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Top 5 Best Banking Tokens for 2025: New Crypto Card Leads As Presale Nears $200K

By
TI Partners
-
0

Digital payments could hit $70 trillion by 2029, and banking tokens are now one of 2025’s biggest crypto stories. More and more investors are asking what’s the best crypto to buy in 2025. The spotlight is now on projects that merge payments, finance, and real-world use cases.

From well-known names like Ripple (XRP), Solana (SOL), Chainlink (LINK), and Hedera (HBAR) to emerging contenders, the options are piling up for interested investors. Leading among top banking tokens is a new crypto card project, Digitap ($TAP). With its presale racing toward the $200K milestone, Digitap has found unprecedented support for being the world’s first omni-bank.

Digitap ($TAP): The World’s First Omni-Bank With Presale Nearing $200K

Digitap is in the headlines for being the world’s first omni-bank, and its presale is already pushing toward the $200K milestone. That figure makes it one of the most talked-about entries in the race for the top 5 best banking tokens for 2025.

As bold as it sounds, the vision behind Digitap is simple: one app, one card, total control. Dollars, euros, bitcoin, ether, etc., all in the same account.

Investors no longer need a bank app for money and a wallet app for tokens. Digitap merges them into one dashboard. The crypto card ties it all together. That means anyone can use crypto and cash with one account, which makes Digitap the world’s first true omni-bank.

Looking at the presale, $TAP has become a hot favorite among investors as interest in banking tokens continues to soar with each passing day. The presale token price sits at $0.0125 today, with the next stage price fixed at $0.0159. That price rise is pulling in early interest as buyers look to get in before the profit margin squeezes further.

Nearly $200K have been raised, and almost 9 million $TAP tokens have been sold. With so much hype, the project is proving its fit with a crypto community eager for real-world banking solutions.

Digital payments and banking tokens could be defining the crypto market in a couple of years. And Digitap has already found itself among the top 5 best banking tokens of 2025.

XRP: Cross-Border Pioneer Backed by 2025 ETF Momentum

XRP remains one of the top banking tokens in 2025. And the latest ETF launch shows why. On September 18, 2025, the REX-Osprey XRP ETF (ticker: XRPR) began trading and moved more than $24 million worth of shares on its first day. That level of activity signals that bigger investors are paying attention.

This was a major milestone for a crypto well-known as the backbone of cross-border payments. Bringing an XRP-linked ETF to the market strengthens the coin’s link to traditional finance in a way that many have been waiting for.

Price action has remained fairly stable, with XRP climbing just 2.18% in the past 24 hours. But a sharp rise from $2.99 to $3.13 in one day means that momentum is picking up. In fact, Zenia, a crypto market analyst, believes the Ripplpe coin can dash past $5. The prediction didn’t even shy away from hinting at XRP reaching $15.

Ripple’s XRP holds its ground among the best cryptos to buy in 2025 with ETF momentum on its side. But Digitap, with its omni-bank model and presale racing toward $200K, looks like a better opportunity.

Solana (SOL) Eyes Institutional Access Through CME Options

Solana is now back in the spotlight. One reason is that SOL has gained over 40% in the past month and has crossed $250 for the first time since January 2025. But the price isn’t the only reason why Solana is currently in the headlines.

The big catalyst is institutional. The Chicago Mercantile Exchange (CME), the world’s largest derivatives exchange, has announced that it will launch options on Solana futures this October. This marks the first time CME has moved beyond Bitcoin and Ethereum. This also puts Solana firmly in the banking and finance conversation.

Traders are already speculating where SOL’s price can go from here. Rand, a crypto expert, points to $300 and even $500 as potential targets after a clean breakout.

This optimism and momentum keep SOL among the best banking tokens for 2025. But Digitap, with its presale near $200K and more room for token price growth, is a clear winner over bloated Solana.

Chainlink (LINK): Banking-Grade Data Through SBI Partnership

Chainlink recently secured a powerful, game-changing ally in Japan’s SBI Group. SBI Group is a financial giant that manages over $200 billion in assets. The partnership between Chainlink and SBI Group brings blockchain data tools to banks and institutions across Japan and the Asia-Pacific.

Chainlink is already a huge name in the decentralized data world. This move secures LINK’s place as one of the best banking tokens for 2025.

