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Israeli Digital Bank, One Zero, to Introduce Generative AI Chatbot to App

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Israeli First established independent Digital Bank headquartered in Tel Aviv, One Zero, is set to launch a generative AI chatbot into its system, which is capable of providing immediate replies to customer queries.

To achieve this, the digital bank partnered with AI21 Labs to introduce a cutting-edge chat platform powered by Generative AI, which is scheduled to roll out to all One Zero bank customers in the fourth quarter (Q4) of 2023.

This offering will encompass not only informative and personal inquiries but also extend to consultations on matters related to money management. While customers will have the option to request assistance from a human banker at any point, the advanced chatbot will address the majority of customer queries, making more time for the bankers to provide comprehensive financial advice.

Speaking on the introduction of the cutting-edge chat platform powered by Generative AI, CEO of One Zero Bank Gal Bar Dea said,

“Generative AI technology replaces the traditional ‘bot’ creating an exceptional customer experience that closely resembles one-on-one human interaction, with zero wait time. The integration of this technology into banking is set to redefine service standards. Paired with the bank’s proprietary AI technology, which offers valuable money management insights, it advances our mission to provide inclusive private banking services to all”.

Reports reveal that the pilot program will initially involve 450 customers of One Zero Bank and will progressively expand until its official launch for all customers in the fourth quarter. 

During the process of developing and implementing the new technology, the digital Bank has incorporated unique advancements that are anticipated to be registered for patents.

The new technology will offer customers immediate responses without waiting times while enabling the bank to achieve continued growth with a cost-effective framework. This cost efficiency allows for potential savings to be passed on to customers through reduced fees and interest rates, benefiting their overall banking experience.

The new chat system will replace the current conversation menus, which rely on decision trees and predefined answers. Instead, it will enable customers to engage in free-flowing conversations, receiving responses that closely simulate human interaction.

Considering the learning curve associated with the technology, customers will have the option to seamlessly switch to a conversation with a human banker whenever they wish to. The AI-based chat platform will offer responses to both general informational queries and personalized questions, tailored to the unique characteristics of each customer’s account.

Following the development of OpenAI chatbot ChatGPT last year, which is currently the rave of the moment, this has seen several companies integrate generative AI tools into their products. Lately, several fintech and banking institutions are beginning to debut generative AI chatbots into their systems, with early successes coming in call center automation and marketing campaigns.

AI chatbots have reportedly transformed personalized banking and customer service. This has seen rapid processing requirements, unique customer needs, secure data management, and 24/7 availability which have all been met with the advent of conversational AI chatbots.

Several financial institutions are currently utilizing AI chatbots to streamline everyday operations and boost company performance which has brought about benefits such as enhanced customer service, cut down of cost, personalized banking experience, better risk mitigation, improved work efficiency, and reduction of workload, amongst others.

Experts predict that AI would revolutionize the banking industry, with the largest impact expected to be seen in areas of SMB Banking, Retail Banking, Investment, and commercial banking.

With the hype around these AI chatbots and their efficiency, it is not far-fetched to say that chatbots for banking services are here to stay, as banks would be likely unable to function without them in the future.

Financial Institutions integrating AI Chatbots might be making the best decision, as there is no other better time than now to take action, as it can also provide them with a competitive edge among competitors.

The Lesson From The Church’s Secondary School Students’ Celebration

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Close-up of multi coloured confetti flying mid-air against black background.

Last Sunday, in a local Church here in America, high school (i.e. secondary school) students were celebrated for simply graduating. People, it is a very big deal.  They put their names on the church board, the church’s circulars, etc – and parents over parents were testifying , congratulating the teenagers and themselves.

As  I sat down, I saw people who truly treasure any positive step taken, no matter how small. Here, families traveled days to come and celebrate a mere and simple graduation from secondary school! 

In Nigeria, did any person notice that you graduated from a university, apart from your immediate family? Simply, did that church, mosque or village celebrate you?

Here is my message: do not be too hard on yourself.  Most times, we are making progress but we rarely acknowledge anything. Do all necessary to keep improving, no matter how little. And if you do, a positive attitude will help you achieve more.

Good People, a great energy with a positive attitude helps.  Discover your happiness by acknowledging some of your little wins. It does help.

Comment on Feed

Comment 1: Thanks Ndubuisi. I used to criticize high school graduation in the US until I realized that it is a big deal. Apart from the success, it is a passage to adulthood and responsibilities.

