow the bath bomb to dissolve completely, taking 5-10 minutes.
  1. While waiting, take a deep breath and allow yourself to relax.
  1. Once the bath bomb has fully dissolved, step into the tub and soak in the CBD-infused water for at least 20 minutes.

During this time, you can read a book, catch up on your favorite TV show, or simply close your eyes and enjoy the calming effects of CBD. After your bath, rinse off with clean water and towel dry. With the right approach, using these bath bombs can be an incredibly effective way to reduce stress and promote relaxation.