Best Cryptos For 2025: Why Digitap Crypto Visa Card Will Beat Ripple As Best Crypto

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September 23, 2025

Cross-border payments and remittances have quietly emerged as one of crypto’s most impactful use cases. The market processes more than $150 trillion annually and is projected to rise above $250 trillion by 2027. For years, Ripple (XRP) was the poster child for blockchain in international transfers.

Ripple’s most loyal supporters argued it was just a matter of time before XRP would play a dominant role in helping banks and other financial institutions move money faster and cheaper. Money transfers remain reliant on SWIFT, the decades-old system for moving capital.

Ripple has not made meaningful progress in disrupting the money transfer industry. In fact, rival blockchains have seen better progress in scoring partnerships. For example, SWIFT is using Chainlink’s infrastructure to connect more than 11,500 of its member banks to public and private blockchains.

Enter Digitap ($TAP), a rising project blending the convenience of traditional banking with the power of crypto. Analysts are beginning to argue that Digitap, backed by a fully functioning and globally accepted Visa card, could outperform XRP to become the best crypto to invest in today.

Digitap is currently running the $TAP presale on its official website, where early buyers can view the current stage price, next stage price, percentage of tokens sold, and total dollar amount raised in real-time.

Ripple’s Small Wins Not Enough

Ripple is an early pioneer in merging crypto with cross-border transactions. By using XRP and the RippleNet network, banks can settle transactions in seconds rather than days. This is because XRP’s technology was designed specifically to avoid correspondent banking bottlenecks. This has made XRP popular for institutional use cases.

For example, Japan-based SBI Remit runs live corridors using XRP as a bridge currency to move money from Japan to accounts in the Philippines, Vietnam, and Indonesia. However, the deal was announced more than two years ago and hasn’t been followed up with a monster deal that would propel XRP way above $10.

Still, Ripple investors have reason to remain optimistic that the coin has potential to inch higher. The U.S. Securities and Exchange Commission ended its multi-year legal spat with Ripple in March, in which it accused the company of selling unregistered securities. Approximately one month later, Ripple acquired Hidden Road for $1.25 billion as part of one of the largest M&A deals in the crypto space.

Source: @bgarlinghouse

XRP continues to trade around $3, roughly the same level it traded at a month ago. The token has attempted on several occasions to break above $3 but lacked any serious buying momentum to sustain a rally. Many smart-money and long-term XRP holders are now assuming the easy money in XRP has already been made and are asking what is a good crypto to invest in.

Digitap: The Visa Card Bridging Fiat and Crypto

Ripple has seen success at the institutional level and excels in bank-to-bank transfers. However, retail users have virtually no interaction with XRP in their daily lives. This is where Digitap’s proposition comes into play, as it targets the consumer market that Ripple continues to dream of serving.

Digitap brands itself as “the last money app you’ll ever need.” Sure, investors have every reason to be skeptical with early-stage crypto startups. But in Digitap’s case, it has a live product that is available to download on Apple and Google app stores.

Unlike Ripple, Digitap is a pure direct-to-consumer play: it provides a unified account and a Visa card that comes in both physical and virtual form. Users can spend cryptocurrencies or traditional fiat anywhere in the world where Visa is accepted. Balances are auto-converted at the point of sale, making the user experience as simple as tapping a phone for a payment or swiping a physical card in a machine.

Beyond the Visa card, the Digitap app operates as a multi-currency wallet and banking platform. Users can take advantage of features that include multi-currency IBAN accounts, instant currency exchange, offshore account options, and the ability to send money globally through blockchain transfers or a SEPA bank transfer.

Conclusion: Why Digitap Could Beat Ripple in 2025

Digitap’s core offering addresses usability, which is a key consideration for investors asking what is the best cryptocurrency to buy. Digitap addresses a real user problem, as managing multiple finance apps and dealing with high fees for cross-border transfers can be challenging. Digitap is driving early innovation, and its omni-bank model merges the roles of a bank, crypto exchange, and payment processor into one.