We don’t celebrate some successes because we think that those achievements are worth next to nothing. What we don’t value will not add value. That is why we don’t get the benefits of many of our achievements. Celebration of achievement is not just for enjoyment, it is a psychological stimulation to build on the achievement.

In addition, waiting to celebrate only when we achieve something great means we may never celebrate anything. The size of success is relative to situations. The higher we go, the higher the expectations. We should all learn to celebrate our achievements at any level no matter how small.

Comment 2: I really like the Post for so many reasons! The Professor is right on target concerning priorities, something I have personally had to balance concerning the professional life balancing the private life. In all honesty it has been a continual process regarding this balance. By coincidence, this morning in a few hours I am attending my granddaughter’s 5th grad graduation ceremony, I had to prioritize this over a important business meeting later this afternoon. Here is my thoughts, this is a one off, her 5th grade graduation, the business meeting is not. I can’t wait to tell her how proud of her I am! This going to be a lasting memory! What I like about this Post also is the fact this happens all over the world, makes me feel good we ALL have some commonality.

Comment 3: Well said, prof!
Africans should celebrate our little wins. It even has good effects on mental health and psyche.
Inasmuch as we keep progressing in the right direction.

Upbringing and background matters in all of these things too. Most of us were not celebrated that much for little our wins and achievements except the few significant ones. We are now adults. It’s not too late to celebrate ourselves and more importantly do it to our kids…

Life is what we make it to be for ourselves.

Thanks sir

Instagram Likely to Integrate AI-Generative Tool Into Platform to Enhance User’s Chat Experience

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Meta-owned photo and video-sharing social networking platform, Instagram, is likely to introduce an AI-generative tool into the platform, to enhance users’ chat experience, as reports suggest that the company is testing a 30-personality AI chatbot.

In a tweet made on Tuesday by Mobile app researcher and Developer Alessandro Paluzzi, which was accompanied by some screenshots, he disclosed that Instagram is working on bringing AI bots to chats for a more fun and engaging experience.

He tweeted,

“Instagram is working on bringing AI Agents (Bots) to your chats for a more fun and engaging experience. AI Agents will be able to answer questions and give advice. You’ll be able to choose from 30 different personalities”.

The chatbot which is reportedly in the works will answer users’ questions and as well offer advice. Users are given the option to choose from 30 AI personalities, and they can pick the one they prefer the most.

Through this AI bot, Instagram wants users to find the best way to express themselves and get help writing messages. Users will most likely get advice on how to write messages on the app.

In addition to the Al chatbot, Instagram is also working on a text-based app that could serve as an alternative to Twitter. It’s going to be a separate app but it will work with users’ Instagram accounts and pull all their content and data as well. This app is also expected to launch this month.

Although Instagram has not confirmed the news, however, it is not to say far-fetched that Meta is working on an AI bot for Instagram, as the company’s CEO Mark Zuckerberg had hinted that it was creating new top-level products that were focused on generative AI. The company currently has a team dedicated to building tools powered by artificial intelligence.

In February this year, Zuckerberg said that the company is working on AI experiences with text, such as chat with Messenger and WhatsApp, experiences with images for things like creative Instagram filters and ad formats as well as video and multi-modal experiences.

In his words,

“We’re creating a new top-level product group at Meta focused on generative AI to turbocharge our work in this area,” Zuckerberg writes. “We have a lot of foundational work to do before getting to the futuristic experiences, but I’m excited about all of the new things we’ll build along the way.”

After OpenAI rolled out its AI Chatbot ChatGPT last year, it has surged in popularity as several tech companies which includes, Microsoft, Google, Snapchat, TikTok, amongst others, are exploring opportunities in the generative AI space by integrating AI tools into their products to enhance users experience.

For example, large language models created by OpenAI have been integrated into Microsoft’s Bing chatbot as well as Google’s AI chatbot known as Bard. Also video-sharing platform TikTok is currently testing an in-app AI Chatbot called Tako, which has seen a limited rollout in a few select countries.

Crypto Price Prediction: Move On From Pepe (PEPE) as Price Plunges; Invest in Uwerx (WERX) Presale

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The cryptocurrency market is known for its volatility, and investors must stay vigilant to navigate the ever-changing landscape. Pepe Coin (PEPE) has recently experienced a substantial price plunge, leading some investors to reevaluate their positions.

If you’re looking for an alternative investment opportunity with promising potential, it’s time to turn your attention to the Uwerx presale. Uwerx spearheads a revolution in the freelancing industry, offering exciting features and a thriving community. Let’s explore why investing in the Uwerx presale might be wise, considering Pepe’s (PEPE) decline.

