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Publishers Clearing House Scam Call: What You Need to Know

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The Publishers Clearing House scam, perhaps not the oldest trick in the book, but it’s up there. Whether it’s a promise of endless wealth or a call in relation to being a lucky prize winner, we hate to be the bearer of bad news, but it’s likely a scam call. That said, some of them can be real, especially if you’ve applied for specific programs or entered into specific raffles or fundraisers.

For these reasons, it’s important to learn more about what a Publishers Clearing House scam call is to get to the bottom of them. Thankfully, this guide covers everything you need to know about them.

What Is Publishers Clearing House (PCH)?

Publishers Clearing House is one of the original online sweepstakes companies. The goal is to sell magazines and other merchandise to people, and they would attract customers by hosting events and awards; people would win thousands of dollars in prize money.

While the company was founded in 1953, it had a good run up until 2024, when the company filed for Chapter 11 bankruptcy, and its assets were acquired by ARB Interactive.

What Is a Publishers Clearing House Scam Call?

A Publishers Clearing House (PCH) scam call is a type of scam call that involves lying to someone about a prize they’ve won. Instead of actually offering the prize, the scam usually involves requesting payment to release the prize funds.

The caller will claim to be someone from Publishers Clearing House and inform you that you’ve won! Only, there’s a hold up and you need to pay to get your winnings, then request payment to release the funds. This works for PCH scam calls due to the company’s business model. As a company that frequently awards prizes to people as part of their marketing tactics, it’s no surprise that scammers have tried to get in on the action.

How to Spot a Publishers Clearing House Scam Call

Spotting a Publishers Clearing House scam call has never been easier. All you need to do is leverage the right tools or listen for the signs of a scam. Learn about how to protect yourself from these nefarious calls below.

Winning a Contest You Know Nothing About

It doesn’t matter how lucky you are; if you didn’t enter a contest, there’s no chance you’ve won any money. Therefore, if someone claiming to be from PCH calls and tells you that you’ve been randomly selected to collect a prize, you can simply hang up the phone and ignore them.

In fact, you should probably go ahead and block that number to prevent this from happening in the future.

Requests for Money

The most notable component of a Publishers Clearing House scam call is a request for money. If someone claims to be from PCH or ARB Interactive, but they need money to release your prize, it’s probably a scam.

This is even more evident if they ask for gift cards or other strange payment methods, like wire transfers through Western Union.

Fake Checks

If Publishers Clearing House (PCH) has sent you a check (for no reason), and they need you to cash it and then send some money back, you’re being scammed. Never cash one of these checks and never send anyone money from one because it will come out of your account when the bank figures it all out.

Thankfully, you can usually contact someone and ask about it to determine if the check is real or fake.

UnMask

The best way to protect yourself from a Publishers Clearing House scam call is to leverage UnMask. This is a reverse phone lookup tool that helps you learn more about someone who’s calling you. The result? You can identify if the caller is who they claim to be. For example, if someone claims to be from a specific company, you can check to see if they actually work there or if said person exists.

All you need to do is enter the phone number into the tool to view the full report. From there, you can further evaluate the legitimacy of the call.

Our Final Thoughts on a Publishers Clearing House Scam Call

While Publishers Clearing House may have changed hands back in 2024, that doesn’t mean that scam calls aren’t being made anymore. So, if you think you’re on the other end of a Publishers Clearing House scam call, make sure you evaluate the legitimacy of the call by contacting someone from the company or by using a reverse phone lookup tool, like UnMask.

If you know that the person on the other line is a scammer, hang up, block the phone number, and don’t give them any personal information.

Can Prom Dresses Be Short? A Guide to Choosing the Right Length

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The traditional image of prom usually features floor-length gowns, dramatic trains, and layered skirts sweeping across the dance floor. That style still holds strong appeal, but prom fashion has expanded well beyond a single silhouette. Designers now release collections that include both long gowns and structured mini dresses, giving students more flexibility than ever before.

If you have been wondering if prom dresses can be short, the answer is yes. In many schools, short prom dresses are completely acceptable, provided they follow dress code guidelines. The key is selecting a design that feels refined and appropriate rather than casual or rushed.

Can Prom Dresses Be Short According to Tradition?