Users can download the Digitap app today, while Ripple does not offer a similar retail product. The convenience of Digitap’s solution, which includes spending crypto anywhere while earning cash-back rewards, can drive viral growth, especially among younger and tech-savvy consumers and the estimated 1.4 billion people worldwide who are unbanked.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale https://presale.digitap.app

Social: https://linktr.ee/digitap.app

Africa’s Startup Scene: The Big Four Dominate Startup Funding as Fintech Leads The Charge

By

Ojukwu Emmanuel

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September 23, 2025

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Africa’s startup ecosystem continues to flourish, and the latest data reveals a clear trend. According to a recent report by Africa: The Big Deal, the “Big Four” which comprises Nigeria, South Africa, Kenya, and Egypt, dominate the continent’s venture funding landscape.

Among the Top 100 most-funded startups in Africa, nearly four out of five are headquartered or have their main operations in these four countries. South Africa leads the pack with 23 ventures, followed closely by Nigeria with 22.

While South Africa takes the top spot in total numbers, Nigeria outshines in terms of high-performing ventures. Seven of the Top 20 startups are Nigerian, which include heavyweights such as Opay, Flutterwave, Moove, Interswitch, Moniepoint, PalmPay, and Andela.

Kenya and Egypt round out the Big Four with 17 ventures each, but their sectoral compositions differ. In South Africa, 15 of its 23 startups are fintech firms, such as TymeBank, Onafriq (formerly MFS Africa), Jumo, and Planet42. Nigeria and Egypt are more balanced, with fintech accounting for about half of their ventures.

Kenya, however, shows a unique profile — only two fintechs made the list: Pula and M-Kopa, the latter recently reclassified as fintech despite its origins in the energy sector.

Beyond the Big Four

While the Big Four dominate in terms of funding, other African nations are also making their mark. West African country Ghana, leads the second tier, boasting five startups which include mPharma, Fido, CarePoint, Zeepay, and PEG (now part of Bboxx following a 2022 acquisition).

Western Africa emerges as the most represented sub-region, with 31 startups, while Southern, Eastern, and Northern Africa are nearly tied. Payments giant Chipper Cash stands out as a cross-border case, with strong ties to both Ghana and Uganda, making its regional classification less straightforward.

Funding Insights: Fintech Leads, But Other Sectors Are Rising

As expected, fintech leads the charge in Africa’s startup funding scene, accounting for 42 of the Top 100 ventures. This sector has secured over $1 billion in 2025 so far, claiming 45-51% of total funding and nearly half of all $10M+ rounds. This is up from 28% in mid-2024 lows, fueled by payments, remittances, and credit innovations.

The sector’s appeal lies in solving Africa’s foundational financial gaps, 90% of transactions are still cash-based, yet mobile internet users are projected to hit 475 million by year-end. However, the narrative that “only fintechs can attract big money in Africa” doesn’t fully hold true. The list highlights a diverse startup landscape, with several other sectors showing strong representation.

•Energy: Africa’s energy sector primarily cleantech and renewables has ballooned to 18-20% of 2025 funding ($950M+ so far, much via debt), outpacing logistics and rivaling fintech in growth velocity.

With 600 million off-grid residents and climate pledges like AfCFTA unlocking $5B in green trade, investors are betting on solar, efficient cookstoves, and pay-as-you-go models to bridge infrastructure gaps. A major category, with well-known names includes Sun King, d.light, and Burn driving innovation in clean and sustainable energy.

•Transport & Logistics: Logistics sector snagged 10% of Q2 2025 funding driven by e-mobility policies. This sector features companies like Moove (Nigeria), Yassir (Algeria), and Swvl (Egypt).

•AgriTech: The agritech sector has emerged as a resilient and high-impact area within the continent’s startup ecosystem, driven by the need to address food security, climate resilience, and productivity for smallholder farmers. Active startups include ventures such as Apollo Agriculture and ThriveAgric.

•Retail & Commerce: Africa’s retail and e-commerce sector is transforming the continent’s $600 billion+ retail market, where informal trade dominates (90%+ of transactions). With over 50% mobile penetration and 600 million+ internet users projected by 2028, startups are digitizing supply chains, enabling B2B marketplaces, and integrating payments for SMEs, which account for 80% of retail activity. Players in this sector include MaxAB/Wasoko, TradeDepot, and Omnibiz.