At a current price of $24.61, LINK has been steady with just over a 3% price climb in the past 24 hours. But investors are a bit skeptical because LINK has yet to show bullish moves on the charts this year.

But there is a silver lining to the dark clouds. Ali, a renowned market analyst, says a dip toward $16 could set up the most bullish scenario yet. His targets even stretch to $100 if adoption accelerates. That puts LINK in the mix for growth, but the spotlight still tilts toward Digitap, the omni-bank presale closing in on $200K and the best banking token for 2025.

Hedera (HBAR): Tokenized Portfolios Backed by Big Finance

Joining XRP, SOL, LINK, and $TAP, Hedera is earning its spot among the top 5 best banking tokens for 2025 thanks to a new push into institutional finance. UK-regulated exchange Archax has launched “pool tokens” on Hedera, letting investors build on-chain portfolios from tokenized assets.

The first basket already has names like Aberdeen, BlackRock, and State Street. And this shows how fast traditional finance is moving onto the Hedera Network.

HBAR trades at $0.247, after climbing just over 3% on the weekly price chart. But analysts see much bigger moves ahead. Targets of $1.20 to $1.80 this cycle are being floated as tokenization gathers momentum.

That outlook pushes for Hedera’s case in banking, but Digitap seems to have no match after launching the world’s first omni-bank.

Why Digitap ($TAP) Tops the List of the Best Banking Tokens in 2025

XRP has its ETF. Solana is getting CME options. Chainlink is working with SBI. Hedera is rolling out tokenized portfolios. Each of these projects shows why banking tokens are in focus for 2025.

But Digitap is topping the list of the best banking tokens in 2025. It has an omni-bank app that merges cash and crypto, a card ready for spending, and a presale racing toward $200K. The token is live, staking is open, and users are engaging at this moment.

That mix of product, traction, and early momentum makes Digitap different. In a year where banking tokens will fight for relevance, Digitap has already announced its dominance.

The $TAP price is sitting at $0.0125 right now, but a jump is imminent. It could be the perfect time to grab some Digitap ($TAP) tokens before the price goes up from here.

Summary

2025 belongs to banking tokens. And there is no banking token better than Digitap for life-changing gains in the crypto market this year.

XRP, Solana, Chainlink, and Hedera are all in the headlines currently for their recent financial moves. But Digitap leads the list of the best banking tokens in 2025. It already blends cash and crypto in one omni-bank app, comes with a crypto card for daily use, and has a presale climbing toward $200K.

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

Presale https://presale.digitap.app

Social: https://linktr.ee/digitap.app

CPPE Urges CBN to Ease Monetary Policy, Pushes for Credit Flow to SMEs Amid Inflation Slowdown

By
Samuel Nwite
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0

The Centre for the Promotion of Private Enterprise (CPPE) has urged the Central Bank of Nigeria (CBN) to adopt a more flexible monetary policy stance that will ease access to credit for small and medium enterprises (SMEs) and critical sectors of the economy.

In a policy advisory issued on Sunday, CPPE’s Chief Executive Officer, Dr. Muda Yusuf, said the apex bank must recalibrate its approach by reducing both the Cash Reserve Ratio (CRR) and the Monetary Policy Rate (MPR) in line with recent signs of moderating inflation.

“Calibrate CRR and MPR downward as inflation moderates to create a more enabling credit environment. Complement monetary tightening with supply-side measures to address structural inflation drivers,” Yusuf advised.

The CPPE call comes on the back of fresh inflation data showing consumer prices eased in August to 20.12%, continuing a recent trend of moderation for the fifth month. The development has fueled growing calls from economists, business leaders, and market analysts for the CBN to review interest rates downward to stimulate investment and support economic activity.

Analysts argue that while inflation remains elevated, the steady decline offers the apex bank an opportunity to shift focus toward growth, particularly as businesses and households remain weighed down by high borrowing costs.

Yusuf noted that the CBN’s current tight monetary policy—designed to contain inflation—has come at a cost, inadvertently restricting the flow of affordable credit to businesses and households. SMEs, which account for a majority of Nigeria’s employment and economic activity, have been particularly squeezed by high interest rates and limited financing options.

To bridge the financing gap, Yusuf called for the introduction of innovative funding models. He proposed credit guarantee schemes and concessionary financing programs tailored to small businesses and key sectors such as agriculture, manufacturing, and renewable energy.