Historically, prom borrowed heavily from formal evening events. Floor-length gowns mirrored black-tie galas and red carpet appearances, and that influence shaped expectations for decades. A long silhouette became shorthand for “formal,” and many schools promoted that standard.

Over time, prom fashion evolved. Designers began incorporating cocktail-length dresses, high-low hems, and tailored minis into formal collections. These shorter styles are created with the same attention to detail as full-length gowns, using elevated fabrics and structured tailoring. As a result, length alone no longer determines whether a dress feels prom-ready.

The main nuance to note in this context is that tradition continues to shape expectations, yet modern prom style allows far more flexibility in length than it once did.

When Short Prom Dresses Make the Most Sense

Short prom dresses often appeal to students who value comfort and ease throughout the evening. Prom typically includes standing for photos, walking between venues, and spending hours on the dance floor. A shorter hemline can make those movements simpler and reduce the need to constantly adjust fabric.

Climate can also influence the decision. Spring events in warmer regions may make heavier gowns feel uncomfortable over time. Lighter, shorter silhouettes often provide better breathability without sacrificing style.

Personal preference plays an equally important role. Some students feel more confident in sleek, modern shapes than in voluminous ball gowns. When a dress aligns with personal style, it tends to look more natural and composed. In such cases, a short prom dress fits seamlessly within the setting.

How to Choose a Short Prom Dress That Feels Formal

Not every short dress is suitable for prom. The difference lies in construction, fabric quality, and overall styling.

Prioritize Elevated Fabrics

Fabric should be your first consideration. Materials such as satin, structured crepe, chiffon, velvet, and dresses with detailed beadwork or embroidery immediately signal formality. These fabrics hold their shape well and photograph beautifully, which matters on a night filled with pictures.

Focus on Fit and Structure

Fit and structure are equally important. A tailored silhouette with defined seams and supportive bodice construction helps maintain balance and sophistication. Clean lines and thoughtful tailoring prevent the dress from feeling overly casual.

Style with Intention

The final ensemble is perfected through styling. Pairing elegant heels, matching accessories, and carefully chosen hair and makeup ties the whole outfit together. Experiment with different combinations to find the perfect look for you.

When every element works together, a short dress carries just as much presence as a floor-length gown.

Comparing Styles Before You Decide

When you go short, the details matter even more because there is less fabric to look at. You want intricate beadwork, high-quality sequins, or unique textures to ensure the dress still feels “special” for prom. Reviewing different options side by side can help clarify what feels most formal and flattering.

We recommend browsing through curated collections of prom dresses to see how designers are reinventing the mini-dress for formal settings. It gives you the opportunity to compare short and floor-length designs within the same level of craftsmanship and helps determine which length truly fits your vision for the night.

Pro tip: Before making a final decision, always review your school’s guidelines. Even if short dresses are allowed, there may be specific hemline rules. Confirming these details ensures your look is both stylish and compliant.

Can Prom Dresses Be Short and Still Feel Elegant?

Yes, prom dresses can be short and still feel elegant. Elegance comes from thoughtful design and confident presentation, not simply from the length of the hemline. A well-made short dress in refined fabric, styled thoughtfully, can look entirely appropriate for prom.

Style should reflect how you feel in the dress. The goal is to choose a design that complements your personality and fits the setting. If a short dress aligns with your school’s guidelines and allows you to move comfortably, breathe easily, and step onto the dance floor with confidence, then it belongs at prom.

JD.com Takes on Amazon in Europe With Joybuy Launch as Chinese E-Commerce Giants Seek Growth Abroad

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JD.com has launched its Joybuy online marketplace across six European markets, marking a major step in the Chinese e-commerce giant’s global expansion strategy and setting the stage for direct competition with industry leader Amazon.

The platform went live on Monday in the United Kingdom, Germany, France, the Netherlands, Belgium, and Luxembourg, offering products across categories such as consumer electronics, home appliances, beauty, household goods, and groceries. The launch is seen as a deeper push by JD.com to internationalize its operations as China’s domestic e-commerce market becomes increasingly saturated and competitive.

Chinese online retailers have been looking overseas for growth as conditions at home grow tougher. Slowing consumer demand and fierce price competition among platforms have squeezed margins and intensified the battle for market share. For JD.com, expanding into Europe provides access to wealthier consumers and a large digital retail market where logistics efficiency and product availability are key differentiators.