•HealthTech: Africa’s healthtech sector has emerged as a resilient and high-impact area, experiencing steady growth. Ventures in this category include LXE Hearing (formerly HearX), Pharma, and Cape Bio Pharms.

Outlook

The data above highlights both diversity and concentration. While the Big Four dominate in terms of numbers and funding, startups from smaller markets are increasingly making their presence felt.

Notably, while Fintech remains a driving force, other sectors from energy to logistics and healthtech are proving that Africa’s innovation story is broader than mobile payments and digital banking.

U.S. Spot Bitcoin and Ethereum Surged Amid Uniswap Achieving $1T In Total Trading Volumes

By

Paul Ugbede Godwin

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September 23, 2025

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U.S. spot Bitcoin and Ethereum exchange-traded funds (ETFs) wrapped up the week ending September 20, 2025, with robust net inflows, signaling renewed institutional enthusiasm amid a recovering crypto market.

According to data from SoSoValue and CoinShares, combined inflows across both asset classes exceeded $1.5 billion for the week, reversing earlier outflows from the first week of September. This marks a significant rebound, driven by anticipation around the Federal Reserve’s rate cut and broader market optimism, with Bitcoin ETFs leading the charge at approximately $1.2 billion in net gains and Ethereum ETFs adding over $300 million.

Bitcoin ETFs recorded six consecutive days of inflows mid-week, peaking at $552.78 million on September 12, before a minor dip of $51.28 million on September 18 due to hawkish Fed signals. BlackRock’s IBIT and Fidelity’s FBTC dominated, with cumulative weekly inflows pushing total assets under management (AUM) to $151.72 billion—representing 6.6% of Bitcoin’s market cap.

Ethereum ETFs flipped from eight days of outflows to $646 million in net gains over four days, highlighted by $359.73 million on September 15 and $213.1 million on September 18. Grayscale’s ETHE and BlackRock’s ETHA saw strong demand, lifting cumulative inflows to $13.72 billion and AUM to $30.35 billion.

Uniswap’s Trading Volume Hits Historic $1 Trillion Annual Milestone

Decentralized exchange (DEX) Uniswap achieved a landmark feat surpassing $1 trillion in annual trading volume for the first time ever, as confirmed by CEO Hayden Adams. This milestone, tracked via Token Terminal, reflects explosive growth in DeFi activity, with Q3 2025 volumes already exceeding $270 billion—on pace for a record quarterly high above $300 billion.

Despite the protocol’s success, Uniswap’s native UNI token dipped 26% over the past month, trading around $10 amid debates over its utility in a shifting regulatory landscape. Adams pushed back on critics, noting improved regulations and “many exciting things on the horizon,” including potential upgrades like cross-chain integrations.

The achievement cements Uniswap’s dominance as the top DEX, outpacing rivals in liquidity and user engagement, even as competitors like Fluid gain ground in stablecoin swaps. The $1.5 billion in combined inflows signals growing institutional trust in cryptocurrencies as a legitimate asset class.

This is particularly notable after a period of outflows, suggesting investors view the recent market dip as a buying opportunity, bolstered by macroeconomic factors like the Federal Reserve’s rate cut. The sustained inflows into Bitcoin ($1.2 billion) and Ethereum ($300 million) ETFs indicate a maturing market where traditional finance is increasingly comfortable allocating capital to digital assets.

The influx of capital into ETFs, with Bitcoin ETF AUM reaching $151.72 billion (6.6% of Bitcoin’s market cap), could provide price stability for Bitcoin and Ethereum. Large institutional inflows often reduce volatility by increasing liquidity and signaling long-term commitment.

However, the minor outflow on September 18 ($51.28 million) tied to hawkish Fed signals highlights sensitivity to monetary policy shifts, suggesting potential short-term price swings if macro conditions tighten. Ethereum ETFs flipping from outflows to $646 million in inflows over four days reflects renewed interest in Ethereum’s ecosystem, likely driven by its role in DeFi and smart contracts.

