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Tips for Finding a Job in a New Environment

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Go and Find a Job!, Nigerian Graduates

Picture yourself in another country trying to find your feet. It is energy-draining  and also frustrating. Perhaps you have moved out in search of greener pastures. You’ll need time to understand the culture of your new environment and also learn how to develop a thick skin against any type of prejudice. I must tell you that it is not easy. 

It reminds me of my good friend, Ibukun, who stayed back in Anambra after our youth service program. We had both finished serving at the University of Azikiwe, Anambra; and we did well.

Ibukun is a First Class graduate in Foreign Languages (Majorly German and French) from Obafemi Awolowo University. 

However, all he did to get a job at his primary place of assignment was futile. He blamed the institution for being biased against him in their hiring process. He said 90 percent of the workforce in that state are indigene.

Do I blame the institution?

No! Every hiring manager or company always consider your present location during the hiring process.

Companies or hiring managers want people who already understand the culture and can hit the ground running. It all depends on the type of job as well. But always remember that prejudice cannot be taken away from the hiring process. So when it comes to finding a job, you need to do more. Especially for the non-local who had gone out of their comfort zone in search of greener pastures.

How to find a job as a non-local with no network?

Fatima Barry shared insight on this aspect.

She said, “99 percent of the content on LinkedIn always talk about the importance of networking to land a job. I agree that persistently applying to jobs online may not be an effective strategy, but also remember that not everyone has a network.” 

She furthered explained by sharing her personal experience with me. She relocated to the US in a couple of years back in search for greener pastures. Just like everyone else, it wasn’t easy. 

”I didn’t know anyone, let alone have a network. Also, I didn’t know how to effectively network in the US. After looking for jobs for a whole year with no luck; I redirected my strategy in investing in my personal development.” – Fatima Barry.

These are the tips she used during her personal development:

1- Have a clear vision for yourself: YOUR WHY?

A man who knows himself and understands his purpose will definitely know his destination.

A man’s destination can be found in his ’WHY’.

2- Learn the language

You don’t want to go to an interview without understanding the language of the interviewer. Such a candidate may never be considered.

3-  Volunteer

Volunteering has proven to be the easiest way to land jobs, especially in a new environment. It doesn’t require much to land volunteering roles. Instead of sitting and waiting endlessly, you could lay your hands on some jobs that require no experience.

4- Get a degree

To stand a chance of being considered for job opportunities, you might need to brush up on your academic qualifications. Since 70 percent of jobs always require a minimum of First degree.

5- Be optimistic and resilient

Build a tough skin as rejection is part of the hiring process. You must learn to be hopeful in all situations as life is not a bed of roses. That’s why it is called life. It has to be lived.

6- Be flexible

Relying solely on the certificate or a particular set of skills may be likened to putting all eggs in one basket. Be dynamic. Lay your hands on something new. Try different things and master it. You never know which one will pave the way for you.

7- Build meaningful relationships

The relationship is always key. It is everything. When building a connection online, ensure 80 percent of your connection is in line with your goals. It makes no sense to build a network that won’t serve you.

Fatima rounded up with this, ”employment opportunities will come if you know your value and invest in oneself. Don’t set yourself short. As Chinedu mentioned in his last article that behind every success, there is “time”; and “time” covers loss, pain, shame, rejection, tears and heartbreaks. Be patient and stay true to yourself as the journey is long but meaningful.”

 Always remember that your time will come. But while you wait, do something. Life is not about waiting for the right time but what you do while waiting.

Problems of Overthinking – And How To Stop Overthinking

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Overthinking can deprive you of the benefits of life because it could hinder your sleep and make you restless, undermine your work performance, and could even ruin you totally. It doesn’t only leave you mentally exhausted but also distressed.

It’s quite important to know that you can overcome this because overthinking is not a problem. In fact, the word “Overthinking” shouldn’t sound notorious to anyone. Overthinking shows you are human who is also going through life challenges just like everyone else. So don’t feel weird for overthinking; it is normal. However, dwelling too much on it could lead to serious problems.

Research shows that overthinking can trigger some parts of the brain that are involved in fear and anxiety. Think about yourself as a problem solver, your greatest asset, which is your mind could be attacked, affecting all your analytical decisions and making you unproductive and effective.

Often times, you don’t know you are overthinking. Perhaps, it is unconscious to you. The few symptoms below could be warning signs to you.

Symptoms of overthinking could be:

 

  • Lack of sleep

 

It becomes difficult to sleep when the mind is cumbered with lots of thoughts and judgments. 

 

  • Gets tired easily

 

Since the body is being deprived of sleep, it gets tired easily. 

 

  • Trying to have total control of life

 

This is always as a result of overthinking. You always want to be in total control of life because it makes you feel safe. But in the real world, can you control everything about life? Life is meant to be lived. 