Industry analysts say the move also reflects a broader strategy by Chinese retailers to globalize their platforms and diversify revenue streams beyond China’s slowing economy.

Logistics-Driven Strategy

JD.com is attempting to replicate one of the core advantages that helped it grow rapidly in China: its logistics network. The company has built a network of roughly 60 warehouses and depots across Europe, supported by its own last-mile delivery system. This infrastructure will enable the company to offer rapid delivery in major cities, a feature it hopes will attract customers accustomed to fast fulfillment services.

Matthew Nobbs, managing director of Joybuy UK, said speed will be central to the platform’s value proposition. Orders placed before 11 a.m. will be delivered the same day in major cities, while purchases made before 11 p.m. are expected to arrive the following day.

More than 15 million households across Europe and the UK will be covered by same-day delivery from launch. The company is also introducing a subscription program, JoyPlus, offering unlimited free delivery for an introductory price of 3.99 euros or 3.99 pounds per month. The service is clearly designed to rival Amazon’s Prime membership, which has been instrumental in building customer loyalty in many markets.

Partnerships With Major Global Brands

The Joybuy platform will host official brand stores from several international consumer brands, including L’Oréal, Braun, De’Longhi, BRITA, and Bodum.

These partnerships suggest JD.com is positioning Joybuy not simply as a discount marketplace but as a platform where global brands can operate direct storefronts. Such arrangements help ensure product authenticity, a key issue in online retail that JD.com has previously emphasized in China as part of its premium positioning compared with some rivals.

JD.com’s expansion in Europe has also been supported by strategic acquisitions and attempted deals aimed at building local retail infrastructure. Last year, the company agreed to acquire Ceconomy for about 2.2 billion euros ($2.52 billion). The German retail group owns well-known electronics chains MediaMarkt and Saturn, which operate hundreds of physical stores across Europe.

The deal gives JD.com a significant foothold in the region’s consumer electronics market and could provide logistical and brand advantages for its online marketplace. The company has explored other expansion opportunities as well. In 2024, it evaluated a takeover of British electronics retailer Currys but ultimately withdrew its bid. It also held talks to acquire the catalogue retailer Argos from Sainsbury’s, although those negotiations did not lead to an agreement.

These moves highlight JD.com’s ambition to combine online platforms with physical retail infrastructure across Europe. Its European expansion is part of a wider trend in which Chinese digital commerce companies are pushing aggressively into Western markets.

Several Chinese platforms have recently expanded into Europe and the United States, offering lower prices, large product catalogues, and rapid shipping in an effort to attract global consumers. For JD.com, which historically focused more on logistics quality and direct retail rather than pure marketplace operations, Joybuy represents a strategic evolution toward building a global platform.

Challenge Of Competing With Amazon

Despite the ambitious launch, JD.com faces a formidable rival in Amazon. The American e-commerce giant has spent more than two decades building a vast logistics network across Europe, including hundreds of fulfillment centers, sophisticated data infrastructure, and a highly entrenched Prime membership ecosystem.

Amazon’s scale allows it to offer fast shipping, competitive pricing, and a wide product selection, making it difficult for newcomers to gain significant market share. JD.com is betting that its logistics expertise, brand partnerships, and aggressive pricing can carve out a niche in this competitive landscape.

The Joybuy launch also underscores JD.com’s ambition to transform from a China-focused e-commerce operator into a global digital retail and logistics company. The company hopes to replicate the operational model that helped it compete effectively in China by combining marketplace services with its own supply chain infrastructure.

While for now, the launch of Joybuy represents the opening stage of what could become a prolonged contest between Chinese and Western e-commerce giants, its success is expected to reshape competition in Europe’s online retail market, introducing a powerful new player capable of challenging established platforms.

Stablecoins Acceleration in Africa is Gaining Tractions from Retailers Especially in Nigeria and South Africa 

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Stablecoin adoption in Africa is larger and more impactful than many people realize, especially when looking beyond headlines about speculative crypto trading. Recent data from 2025–2026 shows Africa particularly Sub-Saharan Africa leading in practical, utility-driven use of stablecoins like USDT (Tether) and USDC.

Stablecoins have become essential tools for hedging against inflation, accessing dollars in restricted FX environments, cheaper remittances, cross-border trade, and everyday payments—often outperforming traditional finance in speed and cost. Over $200–205 billion, up 52% year-over-year, making it one of the fastest-growing crypto regions globally.

