Even since the cryptocurrency industry gained mainstream attention, there has been an influx of willing participants within the sector. Most of these individuals have jumped upon the crypto investing wagon and are looking to utilize the venture as a profit-making tool. A large reason for this is down to media propaganda, the type that has completely glorified crypto investing and essentially made it a “get-rich scheme” in the eyes of the global community. The result is an industry saturated with clueless newbies during one of the most challenging periods of its history.

To help remedy the situation, this piece aims to give feasible reasons to why every crypto investor should consider these three cryptocurrencies – Avalanche (AVAX), Chainlink (LINK), and Dogeliens Token (DOGET). Here’s all you need to know about them.

Avalanche (AVAX): Launching Pad for dApps

Avalanche (AVAX) is a notable layer one blockchain within the cryptocurrency industry that not only functions as an ideal environment for the creation and deployment of decentralized applications (dApps) and custom blockchain networks but also a unique platform that offers feasible solutions to some of the most challenging problems within the industry, such as speed, performance, and scalability. Avalanche (AVAX) is one of the few blockchain networks within the industry with the capacity to challenge and rival Ethereum (ETH), the world’s dominant smart contract platform. It also possesses several attractive features, such as a higher transaction output of up to 6,500 transactions per second (tps) while not compromising scalability.

Its native cryptocurrency, AVAX, is central to all operations within its ecosystem, such as network governance, user interaction, and payment fees. AVAX is listed on various top crypto platforms within the industry.

Chainlink (LINK): Open-Source Community That Drives Data Sharing

Chainlink (LINK) is a notable blockchain abstraction layer within the industry that not only enables universally connected smart contracts, but also allows blockchains to securely interact with external data feeds, and other important bits of information through a decentralized oracle network. The Chainlink ecosystem is driven by a large open-source community that includes data providers, node operators, smart contract developers, researchers, security auditors, and more. Since its launch, it has become a major player in the data processing field with numerous trusted partners, such as Brave New Coin and Huobi Global.

Its native cryptocurrency, $LINK, is central to all crypto operations within its ecosystem. LINK provides utility and facilitates several crypto operations, such as network governance, user interaction, and payment fees.

Dogeliens Token (DOGET): A Meme Coin with Serious Applications

Dogeliens Token (DOGET) is an upcoming meme cryptocurrency and the native token of the Dogeliens crypto platform. As its native cryptocurrency, Dogeliens Token (DOGET) incentivizes the Dogeliens network and is responsible for facilitating several crypto operations, such as network governance, user interaction, and payment fees. The token is currently in the second stage of its presale and is attracting the attention of the crypto community for good reason. With its various use cases and real-life applications, the Dogeliens Token (DOGET) could become a valuable asset in the current climate.

Dogeliens Token (DOGET) is already in the second stage of its presale and is readily available for purchase by the global community. To see more information on the token, click here.

For More Information on Dogeliens (DOGET):

Presale: https://buy.dogeliens.io/

Website: https://dogeliens.io/

Telegram: https://t.me/DogeliensOfficial

In what has turned out to be the longest bear market in crypto history, cryptocurrency industry members have been left scrambling for feasible solutions that can ensure the security of their assets and the continuity of their businesses. Such is the state of affairs within the industry as the ongoing bear market continues to ravage and put a significant strain on lucrative crypto activities, such as trading and investing. With the end of the year fast approaching, the possibility of the bear market extending into the new year looks more likely. As such, crypto regulars realize the importance of making smart investments that can pay off dividends in the future.

One way to do this is to prioritize long-term cryptocurrency investments over short-term ones. Due to the nature of the markets, long-term cryptocurrency investing is a more reliable strategy as it allows cryptos to vest and accumulate profits over a long period. This piece discusses three cryptocurrencies that could yield massive returns in the long run and, as such, should be on the radar of every investor within the industry. Here’s why Cosmos (ATOM), Stellar (XLM) and Dogeliens Token (DOGET) are must-have cryptos in the ongoing bear market.

