OneDosh, a financial technology company building modern infrastructure for instant, transparent, and borderless payments, has closed a $3 million pre-seed round to accelerate the development of its stablecoin-powered payment rails.
The company noted that the funding will support corridor expansion, deepen liquidity partnerships, and enable senior hires, positioning OneDosh at the intersection of stablecoins, global spending, and real-world payments.
As global commerce becomes increasingly digital, the shortcomings of traditional payment systems are becoming more pronounced. Slow settlement times, high transaction costs, fragmented cross-border rails, and limited access to banking services continue to restrict economic activity, particularly across emerging markets. In response, stablecoin-powered payment infrastructure is gaining traction as a foundational layer for the future of finance.
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Across many African economies, persistent inflation and currency depreciation erode purchasing power and complicate pricing for businesses. Stablecoins offer a compelling alternative by providing a digital store of value designed to remain stable over time. For individuals, freelancers, and small businesses, this translates to reduced exposure to sudden foreign exchange volatility. For merchants and startups, it enables more predictable pricing, planning, and contract execution especially when working with international partners.
“Financial access should not be limited by geography,” said Jackson Ukuevo, Co-founder of OneDosh. “People already live global lives. OneDosh is built to ensure their money can move as freely as they do, supporting global work, global families, and global commerce.”
Founded in February 2025 by Jackson Ukuevo (Co-Founder & CEO), Godwin Okoye (Co-Founder), and Babatunde Osinowo (Co-Founder), OneDosh was built from lived experience rather than theory. The founding team encountered repeated friction, blocked cards, frozen accounts, slow cross-border transfers, and restrictive currency controls while living and traveling globally. Their conclusion was straightforward: the challenge is not demand, but infrastructure.
Earlier this month, OneDosh announced the launch of its cross-border payments platform in the United States and Nigeria, activating its first major payment corridor and marking a significant step toward a truly borderless global financial system. The service is now live across 49 U.S. states.
“Financial access should not be limited by geography,” said Jackson Ukuevo, Co-founder of OneDosh. “People already live global lives. OneDosh is built to ensure their money can move as freely as they do, supporting global work, global families, and global commerce.”
Headquartered in New York City, with its first African corridor in Nigeria, OneDosh leverages stablecoin technology to help individuals and businesses move money globally with speed, clarity, and trust. Users can send money from the U.S. to Nigeria, store value in stablecoins, and spend globally using stablecoin-powered cards available on Apple Pay and Google Pay, accepted anywhere Visa is supported. Beyond consumer use cases, OneDosh is quietly building the underlying rails that connect wallets, cards, and countries into a single programmable payment infrastructure.
Looking ahead, OneDosh is positioning itself as a core infrastructure provider for a world where stablecoins become the default settlement layer for global payments. As adoption grows among consumers, businesses, and institutions, the need for compliant, scalable, and interoperable rails will only intensify.
With early traction across key corridors and fresh capital to expand its footprint, the fintech is betting that the future of cross-border payments will be faster, borderless, and natively digitally powered by stablecoins, built for real-world use.