 

  • You are a perfectionist

 

You are obsessed about failures. You are always scared of trying something new. Break out of it. Failure is part of life. The lesson is always priceless. 

 

  • You lack self-esteem

 

Everything you say or do is never the best to you until you get validation from the outside. 

 

  • Fear of the future

 

No one knows what the future holds. We can only make judgments or predictions. When you start to fear the future, you are overthinking it. 

Adil Taher shares some major causes of the problems of overthinking:

  1. Your judgments get cloudy
  2. Stress level increases
  3. Too much time spent on negativity
  4. Hampers the growth
  5. Kills the creative side.

How can you overcome these issues?

According to Adil Taher, he shared some key points to overcoming the problem of ”overthinking”. 

  1. Optimism: Always be positive i.e. rather than thinking about what could go wrong, think about what would happen if things go well. Be optimistic. Create inception, an imaginary world where you are a winner. Nothing beats a positive mindset.
  2. Shun negativity: Try to distance yourselves from negativity. This could be negative situations or negative people. They suck up your energy. Rather try to get yourself into something new.
  3. Gratitude: Gratitude is key. Instead of concentrating on what you don’t have, be grateful for the ones you have. Appreciate God for what he has given to you. Remember, thousands would wish to be in your shoes. The best thing in life is life. Inasmuch as you are still alive, anything is possible. You are still in the race.
  4. See a Psychologist.

 Have a negative-free week.

This Plot Shows The Biggest Challenge for Welfare-Boosting Single African Currency

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This plot shows why a single African currency under a supranational bank will be nearly impossible to improve the welfare of Africans. There is no banker in the world that can design a welfare-boosting monetary policy in such a heterogeneous market as shown in the image. By looking at the export nexus, what Nigeria needs is orthogonal to the needs of Rwanda, and yet you want them to be driven by a common monetary policy. Scale that to 30 divergent shocks, you have multiple-whammy paralyses.

One of the biggest challenges the monetary union which African Union plans to implement in the continent will be lack of flexibility to use monetary policies to drive economic agenda for respective member states. In other words, if a supranational bank which will become the central bank of the member states takes over, monetary policy tools cannot be deployed to fix some economic situations at member country level.

Source: the African

African Vogue Hiring General Manager, Digital Marketing Manager in Lagos

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General Manager

African Vogue Nigeria Limited (AVNL) is a registered company with a focus on providing financial and educational services across major industrial sectors, and customers of all categories, including consumers, corporations and governments. In our consumer business, our grand objective is to bring to the doorstep of  bottom of the pyramid a broad array of educational and financial services, including credit, insurance, and cross-border remittance along with the traditional mobile money capabilities for bill payments, money transfers, etc.

We are currently seeking a General Manager for our business. We are seeking a candidate who desires a long-term career opportunity with a company in the broad financial and educational sectors.

Essential Duties and Responsibilities

  • Lead and oversee daily operations of the business
  • Direct and oversee staff members to make sure operations align with the vision of the company and our customers
  • Drive sales through new and existing client engagement to exceed targets – this includes going for presentations, reaching out to new customer segments, ensuring post sale service is improved and maintained at all levels in the business
  • Research and identify new growth opportunities
  • Design and execute strategies to grow the business
  • Manage production of monthly management reports
  • Provide weekly updates and reports to CEO
  • Ensure all staff are properly trained and equipped to effectively provide excellent service.

Minimum Qualifications (Knowledge, Skills and Abilities)

  • At least a bachelor degree in any discipline 
  • Strong relationship building skills – must be able to manage customer relationships effectively
  • Minimum 5 years work experience in a similar role at management level
  • Financial acumen is a must and accountancy experience is highly desirable
  • Experience designing and implementing strategies to meet your targets
  • Sales and marketing experience is also highly desirable
  • Business development experience (looking for individuals that have won customer orders, contracts etc)
  • Results oriented with proven record of success – success does not only have to be with sales, process improvements, effective cost reduction etc are also applicable 
  • Experienced with managing people, identifying promising talent and helping them grow to support business strategy
  •  Performs with minimal supervision.

Location: Lagos, Nigeria

Application Closing Date: 30th August, 2019

Method of Application: To Apply, send your resume to jobs@africanvogueng.com

 

Digital Marketing Manager

African Vogue Nigeria Limited (AVNL) is a registered company with a focus on providing financial and educational services across major industrial sectors, and customers of all categories, including consumers, corporations and governments. In our consumer business, our grand objective is to bring to the doorstep of  bottom of the pyramid a broad array of educational and financial services, including credit, insurance, and cross-border remittance along with the traditional mobile money capabilities for bill payments, money transfers, etc.

We are currently seeking a Digital Marketing Manager for our business. We are looking for an amazing, data-driven inbound marketer to own the majority of the marketing funnel for our company. You will be in charge of attracting site traffic, converting that traffic into new leads for the business, and nurturing those leads to close into customers, the latter of which sales leadership will help you accomplish.