Around 43% of total crypto transaction volume in Sub-Saharan Africa—far from niche, this reflects real utility over speculation. Nigeria’s dominance: The country alone received ~$92 billion in on-chain value during that period nearly triple South Africa’s, driven by naira volatility and limited USD access. Stablecoins act as a “dollar substitute” for savings, informal FX, and payments.

In surveys of crypto-active Africans especially in Nigeria and South Africa, ~79% already hold stablecoins, with ~76% planning to acquire more—among the highest rates globally. Nearly 80% of respondents in Nigeria and South Africa hold stablecoins, and over 75% intend to increase holdings. In Nigeria, 95% prefer receiving payments in stablecoins over the naira.

Sub-Saharan Africa leads in small-value transfers over 8% under $10,000, showing everyday use rather than just big institutional moves. Countries like Ethiopia; 180% YoY growth in retail stablecoin transfers after currency devaluation, Kenya, Ghana, and South Africa where stablecoins have overtaken Bitcoin in popularity are accelerating fast.

This isn’t just hype—it’s addressing real pain points: high remittance fees (7.9% average), unbanked populations (50% in Africa), and currency instability. Stablecoins enable faster, cheaper alternatives, including B2B trade with the Middle East and Asia. The momentum is building, with reports calling Africa a leader in global stablecoin demand growth.

If anything, the “bigger than we think” part is spot on—it’s quietly reshaping finance on the ground, even if it’s under-discussed compared to volatile assets like Bitcoin. Nigeria plays a pivotal, outsized role in Africa’s stablecoin ecosystem—often described as the continent’s undisputed leader in adoption, volume, and innovation.

Nigeria received over $92.1 billion in total on-chain cryptocurrency value between July 2024 and June 2025 (Chainalysis 2025 report)—nearly triple South Africa’s amount and making it the clear regional leader by a wide margin.

This places Nigeria among the top global crypto adopters, often ranking in the top 10-15 in Chainalysis’ Global Crypto Adoption Index (e.g., #6 in some metrics for grassroots activity). Stablecoins form a huge portion of this: In Sub-Saharan Africa overall, they accounted for ~43% of crypto transaction volume in recent periods, with Nigeria as the dominant market.

Earlier data showed Nigeria alone handling nearly $22 billion in stablecoin transactions, and growth has continued strongly into 2025–2026 amid ongoing naira challenges. Broader African stablecoin flows hit figures like $208 billion in 2025 in some estimates, with Nigeria capturing a large share.

Stablecoins primarily USDT/Tether, which dominates with ~80% market share in many African contexts, followed by USDC solve acute pain points:Inflation and currency volatility — The naira has faced steep devaluation pushing people to use dollar-pegged assets as a hedge and store of value. Stablecoins act as a “digital dollar” alternative when physical USD or bank access is restricted.

Remittances and cross-border payments — Nigeria is a top global remittance recipient. Traditional channels charge high fees ~7–9% average for Sub-Saharan Africa, while stablecoins enable near-instant, low-cost transfers often 1–3%. Freelancers, diaspora families, and businesses rely on them heavily.

Retail/small-value transfers dominate; high % under $10,000–$1M, but institutional/multi-million-dollar flows support trade with Middle East/Asia in energy, commerce. Surveys show 79% of crypto users in Nigeria hold stablecoins with 76% planning to increase holdings.

Strikingly, 95% of Nigerian respondents in recent surveys prefer receiving payments in stablecoins over the naira—highlighting deep distrust in fiat amid economic pressures. Among the Highest GloballyNigeria tops or leads in stablecoin ownership metrics: e.g., 59% for USDT and 48% for USDC in some 2026 comparisons.

In crypto-active populations, ownership nears 80%, with strong forward intent—twice as high as in high-income countries for non-owners starting to hold. This isn’t speculative hype; it’s utility-driven, with stablecoins often the most used asset for payments over Bitcoin for transactions in many cases

Nigeria’s journey has been turbulent—past restrictions eased somewhat by 2025; SEC frameworks, innovation sandboxes, and clearer rules under the Investment & Securities Act. This has encouraged compliant platforms while grassroots P2P and exchange activity thrives anyway. The Central Bank has even studied stablecoin policy via task forces.