“Develop credit guarantee schemes and concessionary financing programs for SMEs and critical sectors of the economy. Promote development finance instruments and deepen the domestic bond market to mobilize resources for infrastructure,” CPPE stated.

Commendation for CBN reforms under Cardoso

Despite its call for a policy shift, CPPE commended CBN Governor Yemi Cardoso for what it described as a “significant transformation of Nigeria’s financial system, with gains in transparency, credibility, and stability.”

The group noted that under Cardoso’s leadership, the CBN has rolled out broad reforms aimed at restoring confidence, improving governance, and repositioning the financial system to drive inclusive growth.

One of the most notable reforms, according to CPPE, has been the liberalization and unification of Nigeria’s foreign exchange (FX) market. By eliminating multiple FX windows, the CBN closed off avenues for arbitrage and rent-seeking, a move that market analysts say has helped strengthen credibility in currency management.

At its 301st Monetary Policy Committee (MPC) meeting in July, the CBN held the benchmark MPR at 27.5%. All 12 MPC members voted unanimously in favor of retention.

However, with inflation now trending lower, analysts predict that the MPC may cut the MPR by between 25 and 50 basis points at its 302nd meeting this week. They cite easing inflationary pressures, relative naira stability, and global monetary trends as key factors.

Economists say such a move could give Nigeria’s struggling real sector some breathing space by reducing borrowing costs and unlocking liquidity for SMEs that have been starved of credit.

Trump Says Murdochs, Larry Ellison, and Michael Dell Poised to Join TikTok Deal as U.S.-China Talks Advance

By
Samuel Nwite
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0

President Donald Trump has indicated that conservative media baron Rupert Murdoch and his son Lachlan may play a role in the pending agreement to safeguard TikTok’s operations in the United States.

In an interview aired Sunday on Fox News’ The Sunday Briefing, Trump said: “A man named Lachlan is involved. Lachlan Murdoch … Rupert [Murdoch] is probably gonna be in the group, I think they’re going to be in the group.”

He went on to confirm that other high-profile U.S. business leaders are expected to take part, naming Oracle executive chairman Larry Ellison and Dell Technologies CEO Michael Dell.

“Couple of others, really great people, very prominent people,” Trump added. “And they’re also American patriots, you know, they love this country. So I think they’re going to do a really good job.”

Although Trump mentioned Lachlan Murdoch by name, a person familiar with the negotiations told CNBC that Murdoch is unlikely to participate individually. However, Fox Corporation, where Lachlan serves as executive chair and CEO, could take part through corporate involvement.

White House outlines deal structure

The White House, providing fresh details on Saturday, said the deal envisions a seven-member TikTok board where six directors will be Americans, ensuring overwhelming domestic oversight. In a significant concession, the U.S. will also control TikTok’s recommendation algorithm — a key point of leverage in the standoff with China. Oracle will oversee U.S. user data and privacy, addressing concerns raised by lawmakers and regulators about potential access by Beijing.

Press secretary Karoline Leavitt said this structure is intended to guarantee that TikTok’s American presence operates independently from its Chinese parent company ByteDance, while complying with U.S. national security requirements.

The framework follows a direct call on Friday between Trump and Chinese President Xi Jinping, where both leaders discussed the deal. Trump later characterized the agreement as “well on its way,” noting that investors were “getting ready.”

China, however, has signaled that the negotiations remain far from settled. Through a readout published by state-run news agency Xinhua, Beijing said: “The Chinese government respects the will of companies and is pleased to see companies conduct business negotiations on the basis of market rules and reach solutions that comply with Chinese laws and regulations and balance interests.”

The statement further urged Washington to “provide an open, fair, and non-discriminatory business environment for Chinese companies investing in the United States.”

Congress passed legislation in 2024 mandating that TikTok be banned in the U.S. unless ByteDance divested its American operations, citing national security risks linked to data access and Chinese influence. That law has fueled urgency around the negotiations, with lawmakers and regulators insisting that divestment is the only way for the app — used by more than 170 million Americans — to continue operating in the country.

For Washington, the deal is intended to place control of TikTok firmly in American hands, mitigating risks tied to both its vast trove of user data and its powerful algorithm. For Beijing, the negotiations are about preventing what it views as U.S. overreach into Chinese corporate interests.