Cosmos (ATOM)

Cosmos (ATOM) is a highly functional crypto project notable within the cryptocurrency industry for providing feasible solutions to some of the hardest problems, such as scalability, speed, performance, energy efficiency and fragmentation. It essentially offers an antidote to “slow, expensive, unscalable and environmentally harmful” proof-of-work protocols that older model blockchain platforms, such as Bitcoin (BTC), utilize. Cosmos (ATOM) achieved this by offering an ecosystem of connected blockchains.

Central to all operations on the Cosmos platform is its native cryptocurrency, ATOM. ATOM plays a huge role by providing utility and facilitating several crypto operations, such as network governance, payment fees and user interaction.

Stellar (XLM)

Stellar (XLM) is a notable peer-to-peer (P2P) decentralized network within the cryptocurrency that seeks to connect the world’s financial systems and provide a protocol for payment providers and financial institutions. The main aim of the Stellar (XLM) platform is to provide an ideal environment that can move financial resources swiftly and reliably at a minimal cost. Stellar (XLM) is renowned for linking people, banks, and payment processors and allowing users to create, send and trade multiple types of crypto.

Its native cryptocurrency, XLM, is a highly sought-after cryptocurrency within the industry. It plays a massive role in its ecosystem by providing utility and facilitating crypto operations, such as network governance, user interaction and payment fees.

Dogeliens Token (DOGET)

Dogeliens Token (DOGET) is an upcoming meme currency with impressive features, such as a massive supply and an exciting roadmap. The token is one of the most anticipated meme currencies this year, and there are suggestions from crypto analysts that it could match the heights of industry-leading meme coins, such as Dogecoin (DOGE) and Shiba Inu (SHIB).

The token is currently in the second stage of its presale and is readily available for purchase by the global community. Dogeliens Token (DOGET) has sold over 910 million tokens so far in its presale stage and looks to sell a more considerable amount than that in the coming weeks.

Learn more about Dogeliens here: 

• Presale: https://buy.dogeliens.io/
• Website: https://dogeliens.io/
• Telegram: https://t.me/DogeliensOfficial

A lot of the events that have occurred in the cryptocurrency sector since the beginning of summer are surprising. For example, although many critics of cryptocurrency predicted a demise, not even the harshest detractors couldn’t have anticipated such a seismic event.

Two of the biggest surprises in this period have been that investors continue to show up and that new tokens are released daily. We have evidence to corroborate the first point: in 2020, 8% of Americans had investments in cryptocurrency. In 2022, that has gone up to an extraordinary 18%. Many of these users are simply ignoring the “crypto winter.” Secondly, there are 21,295 cryptocurrencies listed on the market, with hundreds more in the works.

In the following passages, we will suggest tokens that users should consider: Polygon (MATIC), Near Protocol (NEAR) and Big Eyes Coin (BIG).

Polygon Takes Ethereum To New Heights

MATIC is a well-defined, user-friendly project for Ethereum scaling and infrastructure development. The platform consolidates the Plasma Framework with a proof-of-stake blockchain system. The former was recommended by Vitalik Buterin, one of Ethereum’s co-creators. Buterin believes that Plasma supports the easy execution of autonomous smart contracts. Polygon modifies Ethereum into a legitimate multi-chain platform or an Internet of Blockchains.

The model is similar to the ones adopted by Avalanche, Cosmos, and Polkadot. The benefit is that users can enjoy the transparency, security, and flexibility offered by Ethereum. Moreover, Polygon’s central component is Polygon SDK, a flexible system for creating applications. Token holders can create standalone chains, ZK rollup chains, and optimistic rollup chains on the platform.

NEAR Protocol Puts Users In Control Of Their Crypto Experience

NEAR is a layer one blockchain, a community-operated cloud computing project that eradicates some of the shortcomings faced by rival blockchains, including slow transaction speeds, below-par interoperability, and lackluster throughput. NEAR Protocol is the perfect setting for creating decentralized applications (dApps). One of the main advantages of NEAR is that the system utilizes human-readable account names; this is different from Ethereum’s cryptographic wallet addresses. The platform boasts scaling solutions and a resident consensus mechanism called “Doomslug.”

Big Eyes Coin Pulls A Community Together

Why are we counting on a token called Big Eyes Coin (BIG)? There are two reasons why we are positive about BIG’s chances of success. One is that the platform will facilitate the shifting of wealth into the decentralized finance ecosystem.

