Do not make the path to Success to become the Success. When you raise capital for your business, it must never be the “exit” or your destination. The qualification to the next level depends on your performance at the current level. As entrepreneurs and founders, we must show respect to investors’ capital, across Africa.

The Nigerian Police have produced 16 tips on how to avoid clashes with police officers at checkpoints. But this is the real deal from a former police officer: ”For now, don’t go and be speaking Queen’s English with them on the road. For proper understanding, talk to them in Pidgin…”

Earlier on April 17, a former head of the Police Public Complaint Rapid Response Unit, Yomi Shogunle, had advised Nigerians on how to have a better communication relationship with an average police officer at the checkpoints.

Mr Shogunle on his twitter handle @YemiShogunle said: ”For now, don’t go and be speaking Queen’s English with them on the road.

“For proper understanding, talk to them in Pidgin, another way to avoid kasala.”

Here are the tips listed by the Police

1. Endeavour to slow down your vehicle. It shows that you are not reckless. It also douses suspicion that you are a criminal and may want to speed off.
2. Turn down the volume of your car stereo. Courtesy demands this. Besides, you are able to hear each other better. This simple act will also help you to win the confidence of the security operative.
3. Keep your hands visible to avoid unnecessary suspicion or fear by the officers that you are attempting to bring out a gun or other harmful objects to attack them.
4. Turn on the inner light of your vehicle while approaching the cops (if at night). It readily sends an unspoken message that you have nothing to hide.
5. Be friendly and cheerful. Commend the officers especially when you see them working under very unfriendly weather conditions such as the rains, the harsh harmattan conditions, excessive heat, cold or sunshine. We know it’s their job, but a little kind word from you will do a lot of good. Remember when you smile at the mirror, the mirror smiles back at you.
6. Endeavour to be polite even when answering questions put to you by the officers.
7. Don’t dare or challenge an armed security man to a duel. Oftentimes, you hear people say things like ‘shoot me if you can!” Note that this is a recipe for disaster! It is very provocative and an unnecessary call for war. So, please play safe, more so, as you do not know the state of mind of the officer concerned.
8. Also, don’t go into a physical fight with an armed security officer. He may resort to the use of his weapon (rightly or wrongly) to defend himself.
9. Avoid unnecessary argument with armed security personnel. There are a thousand and one ways to seek redress where you feel your rights have been infringed upon.
10. Never try to touch an officer in an unfriendly manner. He may suspect you of trying to disarm him.
11. If you are a regular traveler or road user, make sure you have the police emergency phone numbers of the route you operate. You never can tell when an emergency situation could arise and you need the Police to come to your aid.
12. Make sure you have all your relevant car papers and desist from actions or inactions that constitute either a criminal or traffic offence. Such infractions of the law provide veritable grounds for possible charges and other forms of adversarial contact with the Police or other law enforcement agencies, including unnecessary arguments.
13. Don’t give the impression that you are unhappy to see an officer on his beat or that he is wasting your time. But if you do have an emergency, politely inform the officer. Don’t speed off while still being checked.
14. Take note of the name tags, Force or Service numbers, personal description, description of weapons or patrol vehicle of the security officer especially where the officers begin to conduct themselves in an unprofessional manner.
15. Seek an audience with the most senior police officer at the checkpoint if things are not working out smoothly.
16. Politely insist to be taken to the police station if your complaint is not properly addressed.

They have won the World Summit Awards for Nigeria as the best digital content solution in business and commerce. They are using digital technologies to solve centuries-old problem in Nigeria by deploying software to “eat” the world of Will making. Carrot is an online service that helps people to plan their estates. In other words, Carrot provides tools which help users to create their wills, organize assets, and secure their financial future. Through the platforms, the rights of widows and broad family members of a deceased person are protected.

Carrot Advisory Limited, is a fintech company with special focus on helping families with innovative and affordable financial planning services. […]

Carrot.ng is our delivery platform and it is enjoyable, convenient and secure. Our Carrot app will be available soon and can be downloaded in google playstore and iOS App Store.

Our partners include Leadway Insurance, Royal Exchange Assurance Group and SendBox.