If finalized, the investor group is expected to include a combination of U.S. tech heavyweights and influential media interests. Ellison’s Oracle has long been central to talks over TikTok, particularly as it was chosen under Trump’s earlier administration as the U.S. data security partner.

Trump emphasized that the group reflects not only business clout but also political alignment, calling them “patriots” who “love this country.”

The fate of TikTok now rests on balancing political demands in Washington, corporate interests in the U.S., and regulatory red lines in Beijing. The outcome could determine whether TikTok maintains its strong foothold in its second-largest market. It, however, represents an opportunity to gain influence over one of the world’s most powerful social media platforms for U.S. tech and media players.

The deal has also become a litmus test of U.S.-China relations. As Trump pursues a nationalistic strategy to “Americanize” TikTok’s operations, Beijing is signaling it will defend its companies from what it sees as discriminatory treatment abroad.

LILPEPE Crypto Price Prediction for the 2025 Bull Run

By
TI Partners
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0

All eyes are on tokens that can give huge gains as the cryptocurrency market prepares for the highly anticipated bull run of 2025.  Little Pepe (LILPEPE) is one of the most popular ones.  LILPEPE is different from other meme coins that are only popular because of hype. It is making a name for itself by combining cultural power with blockchain innovation. Currently in presale, the project has already raised over $25.7 million, selling more than 15.8 billion tokens across its rapidly sold-out stages. This presale momentum reflects retail speculation and growing conviction that LILPEPE could define the next meme coin supercycle.

Record-Breaking Presale Performance

LILPEPE’s presale performance has set it apart from competitors in the meme coin sector. Each stage has sold out faster than the last, showing strong investor confidence in the project’s roadmap. At its current presale price of just $0.0022, early buyers are positioning themselves for significant upside before exchange listings unlock broader liquidity.

This surge reflects the growing community behind the token. The project has launched a $777k Giveaway and a Mega Giveaway valued at over 15 ETH, ensuring continuous engagement and excitement. For meme coins, where community is often the defining driver of growth, these strategies have already given LILPEPE a competitive advantage.

What Makes LILPEPE Different?

Meme coins often thrive on speculative energy, but LILPEPE backs its cultural appeal with real substance. The industry’s first Layer 2 blockchain dedicated to memes is at the heart of the project. This game-changer features very low fees and protection from sniper bots that distort early trading activity.  By introducing this technology, little Pepe is presenting itself as the cornerstone for future meme projects.

Beyond the blockchain, the team has introduced a meme launchpad, creating a pipeline for new meme tokens and communities to thrive on its chain. LILPEPE has completed a CertiK audit to reinforce trust and adopted a vesting schedule that prevents sudden team sell-offs. Combined with confirmed CEX listing plans immediately after the presale, these factors point to a project built for longevity rather than short-lived speculation.

LILPEPE Price Prediction for 2025

From its presale entry position below $0.0025, analysts say LILPEPE has enormous upside.  After exchange listings, the token is expected to trade between $0.20 and $0.25, a 100x return from presale prices.  LILPEPE might hit $2.00 by Q1 2026 if its Layer 2 ecosystem grows adoption, consolidating its place among the top meme coins.

Multiple factors support this bullish outlook.  The presale has seen exceptional traction, institutional-grade audits provide validity, and community participation has been unsurpassed in recent months.  Meme currencies generally drive bull market speculative jumps, offering LILPEPE a positive macro backdrop.

Why a 100x Return Is Possible

Five important drivers support LILPEPE attaining 100x its all-time high.  First, its early-stage edge maximizes presale buyer upside.  Second, verified listings on two large centralized exchanges will boost liquidity and exposure.  Third, its Layer 2 meme utility distinguishes it from SHIB, DOGE, and PEPE.  Fourth, its giveaways and presale success built a loyal following.  Finally, bull market tailwinds could boost LILPEPE beyond present expectations.

If these factors coincide, LILPEPE may transcend Shiba Inu and Pepe Coin buzz and become one of the next cycle’s defining tokens.

Conclusion

As the bull run of 2025 picks up speed, LILPEPE has become one of the top candidates for massive development.  Its record-breaking presale, unique Layer 2 blockchain, strong community involvement, and clear tokenomics make it stand out from other meme coins.  Shiba Inu and Pepe were the first to make memes popular in crypto. Little Pepe is changing the game with new ideas and community-driven power.

