PesaPal is an online and mobile payment system linking buyers and merchants/sellers. Simiar to PayPal, merchants and buyers register and maintain accounts with PesaPal.
Account holders can then receive payments via PesaPal (merchants) or make payments via credit/debit cards, money transfer, M-Pesa money transfers, etc. Account holders can track transactions and manage their accounts through the PesaPal website
PesaPal fills a gap that previous online payment gateways have missed – the unbanked population or those without internationally acceptable credit/debit cards. Although solutions like M-Pesa and Zap have enabled this demographic to make peer-to-peer money transfers, few options enable online merchant payments or cross-network transfers.
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With PesaPal being able to accept payments from these as well as traditional channels, merchants are now able to reach this demographic and individuals are also able to transact with merchants without necessarlly requiring a bank account or bank cards.
Merchants and users can register through the PesaPal website. The service can be used where the PesaPal badge above is displayed.