Pepe (PEPE) Lists on Bittrex Global Exchange!

The price of Pepe (PEPE) has been experiencing a significant decline, leading some to speculate that the cryptocurrency may be losing momentum. The Pepe (PEPE) is trading at around $0.0000015, representing a substantial 60% drop from its recent peak of $0.0000040.

Experts in technical analysis suggest that Pepe (PEPE) is forming a pennant pattern, which could indicate either a potential surge in value or a further decline soon.

Despite the recent price decrease, there is some positive news for Pepe (PEPE). It has been listed on the Bittrex Global exchange, providing access to a broader range of international investors. Bittrex is offering zero fees for trading the Pepe (PEPE) until August 28 to encourage trading activity. The coin may reach a potential high of $0.0000033 by the end of 2023.

Uwerx (WERX): Unleashing the Freelancing Revolution

Uwerx is a top-rated project set to redefine the freelancing industry. It aims to improve the gig economy for freelancers and clients alike.

In pursuing utmost transparency and decentralization, Uwerx takes a momentous step by renouncing contracts upon its centralized exchange debut. By reducing taxes to zero, Uwerx paves the way for an ecosystem where freelancers and clients thrive.

Setting a new industry standard, Uwerx introduces a game-changing transaction fee of only 1%, dwarfing the exorbitant charges of Upwork and Fiverr. Empowering freelancers to amplify their earnings while providing quality services to clients, Uwerx champions fairness and profitability.

Uwerx has released the ingenious Uwerx Vault, where users can store their WERX tokens for varying durations, akin to staking. As users immerse themselves in the Vault, they unlock rewards based on platform variables, adding a new dimension of engagement and loyalty.

SolidProof and InterFi Network, the renowned auditing powerhouses, have thoroughly examined Uwerx, vouching for its integrity and security. These audits serve as a seal of trust, assuring users that Uwerx adheres to the highest industry standards.

Uwerx’s rising prominence has earned it a coveted listing on CoinSniper, propelling its reach to new heights. As anticipation swells, Uwerx eagerly prepares to list on the decentralized exchange titan, Uniswap, by August 1, expanding accessibility and amplifying its impact.

Uwerx (WERX): Community Demands and Progress

Uwerx, the game-changer in the freelancing sphere, is garnering immense support as 98.2% of Twitter poll participants voted in favor of an exhilarating Test Airdrop. Mark your calendars for July 31, the grand finale of the presale, where participants will embark on an immersive Uwerx experience.

Embracing the desires of its community, Uwerx goes above and beyond by locking the Token’s liquidity for an impressive 25 years. This bold move ensures steadfastness and long-term commitment, bolstering investor confidence. The token lock will be executed before the presale’s culmination.

The Uwerx platform has surpassed a remarkable milestone of 5,000 sign-ups, illuminating the path toward a future where freelancers and clients can connect seamlessly. This extraordinary achievement reinforces the trust and excitement that envelops the Uwerx community.

In response to the swift-paced presale and the community’s clamor, the Uwerx team has thoughtfully modified token allocations. This strategic adjustment ensures a fair and inclusive distribution, aligning with the project’s commitment to community-driven growth.

The hard-cap presale end date remains unyielding, ensuring prospective participants have ample time to explore the exhilarating investment prospects before bidding farewell on July 31, 2023.

Uwerx (WERX) Takes Center Stage With its Alpha Platform

Experience a glimpse of the future as Uwerx releases the PDF version of its Alpha Platform on Friday, May 19. This tantalizing preview showcases the platform’s visionary design. It sets the stage for the forthcoming web version, including the captivating landing page, sign-in/sign-up page, user dashboard, and more, all set to be unveiled in the following week.

Brace yourself for exciting revelations as Uwerx embarks on a steady release of Alpha platform components. New elements will be unleashed each week, from the Login Page and Sign In Page to the User Dashboard, Settings, Posting Jobs, Finding Jobs, and beyond. Uwerx’s progressive unveiling ensures an immersive journey for users, enticing them to explore the platform’s capabilities.

The excitement doesn’t end with the Alpha Version; it’s just the beginning. Uwerx eagerly anticipates the transition to the Beta Version, where users from all walks of life can actively participate in testing the platform. This pivotal phase invites users to immerse themselves in the Uwerx experience, contributing their insights to shape the future of freelancing.

