Bottomline: In this piece, I identify three classes of technology-enabled companies and startups. I begin from hardware to services, through firmware, operating system and application software to build the components on how these companies can be classified. By understanding this…

Bottomline: Nigeria and indeed Africa are undergoing fintech revolutions. There are more than 300 fintechs in the continent. Even the banks are evolving, turning themselves into fintechs. Certainly, not many fintechs will win, and many are light years from disrupting…

Bottomline: Startups have to grow to survive. They need to hack growth. Scalability is the message but growth is the path to deliver it. Growth is not easy because there are many competitors jostling for the same customers and territories.…

Bottomline: Startups, new business organizations, with scalable capabilities, differ from small businesses because besides the scalability, they are unbounded and unconstrained by geography. Companies which qualify as startups exhibit three attributes which are mutually interdependent. Any firm without these attributes…

Bottomline: Legendary investor Warren Buffett is the father of Buffettism. He has built wealth, over the years, through one consistent principle. In Africa, we have our own, Dangoteism, after Aliko Dangote, Nigeria’s business icon, and Africa’s richest citizen. Studying how…