This could foreshadow increased demand for ETH, especially if ETF inflows continue to grow, potentially pushing prices toward yearly highs if macroeconomic conditions remain favorable. The record $3.3 billion in weekly digital asset fund inflows underscores crypto’s deepening integration into traditional portfolios.

As ETFs make crypto exposure more accessible, retail and institutional investors may diversify further, potentially spurring innovation in crypto-based financial products. Uniswap’s milestone of surpassing $1 trillion in annual trading volume on September 21, 2025, has significant implications for the decentralized finance (DeFi) sector.

Uniswap’s record volume, with Q3 2025 already at $270 billion, highlights DeFi’s scalability and appeal as a decentralized alternative to traditional exchanges. This milestone reinforces Uniswap’s position as the leading DEX, signaling robust user adoption and liquidity, which could attract more developers and projects to build on its protocol.

Despite the volume milestone, the 26% monthly decline in UNI’s price reflects ongoing concerns about the token’s utility and governance model. This disconnect between protocol success and token performance may pressure Uniswap’s team to introduce value-accruing mechanisms, such as fee-sharing or enhanced governance incentives, to align UNI’s price with the platform’s growth.

CEO Hayden Adams’ optimism about improved regulations suggests Uniswap is preparing for a more compliant DeFi landscape, which could enhance its appeal to institutional users. However, rising competition from DEXs like Fluid in stablecoin swaps indicates Uniswap must innovate—potentially through cross-chain integrations or new features—to maintain its edge.

Uniswap’s success drives liquidity and activity across Ethereum’s DeFi ecosystem, benefiting related protocols (e.g., lending platforms, yield aggregators). The $1 trillion milestone may accelerate DeFi’s mainstream adoption, but it also highlights scalability challenges, as Ethereum’s gas fees and network congestion could push users toward layer-2 solutions or competing blockchains.

The ETF inflows and Uniswap’s volume milestone collectively signal a bullish phase for crypto, driven by institutional interest and DeFi’s growth. However, risks remain: ETF flows are sensitive to Federal Reserve policy and economic signals, which could trigger outflows if rates rise unexpectedly.

While Uniswap anticipates better regulations, evolving global crypto policies could impact both ETF accessibility and DeFi operations. Uniswap’s dominance is not guaranteed, as competitors innovate in niche areas like stablecoin trading. These developments suggest a critical juncture for crypto, with institutional and decentralized finance converging to drive adoption.

Best Crypto Presales of 2025: Why BlockDAG Could Be the Biggest Win for Buyers Compared to SNORT, BEST & WEPE

By

TI Partners

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September 23, 2025

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The crypto market has always rewarded early movers, and in 2025, presales are once again where fortunes could be made. Investors hunting for the best crypto presales are looking for projects with both hype and fundamentals — tokens that don’t just launch, but launch with momentum, adoption, and strong ROI potential.

From utility-driven projects like Best Wallet Token to meme-inspired tokens like Wall Street Pepe, there are countless opportunities, but only a few stand out. Among them, BlockDAG has quickly risen as the crown jewel, offering a combination of presale strength, adoption before launch, and a staggering built-in ROI.

Alongside emerging contenders like Snorter and LILPEPE, the landscape is filled with choices. The question is simple: which of these best crypto presales deserves your attention now, before the price runs away? Let’s dive in.

1. BlockDAG

BlockDAG is rewriting the narrative of crypto presales, and the numbers speak for themselves. Having already raised nearly $410 million and sold 26.3+ billion BlockDAG coins, it is more than halfway toward its ambitious $600 million goal. Right now, BDAG is priced at just $0.0013 in Batch 30 for another 24 hours, but this is the final stretch before liftoff.

So why the rush? Because BlockDAG has a confirmed listing price of $0.05, guaranteeing early backers a 3,746% ROI for current buyers from day one of trading. Long-term projections place BDAG at $1 post launch, which could turn even small investments today into life-changing gains.

What makes BlockDAG unique is real adoption before launch. Already, the project boasts 312,000+ holders, 19,900+ ASIC miners being shipped globally, and 3 million active users mining through its X1 mobile app.