Second, and arguably more important, is that Big Eyes Coin is a community token. Community tokens are used to support welfare endeavors. In this case, a portion of the money involved will be allocated to a charity wallet designed to preserve the oceans.

Tokenomics

It’s important to know how the supply of BIG tokens will be distributed.

1. 200 billion Big Eyes Coins will be circulated
2. 70% of these tokens will be accessible at a public presale
3. 20% of BIG tokens are meant for exchanges
4. 5% of the tokens will be kept for marketing
5. 5% tokens will be reserved for charity

Conclusion

If users are bullish about cryptocurrency in general, then prognosticators can be assured that the industry is not done yet. Also, the market is inundated with new tokens, which suggests that developers are sanguine too. If you want to buy Big Eyes Coin, the best new token in our opinion, you need to download MetaMask. BIG tokens can be acquired either with Ethereum or by card.

Get your tokens now, and use code SUSHI194 for a BIG bonus at token collection!

For more information on Big Eyes Coin (BIG), you can visit the following links:

Presale: https://buy.bigeyes.space/

Website: https://bigeyes.space/

Telegram: https://t.me/BIGEYESOFFICIAL

It is not controversial to say that crypto presales are proliferating to the point where they are becoming the norm rather than the exception. Presales are very appealing to investors because they can buy coins at a heavily discounted price, thus reducing risk while enhancing their profit potential. Analysts have recommended 4 crypto presales to invest in now before they sell out completely – Big  Eyes (BIG), IMPT, Dash 2 Trade (D2T) and Orbeon Protocol (ORBN) which has notably risen by over 655% during presale.

>>BUY ORBEON TOKENS HERE<<

Dash 2 Trade (D2T) Wants to Rival Bloomberg

The new crypto signals trading platform Dash 2 Trade has made a number of essential trading tools available to the general public.

Dash 2 Trade offers what they regard as a “cryptocurrency Bloomberg terminal” in a free version on their platform. Visitors must, however, pay a monthly subscription price of 400 D2T and a professional tier fee of 1,000 Dash 2 Trade in order to access the full feature set of the website. The Dash 2 Trade presale has raised $5.8m in the last two weeks, as of press time, with many investors swarming the Dash 2 Trade presale in order to access tools that could aid them in improving their current trades. As such, Dash 2 Trade is likely to perform well after presale thanks to its real world utility with helping people’s trades.

Big Eyes (BIG) is Getting Bigger

One of the most anticipated coins on the cryptocurrency market is Big Eyes (BIG). This meme token is based on a cartoon image of a cat with Big Eyes, which gives rise to the project’s name. At the time of writing, the Big Eyes presale is in its 6^th stage. Big Eyes is aiming to be the No.1 ‘meme coin’ according to their whitepaper.

However, due to Big Eyes’ lack of real-world utility, it has drawn criticism from investors as a more speculative meme token. With no legitimate features driving the value behind Big Eyes’ token, many investors are skeptical about the long-term performance of Big Eyes.

IMPT is a Green Dream

A brand-new cryptocurrency called IMPT is aiming to improve the carbon credit market. Over the past few weeks, the initiative has gained momentum with outstanding participation rates in its presale.

The company has now successfully funded approximately $13 million to support its mission, which is all the more remarkable given how pessimistic the cryptocurrency markets are right now, with most assets having fallen sharply from their highs last year.

>>BUY ORBEON TOKENS HERE<<

Orbeon Protocol (ORBN) Transforming a Whole Sector of Business

The crowdfunding and venture capital sectors are being transformed by Orbeon Protocol (ORBN). Functioning as a blockchain-based investment platform, Orbeon Protocol (ORBN) allows regular investors to invest as little as $1 in companies by minting fractionalized NFTs for startups seeking to raise funds.

There have been several occasions where companies have failed to raise the required capital after fundraising rounds on traditional crowdfunding platforms. Orbeon Protocol (ORBN) is equipped with a safety mechanism. The “Fill or Kill” approach makes sure that investors get their money back if the project doesn’t raise enough money.

The native cryptocurrency of the Orbeon ecosystem is called ORBN coin. Holders of ORBN are entitled to a variety of Orbeon benefits which include the ability to vote on important protocol decisions, receive cash-back refunds, and trade charge savings.

