Revolut has partnered with Trust Wallet to enable instant cryptocurrency purchases directly into users’ self-custodial wallets across the European Union, with zero fees applying in certain cases.
This integration, announced earlier this week, allows EU users to fund their Trust Wallets using Revolut Pay, debit/credit cards, or bank transfers, bypassing centralized exchanges and delivering assets like Bitcoin (BTC), Ethereum (ETH), Solana (SOL), USDC, and USDT straight to the app—where over 220 million people already manage their holdings.
Users select their desired crypto in Trust Wallet, choose a payment method via Revolut, and receive instant settlement with full control of private keys from the start. No need to deposit funds into an exchange first, reducing friction for newcomers.
Zero Revolut fees for qualifying transactions via Revolut Pay or certain card methods, though standard network gas fees may apply for on-chain transfers. More assets are slated for addition soon.
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Revolut’s recent MiCA license secured via Cyprus enables compliant crypto services across the European Economic Area, aligning with the EU’s push for secure, user-controlled digital assets.
With Revolut’s 65 million global users and Trust Wallet’s massive self-custody base, this bridges traditional fintech with Web3, potentially accelerating mainstream adoption. It’s been hailed as a “fiat on-ramp revolution” in crypto circles.
The rollout is live now for EU residents, marking a bullish step for crypto accessibility amid Revolut’s aggressive expansion including a $75 billion valuation milestone.
Millions of Revolut’s 65M+ users many of whom have never touched crypto can now buy and immediately withdraw to full self-custody in <60 seconds at near-zero cost. This is the easiest fiat self-custody experience ever built at scale.
Trust Wallet instantly becomes one of the largest fiat on-ramps in the world without holding user funds itself. Centralized exchanges (Binance, Coinbase, Kraken, etc.) lose their monopoly on the “first purchase” moment. Long-term this erodes their trading volume and KYC-locked liquidity.
Competitors without MiCA approval (e.g., MetaMask’s current EU card purchases via third parties are either grey-zone or more expensive. Revolut + Trust Wallet just became the compliant gold standard. Expect MoonPay, Transak, Ramp, and Sardine to either match or lose EU market share rapidly.
Long-term pressure on Visa/Mastercard crypto card fees as well. Revolut gets younger, crypto-native users who were avoiding its in-app trading limits and withdrawal restrictions. Trust Wallet gets millions of new users who discover self-custody for the first time via an extremely smooth UX.
Combined user base > 280 million ? strongest fiat–crypto bridge on the planet. In-wallet staking, lending, or Revolut issuing stablecoins directly into Trust Wallet— Revolut already has plans for its own stablecoin. Strikes a blow against U.S.-centric on-ramps (Coinbase, Cash App) that are still heavily restricted or expensive in Europe.
Gives EU a strategic advantage in the next crypto adoption wave while the U.S. remains stuck in regulatory limbo. This isn’t just a partnership — it’s one of the most important infrastructure moves in crypto since Coinbase IPO’d in 2021.
It makes self-custody the default for an entire continent’s next wave of users, at almost zero cost, fully regulated. If this model succeeds in Europe, expect Revolut to replicate it in the UK, Latin America, and eventually Asia — potentially bringing the next 100–200 million on-chain users through self-custodial wallets rather than centralized exchanges.