With the upcoming Awakening Testnet set to showcase its core technology, BlockDAG is proving that this is more than hype; it’s execution at scale. At $0.0013, BDAG is the cheapest it will ever be. Hesitate, and you’ll miss the ground floor of what could be one of the best crypto presales of the decade.

2. Snorter (SNORT)

Snorter brings a mix of utility and meme energy into the presale market. Positioned as a Solana-based Telegram bot designed to help traders detect breakout meme coins, SNORT has already raised around $3.8 million in its presale. Priced at $0.1039, it offers features like reduced trading fees, staking rewards, DAO governance, and leaderboard perks.

The appeal here is simple: it blends the excitement of meme culture with the practicality of a trading tool. If it can deliver on its roadmap and expand across chains, Snorter could become one of the best crypto presales to watch in 2025.

3. Best Wallet Token (BEST)

Best Wallet Token has combined a working wallet product with presale momentum. Priced at $0.025625 in stage 164 of 177, it has already raised $15.7 million. The token offers staking rewards with up to 84% APY, governance rights, access to future presales, and reduced transaction fees.

With future plans like a debit card, NFT integrations, and multi-chain expansion, BEST stands out as a strong contender among the best crypto presales for investors seeking utility-backed growth.

4. Wall Street Pepe (WEPE)

Wall Street Pepe adds meme appeal with a twist, a planned Solana migration and Ethereum burn mechanism to maintain supply while increasing cross-chain utility. Currently trading around $0.000059-$0.000060, WEPE carries a market cap near $11.8 million.

Analysts project targets of $0.00010-$0.00012 by the end of 2025 if adoption and listings accelerate. While smaller in scale, its meme-driven narrative and cross-chain expansion make it one of the more unique entries among the best crypto presales.

Conclusion: Final Takeaway

The race for the best crypto presales of 2025 is heating up, and the winners are already emerging. BlockDAG stands at the front of the pack with unmatched presale momentum, real adoption, and a built-in ROI that few projects can match.

Snorter brings innovation to the meme-trading niche, Best Wallet Token provides tangible utility and staking rewards, while Wall Street Pepe blends meme energy with clever tokenomics. The common thread? These presales all offer early entry at prices unlikely to ever return.

For buyers, the strategy is clear: act early, diversify across strong projects, and secure positions before the next wave of hype drives prices higher. In a market where timing is everything, the best crypto presales of 2025 are presenting their opportunity right now. The only question is, will you take it?

Tokenization Is Unlocking New Revenue Streams and Enhancing DEFI Interoperability

By

Paul Ugbede Godwin

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September 23, 2025

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Tokenized assets are unlocking new liquidity pools for DeFi by bridging real-world assets (RWAs) like real estate, commodities, or securities into blockchain ecosystems. Tokenization fractionalizes high-value assets, lowers barriers to entry, and enables 24/7 trading, boosting liquidity.

Tokenization refers to the process of converting rights to an asset—such as real estate, art, intellectual property, or financial instruments—into a digital token on a blockchain. This makes assets more accessible, divisible, and tradable.

While there’s also payment tokenization replacing sensitive data with secure tokens for transactions, the broader impact on revenue streams often ties to asset tokenization in finance, business, and industries like music or sports.

It also enhances composability, allowing these assets to be used in DeFi protocols for lending, borrowing, or yield farming. However, challenges like regulatory clarity, oracle reliability, and custody solutions remain critical for mainstream adoption. The trend is gaining traction— industry insight highlights growing interest in tokenized RWAs driving DeFi’s next wave.

Implications of Tokenized Assets in DeFi

Tokenized assets, such as real estate, art, or bonds, bring traditionally illiquid markets into DeFi, enabling fractional ownership and global access. This increases trading volumes and liquidity pools, making DeFi more robust and attractive.

Tokenization lowers entry barriers, allowing retail investors to participate in high-value markets (e.g., a $1M property tokenized into $100 shares). This democratizes investment and expands DeFi’s user base.

Tokenized assets can be integrated into DeFi protocols (e.g., Aave, Compound) for collateralized lending, staking, or yield farming, creating new financial products and revenue streams.