All of the listed coins represent good investments but, for us, Orbeon Protocol is the standout. The native token, ORBN, is currently available in its presale phase at a price of $0.030, up from $0.004 since the presale started at the end of October. Orbeon Protocol is already slated to be a winning coin compared to Dash 2 Trade, IMPT and Big Eyes.

Find Out More About The Orbeon Protocol Presale

Website: https://orbeonprotocol.com/

Presale: https://presale.orbeonprotocol.com/register

Telegram: https://t.me/OrbeonProtocol

Contactless payments are a branch of Fintech services involving the settlement of financial transactions without physical contact between the payer and the acquiring devices typically linked to a payment channel.

This article will be looking at contactless payments which have been correctly identified as an innovative payment option for the safe and effective conduct of low-value & large volume payments.

What is the main Regulatory Framework governing contactless payments in Nigeria?

Contactless payment services are regulated by the Central Bank of Nigeria CBN Guidelines for Contactless Payments in Nigeria passed on the 17th of October,2022.

What is the applicability scope of the CBN Guidelines on Contactless Payments in Nigeria?

The Guidelines apply to the operation of contactless payments in Nigeria. 

What are the objectives of the CBN Guidelines on Contactless Payments in Nigeria?

The objectives of the CBN Guidelines are :-

1. The Provision of minimum standards and requirements for the operations of contactless payments in Nigeria.

2. The specification of the roles and responsibilities of stakeholders involved in contactless payments in Nigeria.

Who are the recognized stakeholders in the contactless payments system in Nigeria under the CBN Guidelines?

The recognized stakeholders in the contactless payments system in Nigeria are :-

1. CBN-licensed acquirers.

2. Issuers

3. Payment scheme operators.

4. Licensed card schemes.

5. Licensed switching companies.

6. Payment Terminal Service Providers (PTSPs).

7. Payment Terminal Service Aggregators (PTSA).

8. Merchants.

9. Terminal owners.

10. Customers.

11. Any other stakeholder as designated by the CBN.

Can contactless payments be offered with value added services?

Yes, but with the prior approval of the CBN.

Are there transaction limits on contactless payments in Nigeria?

Contactless payment transaction limits do not yet exist but they can be determined from time to time by the CBN.

How are contactless transaction complaints and issues/disputes to be determined?

Contactless transaction customer complaints are to be first directed to the relevant payment industry regulation system before being escalated to the CBN in line with current CBN Dispute Resolution Guidelines.

The Provisions of the CBN circular on Global Standing Instructions (GSI) in Nigeria

The Central Bank of Nigeria (CBN) GSI (Global Standing Instructions) circular was passed on the 19th of January,2022 pursuant to the CBN Global Standing Instructions Guidelines of July 13,2020.

This article will be summarily looking at the Regulatory Framework governing GSIs in Nigeria and will in particular be focused on :-

– The objectives of the CBN circular.

– The provisions of the circular.

– The implications of the CBN GSI circular.

What exactly are Global Standing Instructions?

A Global Standing Instruction is an authorization given by a borrower for the recovery from any of his other accounts maintained with other banks of a loan obligation when due by a creditor. 

What are the objectives of the CBN GSI Guidelines?

The objectives of the CBN GSI Guidelines are:-

1. Creating a regulatory framework for Identifying and watchlisting recalcitrant loan defaulters.

2. Enhancing loan recovery from all eligible and funded accounts in the industry.

3. To encourage and improve the culture of credit repayment in Nigeria.

4. The reduction of non-performing loans in the Nigerian Banking system.

What are the notable provisions of the CBN GSI circular?

1. The frequency of recovery attempts formally restricted under the 2020 CBN GSI Guidelines is now unrestricted.

2. The GSI automated loan recovery feature available to all loans in the industry shall remain in place throughout the life of the loans and until they have been fully repaid. 

What are the implications of the CBN GSI circular?

The CBN circular has far reaching implications for the loan recovery services sector in Nigeria, the most notable being that loans no longer have to be marked or written off as bad debts.

It also means that loan recovery services have now gone digital through the introduction of automatic debits recovery options across bank accounts unified under a Bank Verification Number by virtue of the binding nature of Global Standing Instructions.