enza, one of Africa’s leading payment technology companies, has received a Payment Service Provider (PSP) Enhanced Licence from the Bank of Ghana, marking a significant milestone in the company’s expansion across Africa’s digital payments landscape.
According to the firm, the PSP Enhanced licence marks an important milestone for Ghana’s financial services sector, and the continued development of its regulated digital payments infrastructure across Africa.
The Bank of Ghana’s licensing and oversight framework has been developed to support a safe, efficient, and innovative payments ecosystem.
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The Central Bank’s framework states that effective payment system oversight is intended to promote the safety, security, and reliability of financial transactions, which are vital to monetary and financial stability, while also promoting innovation, competition, and financial inclusion in the use of payment products.
Commenting on the license, Hany Fekry, Group Chief Executive Officer of enza, said,
“We are delighted and deeply proud that enza has been awarded a PSP Enhanced licence in Ghana. This is a significant moment for our business and an important step in our mission to liberate the world of payments across Africa. Ghana has long been one of the continent’s most dynamic digital finance markets, with strong regulatory leadership, an innovative financial services sector, and a clear commitment to expanding secure, inclusive, and modern payment services.
“With this licence, enza is well positioned to work with banks, financial institutions, and fintechs to deliver world-class payments technology that is adapted to Ghana’s local market conditions, supports growth, and enables its partners to serve consumer and business customers more effectively.”
According to enza, its technology will enable customers to differentiate themselves in the Ghanaian market by combining deep African payments expertise with world-class payment solutions designed for speed, scalability, and local relevance.
The company also revealed plans to launch its innovative payment capabilities with its first customers over the coming months.
Founded in 2023, enza empowers Africa’s financial institutions with the innovation needed to compete, liberating the world of payments for more inclusive, opportunity-led commerce.
The company is liberating payments across Africa with the mission to enable more inclusive, opportunity-led commerce.
enza empowers African banks, fintechs, and financial institutions with market-leading capabilities and innovation to differentiate themselves in their market.
Its services reduce the cost of transacting, thereby enabling clients to profitably serve larger target markets and establish the foundations of broader financial services relationships.
The company’s innovative payment solutions deliver the flexibility and agility needed to increase competitiveness, capitalize on new markets, and develop new revenue streams through better serving consumer and business customers across Africa.
Last year, enza announced that it secured a $6.75 million investment in a seed equity round co-led by Algebra Ventures and Quona Capital. The company disclosed that the capital infusion will enable it to strengthen its presence across key markets in Africa, fostering deeper partnerships, and improving responsiveness to the localized needs of its growing client base.
Founded by a team that pioneered payment processing services in Africa more than two decades ago, enza has built a reputation for delivering innovative payment capabilities tailored to the continent’s evolving financial landscape.
The company combines extensive experience in financial services with advanced payment technology to provide access to both global and locally relevant payment methods, helping businesses unlock value and drive more inclusive commerce.
Beyond Ghana, enza maintains operational hubs across several African markets. The company operates from Cape Town, South Africa, and Cairo, Egypt, while also preparing to establish operations in Nigeria.
Through its growing regional presence, enza aims to support banks, fintechs, and financial institutions with scalable payment solutions designed to meet local market needs while connecting them to the broader global payments ecosystem.
The company is on a mission to liberate payments and democratise the commercial possibilities for buyers and sellers across the continent.