Nigeria has a low penetration of wills making. It is estimated that only about 5% of Nigerians write their wills. Simply, there is a huge market opportunity in this market if software can reduce the frictions and make more people prepare their Wills. That will reduce assets value-destructions which happen when descendants fight over assets. No wonder, UNESCO honored Carrot as an innovator for providing a platform to fix that friction.

“One of the challenges faced by Nigerians today is that of inheritance and estate planning. It is generally believed that the making of wills is an exclusive preserve of the rich but this is a false assumption. A recent study carried out by our team revealed that more men are writing wills than women.

It also showed that people 60 years and above or people working with organisations that insist on staff wills making are those writing their wills in Nigeria. We are trying to remove all barriers that prevent most families from getting the kind of legal and financial protection they need and deserve.”

According to the company, the platform enables testators to appoint guardians for their beneficiaries – spouse, siblings, children, aged parents or others. The testator can also appoint trustees, witnesses and executors. The goal of the whole thing is to eliminate the falsification of wills and the paralyses that come for a deceased person’s estate especially by family members.

“Carrot.ng helps families break through the perceived challenges of securing and protecting their families’ financial future. It overcomes the difficulty, costs, and isolation that most people experience while trying to complete essential legal and financial tasks.

Carrot.ng enables you to make a legal and valid will, purchase a health, life, travel and unemployment benefits insurance and organize your inventory of assets – in minutes and with just a click.”

How It Works

The company has provided a simple process for users to create wills in their platforms.

1. We will ask you a few questions to determine your eligibility and help you create your Will. Our in-house legal experts are on hand to assist you through live chat and phone support.
2. Our legal experts will check it and ensure it complies with applicable laws. We will be in contact with you through this process. You may be required to make changes to your Will.
3. We will print, package securely and deliver 2 hard copies of your Will via DHL. Also, your witnesses will need to be there to sign your Will in your presence.
4. Tell us where to save a copy of your Will. We can also help you keep a copy of your Will in our vault.

All Together

This is a brilliant product as explained by the Founder/CEO of Carrot Technologies Limited, Luqman Balogun.

“The unique social experience on Carrot.ng also makes it easy for users to invite family and friends to serve important future roles, encouraging transparent dialogue about hopes and expectations. Carrot guides users through these decisions, and makes them easy to change at any time, with just a click on their phones. It combines many of the tools used by the wealthy and makes them accessible and affordable to all families.

“Carrot is removing all barriers that prevents most families from getting the kind of legal and financial protection they need and deserve. We have made it enjoyable, convenient and secure for everyone to create a financial security plan and organize their assets easily by visiting our website ‘www.carrot.ng’.

“Families can finally take this off their perpetual ‘to do’ list – in a way that is social, and even enjoyable, right from the comfort of their homes, offices or on the road.”

Carrot.ng is powered by Carrot Technologies Limited, a financial technology firm with special focus on inheritance and estate planning. The Company has very distinguished and accomplished professionals on the Board and chaired by Prof M. T AbdulRazaq. Other directors are; Henry Laraiyetan, Odunayo Williams – Co-Founder/COO, Markie Idowu, Lawal Olarinoye, and Segun Afolahan.

Today, I spent the day in a category-king software and cloud solution company. Wragby Solutions is building software solutions of the future with A.I. (artificial intelligence), accelerating innovation across different nexus of Nigeria’s industrial sectors. Meeting the young people at the heart of this redesign elevates my unbounded optimism on the promise of the future of Nigeria. From business solutions to elemental components of cloud platform and application infrastructure, they have built and building the pieces to drive productivity and reduce technology frictions for markets. And the most fascinating part: IoT solutions to power the digitizing Nigerian economy. People, innovation has a happy home in Nigeria!

Now Wragby Business Solutions and Technologies Limited is a proven industry leader with expertise in Cloud Infrastructure, Artificial Intelligence, Data, Modern Workplace, and Business Solutions in West Africa. Our company was the Microsoft Partner of the year finalist in 2017 and 2018 respectively for our work in Cloud Technology and Enterprise Mobility. These affirm our dedication to transforming businesses via innovation and making the world a better place through technology.