Digital payments could hit $70 trillion by 2029, and banking tokens are now one of 2025’s biggest crypto stories. More and more investors are asking what’s the best crypto to buy in 2025. The spotlight is now on projects that merge payments, finance, and real-world use cases.
From well-known names like Ripple (XRP), Solana (SOL), Chainlink (LINK), and Hedera (HBAR) to emerging contenders, the options are piling up for interested investors. Leading among top banking tokens is a new crypto card project, Digitap ($TAP). With its presale racing toward the $200K milestone, Digitap has found unprecedented support for being the world’s first omni-bank.
Digitap ($TAP): The World’s First Omni-Bank With Presale Nearing $200K
Digitap is in the headlines for being the world’s first omni-bank, and its presale is already pushing toward the $200K milestone. That figure makes it one of the most talked-about entries in the race for the top 5 best banking tokens for 2025.
As bold as it sounds, the vision behind Digitap is simple: one app, one card, total control. Dollars, euros, bitcoin, ether, etc., all in the same account.
Investors no longer need a bank app for money and a wallet app for tokens. Digitap merges them into one dashboard. The crypto card ties it all together. That means anyone can use crypto and cash with one account, which makes Digitap the world’s first true omni-bank.
Looking at the presale, $TAP has become a hot favorite among investors as interest in banking tokens continues to soar with each passing day. The presale token price sits at $0.0125 today, with the next stage price fixed at $0.0159. That price rise is pulling in early interest as buyers look to get in before the profit margin squeezes further.
Nearly $200K have been raised, and almost 9 million $TAP tokens have been sold. With so much hype, the project is proving its fit with a crypto community eager for real-world banking solutions.
Digital payments and banking tokens could be defining the crypto market in a couple of years. And Digitap has already found itself among the top 5 best banking tokens of 2025.
XRP: Cross-Border Pioneer Backed by 2025 ETF Momentum
XRP remains one of the top banking tokens in 2025. And the latest ETF launch shows why. On September 18, 2025, the REX-Osprey XRP ETF (ticker: XRPR) began trading and moved more than $24 million worth of shares on its first day. That level of activity signals that bigger investors are paying attention.
This was a major milestone for a crypto well-known as the backbone of cross-border payments. Bringing an XRP-linked ETF to the market strengthens the coin’s link to traditional finance in a way that many have been waiting for.
Price action has remained fairly stable, with XRP climbing just 2.18% in the past 24 hours. But a sharp rise from $2.99 to $3.13 in one day means that momentum is picking up. In fact, Zenia, a crypto market analyst, believes the Ripplpe coin can dash past $5. The prediction didn’t even shy away from hinting at XRP reaching $15.
Ripple’s XRP holds its ground among the best cryptos to buy in 2025 with ETF momentum on its side. But Digitap, with its omni-bank model and presale racing toward $200K, looks like a better opportunity.
Solana (SOL) Eyes Institutional Access Through CME Options
Solana is now back in the spotlight. One reason is that SOL has gained over 40% in the past month and has crossed $250 for the first time since January 2025. But the price isn’t the only reason why Solana is currently in the headlines.
The big catalyst is institutional. The Chicago Mercantile Exchange (CME), the world’s largest derivatives exchange, has announced that it will launch options on Solana futures this October. This marks the first time CME has moved beyond Bitcoin and Ethereum. This also puts Solana firmly in the banking and finance conversation.
Traders are already speculating where SOL’s price can go from here. Rand, a crypto expert, points to $300 and even $500 as potential targets after a clean breakout.
This optimism and momentum keep SOL among the best banking tokens for 2025. But Digitap, with its presale near $200K and more room for token price growth, is a clear winner over bloated Solana.
Chainlink (LINK): Banking-Grade Data Through SBI Partnership
Chainlink recently secured a powerful, game-changing ally in Japan’s SBI Group. SBI Group is a financial giant that manages over $200 billion in assets. The partnership between Chainlink and SBI Group brings blockchain data tools to banks and institutions across Japan and the Asia-Pacific.
Chainlink is already a huge name in the decentralized data world. This move secures LINK’s place as one of the best banking tokens for 2025.
At a current price of $24.61, LINK has been steady with just over a 3% price climb in the past 24 hours. But investors are a bit skeptical because LINK has yet to show bullish moves on the charts this year.
But there is a silver lining to the dark clouds. Ali, a renowned market analyst, says a dip toward $16 could set up the most bullish scenario yet. His targets even stretch to $100 if adoption accelerates. That puts LINK in the mix for growth, but the spotlight still tilts toward Digitap, the omni-bank presale closing in on $200K and the best banking token for 2025.
Hedera (HBAR): Tokenized Portfolios Backed by Big Finance
Joining XRP, SOL, LINK, and $TAP, Hedera is earning its spot among the top 5 best banking tokens for 2025 thanks to a new push into institutional finance. UK-regulated exchange Archax has launched “pool tokens” on Hedera, letting investors build on-chain portfolios from tokenized assets.
The first basket already has names like Aberdeen, BlackRock, and State Street. And this shows how fast traditional finance is moving onto the Hedera Network.
HBAR trades at $0.247, after climbing just over 3% on the weekly price chart. But analysts see much bigger moves ahead. Targets of $1.20 to $1.80 this cycle are being floated as tokenization gathers momentum.
That outlook pushes for Hedera’s case in banking, but Digitap seems to have no match after launching the world’s first omni-bank.
Why Digitap ($TAP) Tops the List of the Best Banking Tokens in 2025
XRP has its ETF. Solana is getting CME options. Chainlink is working with SBI. Hedera is rolling out tokenized portfolios. Each of these projects shows why banking tokens are in focus for 2025.
But Digitap is topping the list of the best banking tokens in 2025. It has an omni-bank app that merges cash and crypto, a card ready for spending, and a presale racing toward $200K. The token is live, staking is open, and users are engaging at this moment.
That mix of product, traction, and early momentum makes Digitap different. In a year where banking tokens will fight for relevance, Digitap has already announced its dominance.
The $TAP price is sitting at $0.0125 right now, but a jump is imminent. It could be the perfect time to grab some Digitap ($TAP) tokens before the price goes up from here.
Summary
2025 belongs to banking tokens. And there is no banking token better than Digitap for life-changing gains in the crypto market this year.
XRP, Solana, Chainlink, and Hedera are all in the headlines currently for their recent financial moves. But Digitap leads the list of the best banking tokens in 2025. It already blends cash and crypto in one omni-bank app, comes with a crypto card for daily use, and has a presale climbing toward $200K.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Social: https://linktr.ee/digitap.app