Your voice matters! Uwerx values the unique perspectives, recommendations, and ideas of the community. The team encourages users to share their feedback and thoughts on the platform’s design, functionality, and overall experience. Connect with Uwerx via the dedicated feedback email at feedback@uwerx.network, where your input will shape the platform’s evolution.

Uwerx (WERX) Presale is in Stage 5, and it Shows no Sign of Slowing Down!

Uwerx’s presale journey has been extraordinary, with stage 1 completed in a mere 17 days and stage 2 in a great 8 days. These remarkable milestones reflect the community’s unwavering trust and enthusiasm for the Uwerx vision.

Seize the opportunity to be an early investor as Uwerx’s presale enters stage 4, offering tokens at an attractive rate of $0.041 each. Enjoy a remarkable 20% bonus on your purchase, propelling you closer to the frontlines of the Uwerx revolution. A significant increase is anticipated in the presale price, reaching $0.0315 on May 23rd at 15:00 UTC.

Our price prediction shows an upward curve for WERX tokens. By Q3-Q4 2023, they will be worth $0.87; this price could reach $2.03 by Q1-Q2 2024. This propels Uwerx as a better investment than Pepe (PEPE).

 

Join the Uwerx Community today, where a 15% bonus awaits you:

Presale:  invest.uwerx.network

Telegram: https://t.me/uwerx_network

Twitter: https://twitter.com/uwerx_network

Website: https://www.uwerx.network/

Tradecurve Becomes The New Favorite Among Investors As Fantom (FTM) And Polkadot (DOT) Lose Shine

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Investors always prefer to invest early in a growth-bound project to earn the maximum ROI. This tendency has caused Tradecurve’s presale to become a favorite investment option among investors. It has captured all the market attention due to its potential of growing 100x this year. On the contrary, Fantom (FTM) and Polkadot (DOT) are losing investors’ confidence, and trading in the red.

>>BUY TCRV TOKENS NOW<<

Fantom (FTM) Launches New Incentives For Developers

The market conditions have become sour for Fantom, as the value of FTM has been on a continuous decline. The trading price of Fantom (FTM) has plunged by 23% in the past month. As a result, Fantom (FTM) is now trading at $0.32, which is 91% below its peak price of $3.48.

To fight market bears, Fantom (FTM) has introduced a new gas monetization incentive scheme for developers to increase activity on its network. As per the new scheme, developers on the Fantom (FTM) network will receive 15% of the gas fees they generate. However, analysts opine that it may not fetch any significant outcome for Fantom (FTM), as the scheme is not open to all developers. As per the official announcement by Fantom (FTM), the new gas monetization program will be applicable only to the dApps that are more than 3 months old, and have done more than 125,000 transactions.

Polkadot (DOT) Announces Polkadot Decoded 2023 Event

Amid the ongoing market turmoil, Polkadot (DOT) has announced the fourth edition of its annual flagship event, Polkadot Decoded. According to the official announcement by the Polkadot (DOT) network, the event will take place on June 28 and 29 in Copenhagen.

The Polkadot (DOT) event will feature several industry figures as key speakers. With this event, Polkadot (DOT) aims to boost its popularity, which has been plummeting for the past many weeks. According to Santiment’s data, social mentions about Polkadot (DOT) have tumbled by 40% in the last month. The price of Polkadot (DOT) has also nosedived by more than 8% in the past 30 days. Currently, Polkadot (DOT) is available to trade at $5.24.

Tradecurve Clinches Enormous Presale Growth

Tradecurve has built a disruptive Web3 crypto exchange allowing for the trade of all derivatives using cryptocurrencies. It is a state-of-the-art exchange that enables traders to trade a variety of derivatives with only one account that can be created using an email ID. Here, traders can use any cryptocurrency as a deposit, and trade without fiat currency.

Crypto exchanges, like Binance and Kraken, require users to reveal their personal data during registration. But Tradecurve has not implemented the KYC verification process, thereby protecting users’ privacy. A negative balance protection mechanism, a Metaverse Trading Academy, and a VIP account facility are also provided by the platform.

Since the market size of crypto exchanges is expected to grow at a CAGR of around 28% in the next seven years, the new trading exchange is poised to reach new market heights. Its presale is now going through the third stage, and is projected to raise $20 million before its completion.

Currently, the price of a TCRV token is $0.015, but it is likely to rise by 50x in the next few months. After the presale round, TCRV tokens will be getting listed on Uniswap, and other centralized exchanges. According to developers, the platform will supply a total of 1.8 billion tokens, and only 40% will be available during the presale phase.

For more information about the Tradecurve presale:

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