In short, Nigeria isn’t just “big” in stablecoins—it’s the epicenter for how they’re quietly becoming essential financial infrastructure in emerging markets. The country’s population size, tech-savvy youth, and economic pressures amplify everything, making it a bellwether for global stablecoin trends.If you’d like visuals, more on specific stablecoins like USDT vs. USDC, or comparisons to other countries, just say the word.

IEA to unleash over 400 million barrels from emergency oil reserves as Iran war threatens global supply

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The International Energy Agency has outlined plans to release more than 400 million barrels of oil from emergency stockpiles, one of the largest coordinated energy interventions in decades, as governments scramble to contain a surge in crude prices triggered by the war involving Iran.

In its most detailed explanation yet of the plan, the agency said on Sunday that oil from Asia and Oceania member states will be available immediately, while reserves from Europe and the Americas will begin entering the market toward the end of March.

The emergency drawdown comes four days after IEA members agreed to the unprecedented release in response to disruptions in energy flows through the critical Strait of Hormuz, a maritime chokepoint that normally handles about one-fifth of the world’s oil and liquefied natural gas shipments.

Since the conflict began on February 28, shipping through the narrow passage between Iran and Oman has been repeatedly disrupted by attacks on merchant vessels, sending shockwaves through global energy markets.

According to the IEA, governments and industry participants have pledged a combined 411.9 million barrels of oil and petroleum products for release.

The supply will come from several sources:

  • 271.7 million barrels from government strategic reserves
  • 116.6 million barrels from industry stocks held under mandatory government obligations
  • 23.6 million barrels from other supply sources

The agency said 72% of the planned releases will consist of crude oil, while 28% will be refined petroleum products such as gasoline and diesel. The largest share of the pledged reserves will come from countries in the Americas. IEA data shows 195.8 million barrels will come from member countries in the Americas, including 172.2 million barrels from government stockpiles.

Meanwhile, Asia and Oceania member states have committed 108.6 million barrels, with 66.8 million barrels drawn from government reserves, while European countries have pledged 107.5 million barrels, including 32.7 million barrels from official stockpiles.

The scale of the release underscores the severity of the current energy shock. The IEA was created in 1974 in response to the global oil crisis triggered by the Arab oil embargo, with the goal of coordinating energy security policies among major oil-consuming nations.

Since then, the agency has organized only six coordinated emergency stockpile releases, typically in response to major geopolitical disruptions or supply outages. Previous interventions occurred during events such as the 1991 Gulf War, Hurricane Katrina in 2005, the 2011 Libyan civil war, and the 2022 energy crisis triggered by Russia’s invasion of Ukraine.

The current release, therefore, ranks among the most significant emergency energy responses since the agency’s creation.

Energy markets have been shaken by fears that the Iran conflict could escalate into a broader regional confrontation that disrupts Gulf energy exports. The Strait of Hormuz is the main export route for several of the world’s largest oil producers, including Saudi Arabia, the United Arab Emirates, Kuwait, and Iraq.

If shipments through the corridor were halted entirely, global oil supply could fall by more than 20 million barrels per day, an unprecedented shock that analysts say could trigger a severe economic slowdown.

Iranian officials have warned that prices could surge dramatically if the confrontation continues. Tehran said last week that global markets should prepare for oil prices reaching $200 per barrel as Iranian forces continue targeting merchant vessels transiting the strait.

Stockpiles Act As A Global Safety Valve

IEA member countries collectively hold more than 1.2 billion barrels of emergency reserves, either in government-controlled strategic petroleum reserves or in mandated industry stocks. An additional 600 million barrels are stored by companies under government requirements, giving authorities significant firepower to counter supply shocks.

These reserves function as a stabilizing mechanism for global markets, allowing governments to inject supply quickly during crises. The goal is not only to offset lost barrels but also to restore market confidence and discourage panic buying or speculative price spikes.

While the release of more than 400 million barrels represents a massive supply injection, analysts say its effectiveness will depend heavily on how long the disruption in the Strait of Hormuz lasts. If attacks on shipping continue or if the waterway remains partially blocked, the emergency supply could only provide temporary relief before markets tighten again.

Energy traders are therefore closely watching military developments in the Gulf as well as diplomatic efforts aimed at de-escalating the conflict.