Blockchain-based tokens enable round-the-clock trading, bypassing traditional market limitations, which enhances efficiency and arbitrage opportunities. Regulatory uncertainty (e.g., securities laws), oracle vulnerabilities for price feeds, and custody risks could hinder adoption. Scalability and high gas fees on networks like Ethereum also pose issues.

Tokenized assets could unlock trillions in value (e.g., real estate markets worth $300T+ globally), potentially making DeFi a cornerstone of global finance, though mainstream adoption hinges on trust and infrastructure.

Improved blockchain scalability (e.g., Ethereum’s L2 solutions, Solana) and robust token standards (ERC-20, ERC-721) make tokenization more efficient and secure. Major financial players (e.g., BlackRock, JPMorgan) are exploring tokenized funds and securities, signaling legitimacy. BlackRock’s tokenized fund on Ethereum.

Jurisdictions like Singapore and Switzerland are creating frameworks for tokenized assets, boosting confidence. The EU’s MiCA regulation is also shaping a clearer path for DeFi. Protocols like Centrifuge and MakerDAO are pioneering RWA tokenization, enabling assets like invoices or real estate to be used as collateral, driving adoption.

Investors seek higher yields and diversification. Tokenized assets offer DeFi users access to stable, real-world-backed returns, unlike volatile crypto-native tokens. It’s reflects growing hype around RWAs as a bridge between traditional finance and DeFi, fueled by thought leaders and projects showcasing use cases like tokenized real estate or carbon credits.

Tokenization transforms traditionally illiquid assets (e.g., private equity, real estate, or art) into fractional, easily tradable digital tokens. This increases market liquidity, allowing faster sales and broader investor participation, which directly boosts transaction volumes and associated fees.

Financial institutions and asset managers can earn from trading fees, custody services, and new market segments. For instance, tokenizing alternative investments could unlock $400 billion in annual industry revenue by making them accessible to high-net-worth individuals.

Tokenized money market funds exceeded $1 billion in value in Q1 2024, enabling 24/7 trading and instant settlements that reduce errors and open new income sources. By automating processes via smart contracts, tokenization cuts administrative overhead, intermediaries, and manual reconciliation. Savings can be reinvested into growth initiatives.

Lower costs up to 20% reduction in transaction fees free up capital for high-value activities, while automation enables scaling to smaller investors, creating new client bases and fee streams. In trade finance, pre-programmed allocations eliminate manual processes, redeploying staff to revenue-generating tasks like product innovation.

Tokenization allows programmable assets that embed rules for dividends, voting, or royalties directly into tokens, bypassing traditional gatekeepers and creating direct-to-consumer monetization. Businesses gain from secondary market royalties, licensing, and fan engagement tokens.

In music and sports, tokenized royalties for direct sales and secondary trades, cutting out intermediaries. Fan tokens (e.g., from FC Barcelona) offer voting rights and exclusive perks, generating recurring revenue from secondary sales and global engagement.

Fractional ownership of properties or patents attracts diverse investors, with transparent income distributions boosting valuations and sales. Blockchain’s borderless nature enables global trading without friction, while fractionalization lowers entry barriers (e.g., owning 1/100th of an asset for $100).

Attracts retail and international investors, increasing adoption of alternatives like private credit and diversifying collateral for borrowing, which opens new lending revenue. Tokenized gold or bonds streamline collateral management, reducing settlement risks and enabling hyper-personalized services that drive customer retention and upsell opportunities.

In e-commerce and subscriptions, payment tokenization secures data while enabling seamless, one-click checkouts and recurring billing. Reduces cart abandonment, supports personalized offers based on purchase history, and facilitates subscriptions—leading to higher repeat business and lifetime value.

Tokenization doesn’t just digitize assets—it reimagines value chains for efficiency and innovation, potentially transforming industries by trillions in locked value. For businesses, starting with pilot programs in high-illiquidity assets yields the quickest wins.

Best Cryptos For 2025: Why Digitap Crypto Visa Card Will Beat Ripple As Best Crypto

Ripple’s Small Wins Not Enough

Digitap: The Visa Card Bridging Fiat and Crypto

Conclusion: Why Digitap Could Beat Ripple in 2025

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