For investors seeking the next 100x story, LILPEPE offers a compelling case. With presale prices still below $0.0025 and exchange listings on the horizon, the window of opportunity may close quickly. If projections hold, the coming bull cycle could see Little Pepe rise and dominate, establishing itself as the new standard in meme coin investing.

 

For more information about Little Pepe (LILPEPE) visit the links below:

Website: https://littlepepe.com

Whitepaper: https://littlepepe.com/whitepaper.pdf

Telegram: https://t.me/littlepepetoken

Twitter/X: https://x.com/littlepepetoken 

Apple iPhone 17 Series Sparks Massive Upgrade Wave, Surpassing Wall Street Expectations

By
Ojukwu Emmanuel
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0

Apple’s iPhone 17 lineup is off to a strong start, marking a dramatic turnaround for the company’s flagship device after years of sluggish demand.

The Cupertino giant has reportedly ramped up production of its iPhone 17 standard model by at least 30%, according to the information reports, citing anonymous sources.

Despite reports of scratch concerns, the iPhone 17 has delivered major hardware upgrades that address users’ most pressing requests, including improved battery life, advanced cameras, and enhanced durability. According to Bloomberg, these improvements are fueling a bigger upgrade wave than Wall Street had anticipated.

These newest iPhones have met with mixed reactions from analysts. Morgan Stanley described the iPhone Air as “a small positive surprise,” while others said they are waiting for AI-powered updates to the lineup that could give Apple’s stock, the sole underperformer among the Mag 7 tech giants, a bigger catalyst for gains. 

Mark Gurman, Apple’s Chief Correspondent, highlighted the stark contrast between this year’s launch and last year’s lackluster iPhone 16 rollout. In a LinkedIn post, Gurman recalled how analysts once hyped the iPhone 16 as the start of a super-cycle driven by Apple Intelligence features.

He wrote

“Last year, industry analysts tried to spin Apple Inc.’s iPhone 16 as the start of a super-cycle fueled by its Apple Intelligence features. The reality didn’t come close. The iPhone 16 sold decently in its opening quarter, but nothing about its performance was super. The artificial intelligence push was doomed from the start the features were delayed, underwhelming, and available on older models.

“Beyond the AI hype, the lineup offered little: the supposed “ground-up” redesign was false marketing spin, screen size changes were trivial and the Camera Control button proved forgettable for most users. Twelve months later, the script has flipped. Apple has delivered a genuine standout with the iPhone 17 Pro and 17 Pro Max devices that close in on deserving mention alongside milestone models like the iPhone 4, 5, 6, X, and 12.”

Data from digital market intelligence firm Similarweb, shared with Sherwood News, revealed a surge in online traffic during Apple’s iPhone 17 launch event, the highest since 2022. Preorder traffic also hit record levels, suggesting stronger demand than at any point in the past three years.

Apple analyst Ming-Chi Kuo reports that initial orders for the iPhone 17 are already outpacing those of last year’s iPhone 16. His analysis, based on supply chain data and preorder shipping timelines, indicates that demand is particularly strong for the iPhone 17 Pro Max.

Kuo estimates that total production volume for Q3 2025 across the Pro Max, Pro, and standard models is 25% higher year-over-year (YoY) compared to the iPhone 16 lineup. While shipping times have extended by about one week, the relatively modest delay points to a healthy balance of supply and strong demand.

CNBC also disclosed that demand is especially strong for the Pro and Pro Max models, with lines in London “notably longer” than they were for the iPhone 16, and consumers in Beijing queuing up the night before to get their hands on the models following strong pre-order sales in China. 

2025 A Key Upgrade Year For Apple iPhone

While exciting new features play a role, most consumers upgrade their iPhones when their current devices become obsolete, damaged, or suffer from poor battery performance.

The year 2025 represents a critical point in this natural replacement cycle. During the early pandemic years, Apple experienced a massive “supercycle” of iPhone purchases as consumers stuck at home spent stimulus money and extra savings on tech.

Many of those devices including popular iPhones purchased in 2020 and 2021 — are now aging, with declining performance and battery life. This timing aligns perfectly with the iPhone 17’s release, fueling another wave of upgrades as consumers look to replace their older phones.   

The iPhone 17 series has not only met customer expectations but also reignited excitement in Apple’s product lineup. With strong preorders, increased production, and a favorable upgrade cycle, the stage is set for Apple to deliver one of its most successful iPhone launches in years.

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