Essential Duties and Responsibilities

  • Develop and implement strategies for generating and qualifying leads for business by identifying target audiences and devising digital campaigns that engage, inform and motivate in order to drive sales.
  • Design and oversee all aspects of our digital marketing department including our marketing database, email, social media, and display advertising campaigns. 
  •  Develop and monitor campaign budgets. 
  •  Plan and manage our social media platforms. 

Requirements

  • At least a bachelor degree
  • 3-5 years proven experience as Digital Marketing Executive or similar role
  • Demonstrable experience leading and managing SEO/SEM, marketing database, email, social media and/or display advertising campaigns
  • Highly creative with experience in identifying target audiences and devising digital campaigns that engage, inform and motivate
  • Experience with A/B and multivariate experiments
  • Experience in setting up and optimizing Google Adwords campaigns
  • Strong analytical skills and data-driven thinking
  • Up-to-date with the latest trends and best practices in online marketing and measurement

Location: Lagos, Nigeria

Application Closing Date: 30th August, 2019

Method of Application: To Apply, send your resume to jobs@africanvogueng.com

A Credit Bureau Model for Nigeria

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Equifax, a credit bureau company in U.S., is paying at least $650 million in a settlement related to its 2017 data breach which affected about 150 million people. Of that sum, $425 million is kept for consumers, notes Fortune in a newsletter. As fintechs and credit bureaus mushroom in Nigeria, Nigeria needs to develop protocols to harden the protection of its citizens’ data. I have noted that credit bureaus in the Western world do not overly care on protecting citizen data since their actual customers are financial institutions which buy citizens data for loan making and more. Nigeria adopted that model, and that is bad. In this piece, I proposed a model that will ensure Nigerian credit bureaus can deliver value to the financial institutions and the citizens simultaneously by aligning all the interests.

Yes, it is evident that the credit bureaus do not really care about the security of citizen data. Banks do care because losing customer funds through cyber-breaches will cost them money. The credit bureaus do not see citizen data as being that important. Their customers are the banks and not the citizens, and that is why they never care what they send to the banks. The citizens cannot take the jobs away from them. They have no incentive to be absolutely correct on the data they send to banks. The banks pay them and the banks are their customers, and provided they are happy, the citizens are irrelevant.

So for Nigeria, we need to do things a little different. We need to have within the Central Bank of Nigeria a unit that will supervise credit bureaus the way we do to banks. Also, citizens must enroll before any bureau can monetize their data in the specific system. By asking the citizens to enroll before banks can use their data, via credit bureaus, it creates incentives for the bureaus to make efforts to be optimal in their services.

Good credit scores are desirable for firms and people

Sure, it can hurt the citizen if the data is not reported but it will also hurt the credit bureau if it has no data to monetize. We have existed for decades with no credit system and can wait for few months to get it right. But for the credit bureaus which are starting, they need the citizens’ data. I recommend the following in Nigeria to make sure we break any oligopoly power as is being experienced in the U.S. credit bureau sub-sector:

  • CBN should register and give licenses to at least five credit bureaus
  • Credit bureaus can get data from all the banks and approved sources but they cannot profit from them until a customer approves for them to monetize the data. By pushing them to wait until a citizen approves, they have an incentive to be optimal to the services they deliver to the citizen besides the banks
  • A citizen must sign up with at least three bureaus at all times
  • Where it is evident that a specific credit bureau is not performing well, a citizen can withdraw its approval to report its credit. That can happen once per two years. Once that happens, it will take another two years for that customer to rejoin that specific credit bureau. But at the time, the credit bureau will still be collecting the data but cannot monetize it with banks.
  • A citizen at all times must have its credit records approved for monetization with at least three bureaus

By having this structure, a citizen will have leverage thereby reducing the poor reporting and lack of efforts by credit bureaus to harden systems to avoid identity thefts. A credit bureau that neglects its systems resulting to massive hack can lose all customers and will have nothing to sell to banks. So that creates an incentive to deliver better protection unlike what we have today. The addition of this citizen component will seed incentives for win-win in the sector.

The alignment of the interests of the banks, credit bureaus and citizens will be catalytic in establishing a functioning credit ecosystem in Nigeria. This is not included in the current CBN’s guidelines for establishing credit bureaus in Nigeria. We cannot do it the way the Americans have done it. We need a system that provides a citizen element so that credit bureaus have clear incentives to deliver good services. You cannot be selling people’s data and yet have no incentives to serve the people and protect their data. With this proposed model, the oligopolistic system that runs in the credit bureau industry will be dismantled in the Nigerian model. The outcome will be a virtuoso credit bureau system that secures customers data as it serves its core customers, the banks.